 House insurance claims.....? |
| Just moved into new house and the double glazing needs partially replacing,is this something i can claim on insurance?... |
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 Can workers comp insurance company ask for your medical records? |
| I got reinjured my low back at my job. workers comp is in the process of paying me the days missed from work and doctor's bill. My work hr is aware. Workers comp just needs my doctors medical ... |
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 We have blue cross blue shield, my husbands surgery center was not part of the plan. We owe alot now what? |
| all mds. at the center are in the plan. We never thought to check the center itself. Now we may owe alot.do we need a lawyer? It's lakeshore surgery center in chgo,il. Way wouldn't that be ... |
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 Being an independent insurance agent vs. Company insurance agent? Pros and Cons? Please answer!? |
| I am an insurance agent for a company. I have always been intrigued with becoming an independent agent, but I really don't know much about it. What are the good and bad things to becoming ... |
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 How can a person get a cash loan WITHOUT checking account etc. Strictly on merit, and, payable within few days |
| get paid in 4-5 days, have situation requiring money today, will use vehicle for temporary collateral to ensure lender recieves the loan. Attempting to acquire an impossibility-probably, but figured ... |
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 How do I find out if someone had a life insurance policy? |
| My friends mother passed away and we dont know if she left one.... |
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 Do life insurance companies test for stds? |
I have applied for a life insurance policy. I have an std( not hiv) will they find out from the blood test.
Also do they tell the agent the result of the test and get into specifics?... |
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 I've been looking into Progressive for auto insurance and they're much cheaper than others. Is there a catch? |
| Their rates, with all things being equal, are much less than other rates I have seen online, and less than what I'm paying now. Is there any kind of catch, or are they just the best deal?... |
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 Can you get free driving lessons through the benefits agency? |
| I have just past my theory driving test so i can get back to work, i am on income support at the mo, i have tryed contacting various job brokers for funding, nothing has been succesfull so far. A... |
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 I am a house wife. My husband is paying Insurance to ICICI prudential from his income Does he get any relief? |
Exemption under which chapter please mention
criteria for exemtion
amount of exemption i the insurance is Rs.881 ... |
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 Life Insurance? |
| My husband, 32 and I, 30 are looking into life insurance. Can anyone tell me which company or websites I can use to get information. There are so many out there... wouldnt know where to start. Who ... |
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 What's the best type of Life Insurance? |
| I've been reading about different types of life insurance, and talk about a confusing bunch of information. Basically, I would like a life insurance policy that if I die, my family is taken ... |
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 Should I have stopped the Insurance? |
| My wife and I just seperated and are getting a divorce, I am moving back to Texas. we had car insurance in my name and I stopped the insurance that covered her car, I just kept it under my car in my ... |
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 How much would home insurance be for a home on Floridas Gulf coast? |
house would be probably 3/2. Do most policies include hurricane cover? thank you
Additional Details
Am in the Uk just need a rough ball park figure nothing exact!... |
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 Cash Value Of Life Insurance? |
If you "cash in" your cash value of a life insurance policy, is that regarded as income which you have to pay taxes?
Additional Details
Sorry, I'm in the USA.... |
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 Is there some one or a committee I can complain to about a poor performance by my attorney? |
| I have a very good claim against the insurance carrier that carries my companies Long Term Disability insurance. They have denied my first claim as we expected but have given us 90 days to ask for an ... |
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 CAN MY DOCTOR BILL BOTH WORKERS COMP AND REGULAR INSURANCE? |
| I had an on the job injury that has not been contested by worker's compensation. They have paid for numerous doctor visits, physical therapy visits, and a surgery. My doctor's office has ... |
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Amar M | Please suggest me the Insurance policy.? |
To make you very clear my requirement is....
1.one time premium.
2.More sum assured.
3.Policy term atleast 20 years.
4.I should get loan on that policy.
5.No restriction for death (even if i do sucide my family should get money)
6.Easy procedure to open policy.
Additional Details
Yeah i am not planning to do sucide, i wanted to make very much clear that there should not be any restrictions for the reason of death in the policy conditions so i mentioned in that manner. |
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Chris C
|
Completely depends on where you live. You're best bet is to contact a broker in your area. Shopping online will be useless in this situation because they will not be able to look at your specific needs. they will just show you who is cheapest.
HEre are some points on your specific requirements:
#1 Most companies allow you to make one premium payment to pay up the whole policy if you chose to.
#4 In order to have a policy loan, it must be a whole life policy (there is no cash value to borrow from on a term policy). That being said, the length of term suggested in #3 becomes moot since a whole life policy doesn't expire.
#5 Regarding having no restrictions, that will be a difficult one to get past. Almost all companies have a couple restrictions. Suicide in the first 2 years, death do to drugs or alcohol, or death as a result of a criminal offense are standard ones in most polices. These rules are put in place to prevent fraudulent payouts, money laundering and/or funding terrorism or terrorist groups. Not many companies want to expose themselves to fraud, terrorism or money laundering
#6 Most companies procedures are the same. You fill out an application, and they send it off. Depending on the amount of the policy there may be follow ups and such like a blood/urine test, or a physical. |
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car253
|
You should get a 20 year annuity. Or, just open an IRA or 401K plan.
Call some insurance agents and get some information from each company. |
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bhushan s
|
Sir,
As a professional insurance advisor, I can assure you that I can provide a solution which takes care of the requirements stated above. Yes, ALL of them.
Although as per Insurance act, suicide can be covered only after 2 years of the policy are completed. This clause remains, which ever insurance company or policy you opt for.
Since, this money should be your hard earned money, and the policy term reqd. is 20 years, I do not suggest any speculative investments. You should rather consider guaranteed products. And I promise you that too.
We can discuss over mail/phone in detail. Awaiting your response by call or email.
Bhushan Sheth
9967280006
bhushansheth@gmail.com |
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Shweta S
 |
Committing suicide for an insurance isn't it funny.
Anyways if you want a good insurance policy, the major providers are:
Life Insurance Corporation
ICICI Prudential Life Insurance
HDFC Standard Life Insurance
SBI Life Insurance
Max New York Life Insurance
ING Vysya Life Insurance
Kotak Mahindra Old Mutual Life Insurance
Birla Sun Life Insurance
MetLife India Insurance Company
Reliance Life Insurance
Bajaj Allianz Life Insurance
ICICI Lombard
Reliance General Insurance Company Ltd
For their full details you can visit :
http://www.paisawaisa.com/insurance/
And choose the best one according to you. |
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dhariawad
|
Okay. You can opt for any single premium plan from any of the company who do not restrict the maximum sum assured. You can chose any among bajaj allianz, birla sun life, lic etc.
Reliance AIP is a transparent plan where you can have investment with 98% allocation an unlimited insurance, bajaj allianz is offering 105% of allocation. Usually 25000 is the minimum premium which has to invest one time in a single premium.
If you are below the age of 35 any company will give you an insurance of 10 lacs without medical test. Once you require an insurance even more than 20 lacs they may ask for your income proof and may reject your proposal if it appears to be more then your worth.
If a suicide is committed within the first year of policy commencement it is known as a moral hazard which may result in no claim at all. After one year it may undergo a legal process (not always sure)
Taking insurance from many companies actually adds to TASA (Total Actual Sum Assured) So you need to expose all insurance policies in your proposal form.
that's it or more...? |
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Eric T
 |
Hi,
Please, don't commit suicide =)
Go to http://www.InstantQuotePro.com
You can compare different policies there for free from the top insurers in the nation. There's no middle man, so you'll get the best rates for your requirements (I suggest you try a few quotes to see which company is best). |
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Krishna Kumar K
 |
THE BEST INSURANCE POLICY IS TO DEPOSIT THE AMOUNT OF INSURANCE YOU NEEDED IN A BANK FOR ONE TIME AND NEED NOT LOOK BACK. ALL YOUR ABOVE STATED CONDITIONS WILL BE SATISFIED.
PLEASE COME OUT OF THE NEGATIVE THINKING AND FEELING.
LIFE IS VERY COLOURFUL, IF YOU PLAN PROPERLY. THERE ARE PLENTY PERSONS AVAILABLE IN THE UNIVERSE TO HELP THE GENUINE PERSON.
RETHINK YOUR PLANNING.
BEST OF LUCK. |
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