Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Insurance
Finance Discussion Forum

 I need help finding health insurance for my mom in Georgia.?
My mom is 46 and her job does not supply health insurance. She does not make a lot of money at all and she has a skin disease that needs treatment. Paying $200 a month for health insurance is out ...


 Does life insurance cover you when you are out of your home country?
If I move overseas will my life insurance still cover me there?...


 My stuff on ebay just wont sell?
here's some of the stuff ,
http://cgi.ebay.co.uk/ws http://cgi.ebay.co.uk/ws...


 I am an adult male married w/ 2 children, where can I get the best health insurance for my family at the best?
rates? Also, how about good rates on Dental and Vision too?...


 Is there such a thing as insurance that covers cosmetic surgery?
...


 I had a totaled vehicle in Jan 07, (not at fault) can i use this on my taxes?
...


 Forgotton life insurance policy?
my mother bought me a life insurance policy when i was very young now all paper work is gone how can i find it??T...


 I am so angry! Why did the insurance company decline my baby?
First off, I can't tell you how absolutely livid I am with the health care system in this country!! I am so disappointed in the US right now! But that's a whole other topic..

I ...


 Why is insurance such as: educational, life, pension, weeding, vacation, memorial plans necessary today?
Why is memorial plans necessary today, when during the yesteryears, they were a taboo?...


 Which plan is better for Anthem health insurance : "PPO" OR "HMO"?
I'm healthy man and will start cu boulder on next semester....


 What should my Mom do when doctor refused to check her due to lack of insurance?
My mom has not been feeling well for awhile now. And she gets chest pain most of the time. She called her doctor for an appointment, but they said they can't accept her because she doesn't ...


 What can be done about an employer who overdeducts group health insurance premiums?
The employer fouled up and included the rate sheet for our last premium increase. True rate for a 55 year old male was 61.39 per month. Employer deducts 140.00 per month and tells us that is our &...


 I'm looking to get life insurance policy for my long time boyfriend of 10 yrs. Is there companies that do this
Most of the companies I have been researching will only insure me as far as life insurance....


 My doctor told me my insurance didnt cover gardasil,why wouldn't it , should i contact my provider, i have hmo
...


 How much for health insurance for ONE person...USA.?
I'm currently paying 355.00 a month...and feel it covers crap! I also have a 1000.00 deductible. What are you paying for one person and who with?
Additional Details
I forgot to ...


 When you turn 18, do you automaticly loose the health insurance that you had?
...


 Can the waiting period for group health insurance be negotiated at time of hire?
My husband may be starting a new job and I wondered if anyone has ever been able to get their new ER or HR to waive or at least shorten the waiting period? I don't want to have to elect COBRA ...


 How can I get a health insurance that I can afford?
I work full time and my husbant too but our jobs don't offer a health insurance. We hava just enough money to pay the mortgage, other bills and to survive the month. We would like to have a ...


 Full form of IFCI?
...


 Does having a high cost surgery increase my companies insurance premiums the next year?
My coworker's wife is getting a Cochlear Implant surgery which runs about 60k. Im happy the insurance company has decided to cover it, I was just wondering if that will end up costing us more ...



desire4reallove
Purchasing life insurance on a 70 year old man?
What are the pros / cons on purchasing life insurance on a
70 year old man. I just found out there is no life insurance
on him.
                     
 




Financial Answer Guy
Rating
Chow, you don't know what you are talking about. Why did you answer this question?!?

Insurance can be purchased in some cases up to age 85. yes, it will be expensive and difficult to qualify for, but there may be underlying reasons to consider it. Without knowing the details of your situation no one can make that call.

Rich does have a good point about LTC.


529s.com
Rating
Many life insurance carriers will write a policy up to age 75 or even 80. It will be expensive to buy. You may want to consider Long-Term Care.


Halloween
Even if you could purchase life insurance on a 70 yr. old man, the premiums would be astronomical. There are many factors that go into the underwriting of a life insurance policy, some of which include: sex, age, current overall health and/or pre-existing health conditions, smoker/non-smoker, etc. Sorry, but I think you are out of luck.


trade_info
the insurance guys here covered it pretty well. life insurance is often used for very wealthy individuals for estate planning purposes, even at 70 years old and above. if that is the case, consult with a qualified estate planning attorney.

to complex to explain here but it does save a lot on estate taxes.


pokerplayer528
Long term care is an excellent option if it fits that particular need. If the benefits are meant for others however then life insurance is still a viable option. Check out thissite for free quotes on both.


chowdarynz
Its not useful to purchase life insurance on a 70 year old man. The prime rule is that life insurance will not concsider a person who is more than 50 years.


z_712001
Rating
What is your reason for getting this life insurance? Are you sure you are looking into getting the right insurance...someone else suggested long term care... maybe...but there are many options... what is your situation... I specialize in advising retirees. :)


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.024
Copyright (c) 2011 Financial Crisis Sunday, May 27, 2012 - Terms of use - Privacy Policy