 Can she do this???? |
| Ok my husband and I have been married slightly over a year, and my mother in-law still has a life insurance policy on my husband. We now have a child and I want to be sure that if something were to ... |
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 Health Insurance benefit that cannot be accessed easily? |
| I commute 1.5I hours to work (I work 12 hour shifts to cut down on communting time). All the health care plans offered by my job (that 50%/$1600. is deducted from my paycheck annually for) have ... |
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 How can I start a New Business? |
I have 6 years total experience & 4 years managerial experience in the field of Insurance, banking & finance, which includes Sales, Recruitment, Team handling,
Now I want to start a ... |
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 What does an costumer service rep. do at insurance companies? |
Additional Details
I am interested in working at an insurance place. they said they have a position in customer service and I wanted to know what kind of duties you have in that? ... |
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 Insurance Payout Related to Roofing? |
| I have an elderly neighbor who is needing a new roof. Her home insurance covers it. However the person she is wanting to put the roof on is NOT a real business, is not a contractor of any type, just ... |
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 Have you ever been screwed by an insurance company ? |
| What company was it ? My SUV was recently vandalized and my loser insurance company only wanted to pay half to repair it, on the basis of "depreciation" They are pathetic.... |
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 Saving money and life insurance? |
| My husband and I are shopping for life insurance, and are considering Universal Life. The reason being: the cash value claims to be safe from creditors and collections. We do want to save money that ... |
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 I lost my social security card. How can I obtain a replacement card? |
| I am 19, do not have a drivers license, id or passport. I have not served in the military and do not have a school identification card. I also do not have an employee identification card. The only ... |
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 Help Please, Health insurance question? |
| I visited my doctor a while back and he wanted me to undergo some exams. I had asked prior to the exams if any sort of pre-approval was needed from my insurance to see if it covers it, his staff told ... |
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 When applying for term life insurance; What do they look for in the blood and urine test exactly? |
I'm just curious, we have a nurse who is coming to draw blood. I've been told its for pre-exhisting conditions but what does that mean exactley?
... |
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 Can my husband drive my car withour insurance? |
| my husband only drives my car about once a month. can i drop him from the policy and still have him covered, because i have given him permission to drive my car? it would save alot of money! i have ... |
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 Is it or NOT? |
Is it true that insurance agents make a ton of money? I've heard it quite a bit and was wondering if its true or not. If yes, how much? And how??
Additional Details
Why I ask is ... |
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 Why are insurance companies so corrupt and allowed to do what they do? |
| I recently wanted to get a better rate for my house insurance because my boyfriend and I were on the same policy from before and he had a repo that raised our rate almost 300 bucks (even after 14 ... |
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| Would insurance company likely settle for 15K? |
| Auto accident....my lawyer asking for 25K, insurance company said 12K (my lawyer wants to go to court and all that, I really do not want to; I just want to get this over with) My lawyer said it'... |
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 How do I get health insurance? |
| I'm 24. What are the things I need to go through?... |
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 How to become an insurance agent ? |
| what is the critaria to become an general insurance (motor vehicle) agent, from where should I got complete training. How much time duration it will ... |
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 On an insurance binder,What do I say in the mortgagee spot if there is no mortgage? |
| I'm having trouble filling out an insurance binder. What am I legally supposed to put in the mortgagee section if the home is free and clear? Meaning there is no mortgage ... |
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 Any word can replace "agent"? |
Insurance agent can be replaced with Insurance Producer.
Is there anything else I can use instead of agent?... |
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Temp O | Question about insurance liabilty when driving a drunk friend home in his car? |
My friend asked me to drive his car for him to pick him up because he was drinking. I picked him up and on the way home got into a fender bender at my fault. His insurance paid for the damages done to the other vehicle, but he does not have complete coverage for his car and wants me to cover 800 dollars in damages done to his vehicle. I do not feel responsible for this. I have minimum coverage. Will he be able to take me to claims court? Am I liable for his damages? |
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krystle579
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You know, the responses above are hinting truth but off base.
This is how cops and insurance companies view it. The LIABILITY follows the CAR, while the RESPONSIBILITY follows the DRIVER. So if John is driving Steve's car and John hits someone else, Steve's car insurance pays the damages but John is the one that gets the ticket from the cops, and John is the one who gets a "surcharge" on his insurance because it was John's responsibility to drive safely.
On the other hand, by choosing to NOT have complete coverage for his own car, that meant your friend was assuming full responsibility to any damage done to his car if he hit someone else. If he wanted other people to drive his car around, he's affording them the same coverage he affords himself. He should have taken out full coverage so that if 'another person' damages his car, it's covered (if he wanted compensation for those damages). I think in a court of law, you could argue that point.
Tell him that - and tell him the next time he wants a sober cab AND his car in the morning, he better be his own designated driver!
I don't think you can be held to the damages, but it's also dependent on what state you live in. |
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mbrcatz
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Sure, he can take you to court, and likely he'll win. You're not liable until a judge says you are.
But if he takes you to court over a measly $800, and makes you pay, when you were trying to do him A FAVOR, well, that would be the last I had anything to do with THAT guy.
With friends like that, who needs enemies?? |
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Ernie
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Some friend...if he had been driving he'd have a dui on his record. The way I look at it he owes you money...attorneys for dui cost about $2000 - that doesnt count fines or program fees.
He is not accepting the fact that he put you inthis predicament. Perhaps legally you are responsible...but true justice should prevail in your friendship and the friend should be a stand up guy and pay for his own repairs. He was smart to ask you to drive but he is lucky that you are such a thoughtful friend. |
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edmond_dixon
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When you slipped beneath the steering wheel of his car, you accepted liability for any damage that you caused to his vehicle while you were driving it.
If the accident was your fault, then you are liable for the damage due to your carelessness.
Failure to take proper care of another's property, while it in your possession, is an action that is recoverable under the coverage of a claims court.
If you don't want to be responsible, then don't drive another's vehicle. |
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cope123
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yes u were driving his car u should have drove your own car |
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Ginger
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I think you should offer to split the charge and make sure he gets at least three estimates. He wasn't driving, you were. |
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