 I'm 24 and married. Do I need Term AND Perm life insurance? |
| My financial advisor advised me to sign up for a $400+/yr term plan (20 yrs I believe) and a $1100+/yr perm (whole life) policy for $300,000. (I don't recall which one this figure is for). I ... |
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 Do i need a thorough medical check to get health insurance? |
| what kinds of body check will I get for purchasing insurance? im only 22. do i need to get X-rayed? CAT scan? urine test? ... |
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 Homeowners insurance and trampolines? |
| Is it true that my homeowners insurance can drop me for having a trampoline with enclosure in my fenced back yard?... |
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 How easy is it to find car insurance payable monthly with early termination option ? |
i may need to sell car in 6 months and do not want to pay 12 month insurance.
will i need to pay interests or penalty fees when terminating after 6 months ?... |
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 Do i have to report my roommates income when applying for MEDICAID???? |
If not then do you think i'll qualify?
21 years old
last month got paid $1050 but the month before $55
no kids
live with a roomate
Additional Details
the form is ... |
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 Car accident? |
| My boyfriend was in a car accident that was not his fault and was injured to the point where he cannot work. What steps do we take now in order to recieve compensation for his loss of wages? We are ... |
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 Why is everyone's health insurance premium the same? |
| Obviously it would be very difficult to get the public to accept health insurance premiums using age or gender as a rating variable, but why not lifestyle choices such as smoking or obesity? It'... |
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 Can you get insurance on musical equipment? |
| i have 4 guitars and a marshall amp........ |
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 If your car is a total loss due to an accident? |
Will the ins company give me a check for the blue book value? thanks
Additional Details
the car is paid ... |
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 Can a health insurance company deny a claim when they initially said they would pay it?? |
| I went to the dentist because I dislocated my jaw. The dentist had to fit me for a splint to set it but only after the office's billing person came in and explained that she had spoken with my ... |
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 What should I do if I get a bill from the Medical Carrier and I don't have insurance? |
| I have no Insurance, but recently I was in the hospital for something I got better, but i just received a bill coming from Blue Shield of CA. asking for me to pay? What should I do? Can I tell the C... |
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 Please answer somebody-911? |
| I was in an accident 6 months ago (not my fault) the other driver had no insurance. Now, my lawyer says that he can only get me $15,000 in accordance with my policy. However, medical and other bills ... |
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 Am looking to get life insurance. I am only 25 years old but have a 1 yr old daughter. What type of coverage s |
| should I get and which companies should I look into? I am looking for something fairly reasonable but with good coverage. Any other advice/help would be appreciated as I know nothing about this!... |
|
 Primerica Insurance? |
Can anyone tell me WHY Primerica's Level Term insurance is bad? What is wrong with it?
Additional Details
Richard, I was looking at another answer and saw a person say we should ... |
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 I read that 4 out of 10 people don't have no health insurance.Do you have any health insurance? |
| I wonder why people would not have this when their is such an affordable plan that can save people tons of money???... |
|
 Is it possible for a 6-year recovered alcoholic to get life insurance? |
| I have also been prescribed both Wellbutrin and Zoloft for the past several years...Does that mean that "I've been diagnosed with a 'Mental Illness' as so stated on many Term I... |
|
 Can an employer make you pay for damages to a car......? |
| At a car dealership, if you have an accident in one of the company's cars, new or used, can they make the employee pay for the damages? Isnt that what insurance is for?... |
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| My car is totaled, city is at fault I have mild neck pain howmuch should I settle for? |
| no credit card, so no rental. I feel being stuck is form of pain and suffering. No way to carry tools, so cant work. Broke cellph. in mishap, also. Had to walk over 10 miles to get new phone. Now, ... |
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Rachel | Pregnant but insurance doesn't kick in until October 1st? |
I just found out the other day that I am 5 weeks pregnant. So I haven't been to the doctor yet, I've just had a positive pregnancy test. I got a new job which has Blue Cross Blue Shield insurance but that doesn't kick in until October 1st. If I wait until after October 1st to have my first appointment, will they consider it preexisting or will they cover the pregnancy? |
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mbrcatz
|
Likely it will be considered pre-existing, unless this is from a group policy, and you've had prior group coverage within the past 63 days. |
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thealphafemme
 |
Go to the doctor! =)
They will cover the pregancy. Pregnancy is not considered a pre-existing condition on any group employer sponsored plan.
It can only be pre-existing on private, individual, or supplemental policies (i.e. you likely will not be eligible for the Short Term Disability policy).
Just to be safe - you should probably talk to your HR/Benefits person. They usually want to do what they can to work with you and make sure you are covered... |
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♥ Andelyn's Mommy ♥
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I'm not quite sure on the *current* laws in each state~nor am I too informed on the situation, but sometimes they do consider it preexisting, but if it is not confirmed, then they cannot decline you. My advice would be to hold off and make an appointment after your insurance kicks in and inform them you suspect you might be pregnant. That way you are safe all around. Its only a couple more days. Good luck to you and congratulations! |
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Ginene
 |
Exactly what the others said. Pregnancy is not a pre-existing condition so you have nothing to worry about.
http://flavaofblog.blogspot.com/2007/04/30-tips-for-working-from-home-jobs.html |
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tmfbitu
 |
I suppose your employer's contract with BC/BS could specify that, but I don't think pregnancy is typically considered a pre-existing condition. It would be covered.
However, any doctor's visits, test, etc. that you have prior to October 1 will not be covered. |
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FromTheTop
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Most group insurance plans don't have a pre-existing clause for pregnancy, so as of October 1, your insurance should cover everything. Good luck! |
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AZBlue
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Maternity is not considered a pre-existing condition on most Blue Cross group plans. Contact your HR person, or Blue Cross in your state to verify this. You need not give your personal information to Blue Cross to ask a general question such as this. Chances are that you have nothing to worry about. |
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Wanna-Be-Mommy
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They should cover the pregnancy, no problem. I think they usually see you at 8 weeks for your first appointment anyway, so waiting until October 1st should not be a problem. Maybe call and ask the doctor what they suggest. Good luck and congratulations on the pregnancy! |
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kimberwilkins
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Pre-existing conditions are medical conditions for which you have sought treatment or medical advice within a specific timeframe prior to the effective date of your health insurance coverage (usually 12-18 months).
If you have not had the pregnancy confirmed through your doctor, then you should be just fine = no pre-ex.
Good luck & congratulations! |
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