 What type of insurance is required to drive developmentally disabled clients in my personal vehicle while worm? |
| I work for an agency and I provide services to a client in his private family home. The family is requesting that I drive him in my vehicle for entertainment purposes, on outings, etc. I only have ... |
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 Has anyone ever heard of Beech Street PPO network and/or National Union insurance? |
I was quoted a health insurance policy through Beech Street PPO and its supposed to be underwritten by National Union.
The plan is pregnancy-admissable (they accept pregnancy) which is VERY ... |
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 What is the best and inexpensive whole life Insurance? |
What is the BEST, inexpensive WHOLE life Insurance I can get for myself AND my daughter. She is 1, and i am 19. I really need it to be on the cheap side, but have great coverage!
Thanks!... |
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 Which one is the cheapest auto insurance? |
| Hi thanks for taking your time to answer this question... I have geico right now, but dont think its the cheapest insurance company I have... I dont really care if customer service is bad, as long as ... |
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 Full coverage on a 2004 Pontiac GrandAm, is it worth it? |
| I am currently paying for full coverage insurance on my vehicle but unsure if this is financially a good idea. My car is a 2004 Pontiac Grandam worth about $5,000 in Blue Book. Has good mileage (80,00... |
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 What are some additional ways to make money with Primerica? |
I was reading answers regarding Primerica and I ran across this answer from obe231.blogspot.com:
I've been in Primerica since 2004. When I sell a life insurance policy, I get paid ... |
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 Have travel insurance but one of us can't go due to an "uncovered" reason. How can I get my money back? |
I can't find anyone else to go and I can't afford to lose $3,000! Really need advice here.
Additional Details
One more detail: I did buy cancel for any reason but I will lose 2... |
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 Denied Unemployment benefits? |
| My wife was terminated in the state of Oregon. Her reason for termination was that she had too many computer entry mistakes. Does anybody know if she can be denied benefits because she was ... |
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 can i pay a ticket in payments? |
| I live in California and was wondering if there's a way i can pay off a ticket in payments? Would i ask a judge about this?... |
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 Husband was kicked out the Army, can i apply for Medicaid? |
| My husband was kicked out the army with a General under honorabe discharge. i have a 3 month old son. We have no insurance now. So i was wondering can we apply for medicaid until my husband or myself ... |
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 How do I get my former insurance company to refund my money? |
| I had been using Allstate for my auto insurance since last summer and had no problems with them, no tickets or accidents but on May 19, 2010, I got a letter in the mail saying my auto insurance ... |
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 How do I get the best motorcycle insurance possible? |
| I am looking for a motorcycle insurance but I dont know how to get the best one possible for ... |
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 The Best Free Life Insurance Quotes Site? |
I was wondering if anyone would be able to tell me what is the best free life insurance quotes / rates site online?
The simpler it is and the faster it is to get information from, the ... |
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 Can i get a health insurance quotes in my area? |
| Where can i get a health insurance quotes in my area?... |
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 Looking For Cheaper Car Insurance Quotes? |
| I am trying to beat my best quote so far and I wanted to ask if anyone knew of anyone I could try or some brokers who could get the price down a bit for me.... |
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 Disability Insurance Regulations, or good sources for reading about them? |
| My mother has recently been having problems regarding her short term disability insurance, and I am wondering about the regulations on such insurance policies, because for what they are doing to be ... |
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Omnipotent | Paying contractors in cash? |
I'm getting my basement done for $2600 and he told us to pay him half in cash on the day he comes, and the other half when it's all done, now it sounded a bit risky to me but i'm not sure..is this normal?
I'm getting the carpet from basement removed and putting tiles in, now I am aware that we should demand a receipt from him on both payments but still...half now? can't he just walk away with that money |
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Insurance Pickle.com
 |
Right...no way. He'll likely disappear. You can pay him cash on the balance due. Now if he's a referral or does a lot of work in the neighborhood then it's no big deal. If you just stumbled upon him then red flags should be going up.
The other problem is if he's not running a legit business and busts a pipe in your house (or otherwise accidentally does a bunch of damage) you're so screwed because he'll have no insurance either. |
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Doctor Deth
 |
pay with check - get a detail invoice describing all work get him to sign it and get a receipt
are YOU buying the tiles and he is just installing them?
if yes, then he needs absolutely NO money up front and if the guy can't afford to pay for his materials up front on on credit with the supplier, then he's not a professional - find someone else
he probably doesn't want to claim all the income on his taxes
make him fill out a W-9 form and tell him you will be sending him a 1099 - tell him you need it for YOUR tax records - if he balks - get someone else |
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StephenWeinstein
|
No, it is not normal. Any request to pay in cash is a red flag that something is very wrong. |
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N C
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1. Never, ever, ever pay a contractor in cash.
2. Always withhold a certain amount (check the mechanics' lien act if you are in Ontario) for the fully allowed time. (This is designed to protect you if the contractor hasn't paid his subcontractors/tradespeople and they sue you for payment...they put a lien on your property and it takes a heck of a lot of effort to get it removed.) |
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mbrcatz
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Absolutely, he can walk away with your money.
You're better off going to Home Depot with him to pay for the supplies yourself (which you can guarantee get to your house), and then pay the labor 1/3 1/3 1/3 as the work gets done, withholding the last payment until it is COMPLETE.
The cash thing is the scarey part - did you get a certificate of insurance from him? Does he have the proper licenses to do this? Or is the entire job "under the table?"
$2600 isn't enough to finish a basement properly. When a deal is "too good to be true", it's the perfect setup to rip you off. |
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