Last week, I was a day late paying my insurance policy. However, the insurance company still accepted my payment. A week later, yesterday, I get a letter from my finance company and motor vehicle saying I have an "X" amount of days to get insurance or my registration will be suspended. So I called the insurance company (local office was closed, so I had to call the 800 number) The finance rep informed me that they rejected my insurance because I was a day late. However, I was informed I had a certain amount of days to pay before a lapse or rejection. So I went to th local office and paid my $300 plus dollars. The insurance company took my money and did not notify me of the rejection. I was told I could recieve a refund check, however, is there some sort of legal action I could take against the inurance company for fraud or deception? After all, I have the reciept of payment and policy, ins. cards etc. But they have my money and I have no ins. Any suggestions?