 If you get fired, how long is health insurance from the company available? |
if/ when some one gets fired, or laid off, how long is the health and dental insurance available?
I do believe there is a difference between getting laid off and being fired...
I... |
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 I know nothing about health insurance. Is this a decent plan? |
| Okay, I just quit my job and started freelancing. I have a four year old and we both need insurance. What's important to me is that we can bot get our yearly exams and see a doctor if one of ... |
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 Expatriates - What Kind of International Health Insurance do You Have? |
| I've been living abroad for 20 years now, and have depended on local national insurance. But now I'm looking for more comprehensive health and life insurance (got married, finally, a ... |
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 Is medicare part B insurance required if you are working and have group health insurance? |
| group health insurance? I was told Medicare is primary other group insurance is secondary. please give information I can understand and pass on to those 65 and older and the insurance representative. ... |
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 COBRA medical coverage question, please help.? |
I got laid off and my medical benefits are ending. The benefits officially end on March 1, 2008. The question is:
I have 60 days from that date to elect COBRA. If in those 60 days, if I ... |
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 ER visit without insurance...how much will it cost me? |
| I went to the ER earlier today because I was having an anaphylactic reaction to about 50+ ant bites along my thighs. I went to the hospital after I blacked out, and I went in and they took my blood ... |
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 Who told me State Farm was reputable? |
| I almost got life insurance with State Farm. I searched Consumer Reports no insurance company complaints were forth coming. I called the commissioner of Insurance and they said they no longer ... |
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 Would my insurance be high if so who is cheaper? |
im 20 male
one speeding ticket
and 2 wrecks
since i was 18
will my insurance be high
one company said 5000 a year
Additional Details
currently im paying 40... |
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 When I buy a house and the insurance comp. comes to take pictures do they do just the outside? |
| Do they need access to my back yard? Also, how long after closing do they usually come to take the pictures? You can tell me from your own experience bc I know there is no set time. Also, if it ... |
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 Is it beneficial to have all members of household under 1 car insurance policy? |
| Currently my husband, 2 sons, & 1 stepdaughter are all on one car insurance policy,under my name. The kids are adults, 24, 24, & 21. My stepdaughter recently was involved in an accident (... |
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 Can I sue for getting hurt as I was volunteering repairing appliances? |
| I had a lamp fall as I was repairing a washing machine.I ended up having to have surgery on my finger.It has been months since the accident and the finger is still not the same.Workers Comp has paid ... |
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 Before I sign up for medical insurance? |
How much does it cost to have it? Should I or should I not sign up for it?
Additional Details
My job offers ... |
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 What company do you recommend for renters' insurance and why? Not state farm, they are pricks. Testimonials? |
| I need some affordable renters insurance. I live in MO and REFUSE to give those pricks at State Farm another dime. Who do y'all like for price and custoer service???... |
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 My $500 deductable? |
| I have a $500 deductable, its going to cost $300 to fix, why would I still have to pay $500? that seems alittle crooked.... |
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J E | Oral office said "yes" they were part of our insurance plan and now I find out they're not. Are we liable? |
Additional Details
My son needed wisdom teeth removed and I called the oral office who said "yes they were part of our plan". However, after insurance paid them, comes to find out they are not. If they were, 20% would have been written off by insurance and we would owe them about $360, $300 has been paid upfront. Now they want $490. What can I do? Thanks!
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sarah314
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Unfortunately, as far as your insurance company is concerned, it is YOUR responsibility to verify directly with the insurer whether any provider is part of the network. I always tell everyone not to take the doctor's offices word for it, because doctor's offices can make mistakes (no matter how good their intentions are). And you're the one who would be financially liable if a mistake was made, so its always in your best interests to check yourself.
Since you're talking about wisdom teeth and oral surgery, I wouldn't be surprised if the following happened: the oral surgeon's office may be part of your dental network, but the wisdom teeth removal fell under your medical benefits and the oral surgeon isn't part of that network (or vice versa). And the oral surgeon's office made an innocent mistake due to that, or some similar scenario.
You could always try to negotiate with the oral surgeon's office since they made the mistake, but there's no guarantee that it will work. And, unfortunately, they are within their rights to collect the amount as processed by your insurance company.
I'm sure you know this now, but just in case...always, always, always verify the network status of your physicians directly with your insurer. Don't just take someone else's word for it. |
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seekinganswers36
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Sorry, the insured is responsible for knowing their benefits. Never call the provider. Always call the insurance company. The provider is searching for business. The insurance company already has yours, and are more likely to give you the most accurate information.
This is an expensive lesson for you, I would change providers for sure after this and do my homework. |
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acermill
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You can pay the balance of the charges for the services rendered. It's entirely possible that the oral surgeon WAS, at one time, part of your network, and information was not updated.
Nonetheless, it's your responsibility to check with the insurer ahead of time to get a list of oral surgeons who operate under the network and its agreements. |
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src50
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There's probably nothing you can do except to vent your anger.
This has happened to me on the medical side when I took the word of the medical front desk receptionist that a doctor was within my provider network only to find out he wasn't. I have learned to verify with the insurers that a specific provider is a member of their plan and not take anyone's verbal word. |
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mbrcatz
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Nothing. Ultimately, the responsibility is YOURS to call your insurance company, and ask if that particular provider is in network.
You're liable for the money, for services that were rendered. Sorry. |
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dwbryant06
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All of these answers are right, be happy it was not a huge expense on a major surgery and this happened...
Just vent your anger on them. Here is arkansas one of our new stations will investigate things like this and help you get restitution while silmutaneously informing the public of the flaw and how to protect themselves. See if a news station will take on the publicity case, generally when a business starts to get TRUE bad press they want to resolve the issue so it doesn't hurt their business. It is not a great expense but it a couple hundred can make a difference to some families.
I had this a happen once but I was a long time patron since child hood and they were happy to admit mistake and void the bill.
Good luck... |
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