 Is a health savings account a good or bad? I'm confused? |
| My company is switching to a high deductable hsa. I will be getting individual coverage. I'm wondering what the pros and cons are for me. I know my company will be saving a lot of money. Right ... |
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 Does contents insurance cover laptops? |
| I have a second hand laptop that was broken inside the house. I wondered if my insurance would cover that and replace me with another one....... |
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 Could i get state farm to pay up for pain an suffering? |
| if i was in a car accident and i was not at fault an i got heart and the other car do not have car insurance , could i get the my mom car insurance to pay my acciedent bill and pain an suffering?... |
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 How can i get health insurance when my job doesn't provide it? |
| I love my job, but they don't provide health insurance. What kind of insurance is available for me?... |
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 What type of insurance would you buy from Hillary, Obama , or McCain? |
What type of insurance would you buy from any of the three main candidates in this Election?
To be fair, I will allow for Ron Paul or any third-party candidate.... |
|
 My neighbour come up to tell me I was flu dding her? |
| So I checked to see if it was my new boiler and got the cumpony to check it and they said it was my taps so I got scottish gas to fix it as I had an a agreament with them and my neighbour wanted me ... |
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 My mother sold a house and carried the note and the house recently burned down, what happens now? |
| From the information I have the fire was due to the new owners installing a woodstove which caused a fire. They still owe my mother over $50,000. Does anyone know what will happen with the ... |
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 Social Security Question? |
| Can my mom get on Social Security Disability after she had her total knee replacement? So far she has been turned down by AARP, and other insurances. My mom has high blood pressure, and is a little ... |
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 Do you work full time? |
| do you get health care coverage if you work part time?... |
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 Would you let an insurance company handle a claim? |
I am doing and can see corruption I'm sure.
Additional Details
1st answer, you mention another extreme.... |
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 What liability insurance is needed for a club (choir) to take children on a trip (Jersey)? |
| we're nota company but a club and are now thinking what liability insurance we need. I've read details on the web but we're not a sports club or a company and i'm confused in what ... |
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 Where should i look for health insurance plans? |
| i work freelance as a designer from home and i'm currently covered by my husband's health insurance plan through his job. we would like to have him quit his job and help me so that we can ... |
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 Crime reference number would i need one?? |
| if u crash your car then leave it because you assume its a write off but it gets took then set alight by vandals and is now a complete write off could you still claim and would you need a crime ... |
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 Can you have 2 short term disability insurance clames pay you at the same time?? |
| I will be having surgery and will be out of work for 4-6 weeks, i have short term insurance at work, but it only pays 60%, can i get another policy on my own and also collect that money???... |
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| Insurance won't replace windows...is this right? |
| I just comletely remodeled an older home (including refinishing the windows and original trim) and it has the old windows with divided glass. Unfortunately we had hail a week ago and it broke out 7 ... |
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 Buildings cover - How much do I need? |
| I'm looking for home insurance and one of the questions is how much buildings cover do you want? This is in addition to the value of your property question. I thought they were the same answer?<... |
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Haley | Privatizing social security... Will it take away from SSI? Where will people invest their money? |
Also, how will people know how to invest their money? School Debate... need to know! |
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Zak
 |
In 1936, the federal government published an informational pamphlet on Social Security. It stated:
"…and finally, beginning in 1949, 12 years from now, you and your employer will each pay 3 cents on each dollar you earn, up to $3,000 a year. That is the most you will ever pay."
http://www.ssa.gov/history/ssn/ssb36.html
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Social Security is a multi-trillion dollar lie.
People will know how to invest their money because when left alone by politicians they always find a way, and it is almost always better. People learn how to drive. People learn algebra. People learn how to use computers and the Internet. Why would anyone assume that people are too stupid to learn how to invest their own money. Is it not arrogant to assume they need their hand held all their life by the government.
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Young people today will receive a return on the SS investment of 1.5% or less. Simply look up the CD rates at the banks and credit unions in the area. I can get a CD with a rate of return of 5% right now. In your debate ask your opponent to explain how 1.5% is better than 5%.
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kvuo
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I have no moral obligation to people on SSI..
I can say with certainty that the money I am forced to pay into social security would give a better return if I had it in a typical high yield savings account.. AT THE LEAST! I'd even take 10 year government bonds!! 4.5% beats social security! simply because we all don't want to live to 80 or 90 or 100 years of age... |
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derek
 |
Keep in mind that the original proposal to privatize SSI was merely to add the OPTION for folks that wanted to control a portion of their SSI money. Folks would not be forced to control their SSI...it would merely be an option for a portion of their money.
I hate that "how will folks know how to invest their money" question they asked you. To think that the government can do a better job with my money than I can is crazy. Why stop at SSI? What makes anybody think the government is so good with managing money? They've got a terrible track record.
Where to invest? I suspect their would be a selection of mutual funds similar to a 401(k) or the government employee thrift savings plan. |
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Britta
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I have no clue! |
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tigertiggerii
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to keep it simple, you would have to follow some specific guidelines, but you can get a better return at least theoretically then letting the government invest this. |
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mbrcatz
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Yes, it will take away from SSI, somewhat. But look at it this way - SSI is basically a great, big, Ponzi Scheme (look it up) and is doomed to collapse eventually.
We need to be teaching our kids a lot more about money, investing, and finance, when they are in school - basic economics! How things work, and WHY government creates more problems (in the long run) than it solves.
Kids need to learn about spreading the risk with mutual funds, how to read a balance sheet (hey, how many of you ADULTS know how to do that??) and how to let their money make money for THEM. Social Security is just about the absolute WORST return on your money you can get - besides a cookie jar under your bed. |
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fcas80
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Yes, what happens when people invest their life savings poorly?
By the way, there are people who collect more from Social Security than the money they put in: people who are totally disabled as young workers, people who earn minimum salaries below the SS benefit threshholds, etc. |
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