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i have emailed 4 people now about cancileing my account and no one has emailed me back i am now paying contents cover for a house that i do not live in any more this is rediculus.
i ... |
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 Individual Health Insurance / COBRA? |
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 How much would motor insurance cost me? |
| Hi, im nearly 21 and a female. I cant actually ride a motor bike atm but want to learn as i am in love with bikes. However i dont know how much it would cost me to insure one. Obviously i would ... |
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 Life Insurance -- Is a 78 year old woman too old to get life insurance? If not, who are the better providers? |
| I've made preliminary inquiries to get life insurance for a 78 year-old female, however, I get the standard response of "no" because of her age and the fact that she has been ... |
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| Questions about health insurance as it relates to losing one's job and COBRA? |
| I recently lost my job. My employer of 9 years gave me a "take it or leave it" approach with a poor severance package. Essentially my termination letter states that my benefits expire N... |
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 Which Life Insurance Should I Get? |
I'm 35 years old. Have two small children under 5 years old. Household income is around $200,000, and my mortgage is about $350,000.
Some tell me to get whole life, others tell me ... |
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 Help this is ruining my life? |
| Ok so I had my gallbladder removed my insurance company decided to drop me when i was in the hospital during this surgery I had 2 surgeries because my stones had traveled to my liver and etc. now I�... |
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RK V | Now a days Pvt Insurance Companies offering various ULIP schemes promising good returns. Are they safe? ? |
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krishna
 |
you can taken ULIP from private or govt company.
no problem, before that u check the following importent things...
1. what happens if u do not pay in second year and third year premiums ....did u get any returns or not ?
2. what will be surrender charge after 3 years lock in period ie if u want to with draw partial or exit from the fund what will be the charges deducted by the company? ..ie called surrender charges..{ any how after 1o th year no surrender charge in any ULIPs.}
3. what is the past grouth of company ulips ...{ it may not same in future but consistancy of returns can tell us the company standards..}
4. Is there provision to continue life cover till 100 years of age with out any further premium investments after 3 rd year...?
5. is there provision for making systematic with drawal ? so that we can draw money like pension in future, when we require.
6. what is allocation charges Fund management chares etc.... { sya one company tells zero allocation charges , when other deducting 25% charge how it can be possible ? the answer is the second one deduct 6% of fund valu every year from fund ..which is not ther the person who charge 15% on initial payment}
7. conform the mortality charges also while opting risk cover ?
this may give some idea to choise best ULIP ,most of all the above points i like SBI ulip u compare with others too.. |
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ilovetheworldasonecountry
 |
IRDA gives licence to operate insurance business in India. The companies cannot cheat you simply. But buy the right product for yourself. The insurance executive must be unselfish in guiding what you actually need. |
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Ankit S
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safe if they are from IRDA |
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Paanchvi Paas
 |
There are certain Private Insurance Companies which provide guaranteed security on the capital you have invested. To know more about all such plans you can click on Ask the Expert on http://www.InsuranceMall.in |
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bhushan s
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Well the important thing is the fact that returns are not guaranteed.
Depends on your risk apetite. As per law, people can show returns of 10% p.a.
You must check real returns from bajajcapital.com
If you need a secure product offering returns like ULIPs, from LIC of India, then you can contact me on bhushansheth@gmail.com
09967280006 |
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HMT
 |
What do you mean by safe?
Investments in ULIP are market linked and therefore risky. People who have invested in ULIPs in Jan 2008 have lost more than 30% of their investments.
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chit
 |
my advise is not to go for ulips. they charge hefty percentage as adminstrative charges and hence are not worth it or economical mutual funds ( equity ) are a much better option. |
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