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 Can I be denied insurance?
I am currently getting health insurance from Health Partners through my mom's employer, but I will be losing my coverage at the end of the month, since I got married. I applied to continue ...


 So what happens when you find out your pregnant and don't have Maternity coverage?
Hi,
My husband and I found out we were pregnant in February, the pregnancy was unexpected, even though we did use contraceptives (birth control pills). Unfortunately, my health insurance cut me ...


 Health insurance for dummies?? (that dummy would be me)?
Ok I'm leaving my parents coverage in a few months and am scouting health insurance companies....thing is...I have no clue what they are talking about!!! The thing I am most confused about is ...


 Where I can get a life insurance for my husband, good and with low monthly payments?
Tell me your ...


 Is this considered insurance fraud?
A deer recently hit my car while i was doing about 65mph. The bank owns the car, so they will write a check to me AND THE SHOP. I got a quote from a big shop for $4000. I know a guy with a small time ...


 What is the minimum amount you can pay for a medical bill?
...


 House is sinking, am i covered by farmers insurance?
...


 What must I know to become an accountant?
Basics of ...


 Is taking home insurance from 'surplus line' insurance companies too risky ?
...


 What are the problems that beset the health insurance industry?
...


 How can you find a good employee to work in an insurance office?
...


 If I wanted to get life insurance on my father what do i do?

Additional Details
he wants me too!!!...


 How do you appeal when your health insurance doesn't want to cover a needed procedure?
Is it necessary to hire an attorney?

Please ...


 What deductible should I get on my home insurance? ?
My friend says I should get a 2500.00 deductible and only use it for emergencies. He said if I get a small deductible and use it for non emergency stuff that my premiums would go up alot. He says ...


 Which is the most viewed website by middle age people?
i want to know about the site that is viewed by most of the people so that i can post my e-mail id there .and tell people about the benefits of having a life insurance .looking forward for a good ...


 Have you ever known anyone to collect on a disability rider on a life insurance policy?
...


 How can I drive a car without having to pay the insurance companies so much money?
Insurance companies rake in so much money ad find ways to charge fees and make "adjustments" to rip us off. Is there a way around this?
Is there a non-profit insurance company? Can ...


 Will the insurance company pay to fix a rusty roof on a car?
...


 How l can find my best friend?
he attend aclasses at california state university at ...


 Will my health insurance expire right away when i leave my job?
i gave my 2 weeks since i'm pregnant and don't want to work anymore. i will mary in 30 days and hop on fiance's plan. does my plan cease the day after my last or is there a grace ...



peanut
On average, how much did your eye glasses cost you? Do you have insurance or not?
                     
 




ca_surveyor
damn good question.

I needed glasses for the first time and spent a day going to different places with my prescription.

For the same glasses (and frames) I had prices that ranged from $175 (for TWO pair !) to over $600 for a single pair .

Typically the most expensive places were the ones that were part of my insurance program (participating offices).

My insurance pays about 60% for the non participating bill but even with that, applying to the other place I came out with a total of about $120 for the two pair. They lasted for over two years before I lost them so the quality was there too.

Moral: It pays to shop around and get the base prices without insurance.


xbone
If you're looking for cheap glasses, then there are Internet retailers that sell complete pairs for less than $10 (Zenni Optical, LBW Eyewear as examples). For $30, there are many more Internet choices. These are exceptional values for "spare pairs" or for experienced wearers that can choose an appropriate frame size and do not require the extra service of a brick & mortar optician.

The cost of glasses varies due to many factors:
1) Designer names: Fashion may come at a high price, taking a $25 frame to $400 or beyond. This doesn't necessarily mean better quality, though.

2) Warranty: Opticians may offer free remakes if your prescription changes quickly or was measured incorrectly-- things that aren't necessarily their fault. Others will remake scratched lenses for free or at reduced prices. Lenscrafters is pushing their "Unconditional Guarantee." The cost increase should correspond the service level, and the value of this "insurance" should be weighed in the buying decision.

3) Lens options:
a) Basic lenses in unusual or hard-to-make prescriptions (high powers, prisms) are often modestly surcharged.
b) Hi-index lenses that are thinner can add up to $300 to the price of the glasses for the most exotic lenses.
c) Scratch-resistant and/or UV coatings are usually inexpensive ($10) add-ons, but they are often not required. Polycarbonate and most hi-index lenses already include this.
d) Anti-reflective coatings are available in many quality and price ranges up to about $100.
e) Bifocals/trifocals/progressives, tinted, polarized, transition (sunlight-sensitive)? More $$$!

4) Speed: Lenses finished in-house tend to cost more than those finished in an off-site lab. This isn't always the case, however.

As for insurance, most plans are glorified discount plans good for a certain allowance towards vision care. The value of the insurance is usually in the lower negotiated rates for goods and services such that the allowance is applied towards a lower base cost.

To answer your question, though, I paid $78 for two pairs of glasses (without insurance).


btyboo
Rating
mine cost $240 at walmart


The Emperor of Ecstasy
No insurance and $120.00 a pair....exam included....at a shopping mall.


Deborah
Rating
My daughter's were about $60 at Wal-mart vision center. You can get some nice ones for less than $100 there. No insurance here.


zippythejessi
Mine were $275 - just for the frames (Tommy Hilfiger), the anti-reflective coating, and the lenses. My health insurance picked up the cost of the eye exam.


Ape Ape Man
Rating
Mine cost $400 (Canadian) because I require special lenses. At the time I bought them I had insurance that covered most of the price.


mbrcatz
OK, today my husband and I picked out new glasses for him. The cost to us was $358, for frames, special prescription strength, polymer lenses, and clip on shades. We do have insurance - insurance paid $160 of it, it would have been over $500.

Now, you CAN tell them, show me your cheap frames! And you get the frames that are under $100, which are usually fully covered by your insurance. But we didn't do that.

Consumer Reports heavily suggests that you bring your prescription to Sam's Club or Cosco or a wholesale place like that, to save up to 70% and get stylish frames in a timely manner. The CHEAPEST way to get frames is to find the style you like, and buy the frames (brand & style) off the internet, then bring them to Sam's & get the lenses ground & installed.


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