 Can I cash an auto insurance check written out to my leinholder and myself? |
| I got in a small accident and was issued a check from my insurance co. My family is really short on cash right now and we were thinking the best thing to do is leave the damage on the vehicle and ... |
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 Can my medical insurance take their money back after paying? |
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 Medical/Insurance emergency... HELP???? |
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 Can a dentist report you to collections if he told you you wouldnt owe anything and send a bill later? |
| I am 19 years old and in college, my dentist is threatening to turn my account over to collections after sending me a bill over a year ago. When I asked about getting crowns he told me that my ... |
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 I think our house insurance is expensive, want to change using comparison site England what is important to? |
if i use a comparison site to change our house insurance what is a good way to do this, the main reason being to try to cut down on our monthly out goings
i am a bit confused but would ... |
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 Can you collect unemployment if your hours were cut from full time to part time due to slow business? |
Additional Details
I live in the state of Florida. When I was hired it was at a full time bookkeeper/CFO. I was informed to day that the job doesn't need a full time person right ... |
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 Can i switch the name of the car insurance to my name at 17? |
i am 17 and was wondering if the current name of my insurance can be swithched to my name?
and can the title of my car be switched to my name as well?
Additional Details
money ... |
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 I have no health insurance pain is killing me? |
i drive for passengers , to airports , but i have no health insurance . my back pain is killing me .
please help me how can i live a good life in new jersey ... |
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 Is this good? |
| looking to do something in the insurance field, wondering if its a good field to get into or not, the college im looking to go into says starting salary is 33, 456. I'll probably be living in T... |
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 I am thinking of getting renters insurance. What is the cost of most average cost of most polices? |
Live in a 2 story, downstairs apartment ground floor, one level., I have a doxie (weiner dog), my son who is an adult and my husband.
Additional Details
It is two bedroom one month and I... |
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 Is Primerica a good company to have a policy with? |
| I have an insurance with Clarica(Sun Life) full life - yet the primerica people are trying to sell me a term insurance - the worst is they tap their friends so its difficult to say no...however, I ... |
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 Cheap or free help with medical insurance? |
| I need health insurance for myself my children are covered under medicade and I need health insurance that is free or ... |
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| Medical Insurance Not Paying My Medical Bills? |
| So last summer, I broke my ankle pretty bad, displaced fracture and at the time I had limited insurance. They claimed to pay up to 1k in ER visit, 250 for anaestesia, 2k in doctor visits, and up to 2... |
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juanna | Payment protection Insurance? |
We took out a large loan, & at the time took out a payment protection insurance. We were just told that it would cover us if we were ill; or out of work.. We have just applied to cancel this insurance ,as we found out it only covered us for the first five years of the loan & thought it would lower the monthly premium. The bank will let us cancel it but when i asked if that would lower the monthly amount ,by the £68 that we pay for the insurance per month we were told "oh no" it won't lower your payments it just means you wont have the insurance.. When i questioned this; the person couldn't answer my query..
Surely this is a scam.. ANY IDEAS ??? SURELY THEY CAN'T DO THIS... |
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Wendy S
 |
You need to contact the company providing the payment protection for the refund. They were paid in full by whomever lent you the money, so they would be the ones to refund the money (most likely with a penalty).
When you took out your loan the bank paid the payment protection the full amount of the premium for the life of the loan. That's why it won't reduce your monthly payment. But if you get a refund from the payment protection company you'll have the money and you can use that money to help pay off the monthly balance.
There are so many people who don't contact payment protection, credit life and credit disability insurers when they pay off their cars early, or if the cars gets traded in or totaled. So many people miss the opportunity to get a refund on the unused premiums. And the banks don't tell you what do do because the front line operators often don't know you can do this.
Best of luck! |
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PHIL P
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Lots of this insurance was mis-sold and you will be able to apply for a decent rebate - EXACTLY FOR THE REASONS YOU HAVE STATED.
Go here and read all about it
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance
My friend works on the claims, and he said folk were getting thousands refunded.
Hope this helps. |
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Stig Bubblecard
|
It gets added ontop of the loan, so it becomes part of the loan itself. If you were not told this, or it wasn't clear you have a right to challenge it. Speak to the Financial Ombudsman Service. |
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car253
 |
Put in a complaint with your government officials. |
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L D
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Sorry but I just have a question.Did you pay a once only premium for the protection?Or do you pay for it monthly?If a once only payment then thats that,you stick to it.If it's monthly and not part of the contract in the loan then you just cancel the monthly payment.Last,if it's monthly and part of the loan contract then your stuck with it.It may be that the £68 you pay monthly will reduce the loan period.In last resort get an appointment wih the bank manager,he will be able to answer.If your not happy with his explanation then you have LAUTRO.your local MP and then the Ombudsman as back up.First get the facts from Bank MANAGER.Your talking a lot of money! |
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katzeyez
 |
The payment for the insurance
was made in advance by the bank
and this amount was added
to your loan, so you still have to pay
the insurance fee, because you owe it
to the bank and not to the insurers,
so if your 5 years is not up yet, don`t cancel
the insurance. |
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