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 D oyou think kids need cell phones?
well yeah if there going some where but not to do any thing with ...


 I got a great quote for life insurance by mail from Globe LIfe And Accident Insurance. Is a legit company?

Additional Details
I noticed there is not number where i could reach them. What is their telephone number?...


 I have no health insurance and I landed in the ICU. I have 30K in bills. Can I get public med. assistance?
Another prolem: I stayed at a hospital in Massachusetts and I live in NY. Is there some kind of public/out-of-state medical assistance I can get to help pay for these bills?...


 Which are the BIGGEST LIARS; used car salesmen or insurance salesmen?
...


 After a taxi taking a U turn collided with my car - I have been offered £450 by my insurer - should I decline?
the insurance is comprehensive & and the alternative would have been a total write off. I need a car as I am partly disabled and unable to walk far, to even catch a bus....


 How much insurance should i buy ?
...


 If you needed a mortgage what would you do?
...


 Checking ATM Camera in a 7-11?
My brother got his wallet stolen at a party, and he knows who did it, they took out money at a 7-11 down the street, and 7-11 wasnt taping at the time, but the atms themselves have cameras dont they? ...


 I broken my nose at my friend house on his table and he as $300,00 in home insurance how much should i get ?
...


 If I have 20 gold bars, where is the best place to hide them?

Additional Details
My address is 7902 S. Hamton street, you'll have to figure out the state and ...


 If I bought Life insurance for myself today and I died tomorrow, would my family receive the Insurance money?
If I bought Life insurance for myself today and I died tomorrow by some freak accident, heart attack or etc., would my beneficiary receive the Insurance money? How does insurance work would I have to ...


 Who pays for the home insurance when you let your house?
I ask this question on behalf of my friend, who lives in Malaysia. He wants to know what the law in England will be in this case.

My friend is gonna let his house to another, so that he ...


 Can you collect on a life insurance policy after suicide?
A friend just killed himself and I'm wondering if his wife will be able to collect o his poicy. I've heard the insurance copmpany can void a policy in the first 2 years. But he has had his ...


 Does anyone know the best way to get health insurance if you are self employed.?
I am self employed and never even thought about health insurance. I would be very grateful for some advice on how I can get this started, where to begin or if someone knows of companies that are good ...


 Insurance: Huge scam. Agree or Disagree?
A friend of mine used to work for an insurance company, so I heard a lot of "things". You HAVE to buy insurance in most cases (car, home, etc) but if any claims are even made, they either ...


 My parents bought me whole life insurence, when I was in high school. Should I keep it or cash it in?
I am now 32, married, one child. My wife and I recently got term life for 20 years. The whole life policy premium is $81.45 / quarter ($325.80/ yr). Policy is 15 years old and has a cash value of $...


 If there is Armagedon in 2012 will my home insurance cover the damages ? ?
I really need to know bout ...


 I need to know if i Get Birth Control from my doctor will my dad be able to tell from the insurance?
I live in Texas and Have Blue Cross and Blue Sheild.
I am wanting to go get on Birth control, But i need to know if it will show up as Birth Control on anything my dad will get from the ...


 Lame answers?
Do people answer questions with lame answers just to earn point?...


 If the car I am driving is uninsured & I get in an accident & I am not at fault are my damages covered?
My sister in law came over my home to visit, she was parked behind me and I was going to run out and grab a pizza, I asked her if I could just borrow her car instead of moving it out of the way to ...



mageta8
Question about life insurance and suicide?
Ok, so my fiance and I are in this debate whether or not a life insurance company would pay if the person commits suicide. I recently read a story about a woman who killed herself because her house was being foreclosed and she left a note next to herself telling her husband he can now use the money from her life insurance to pay the bills. Now, I know you shouldn't believe everything you watch on T.V. but I watched a CSI show once with a similar situation and the life insurance company wouldn't pay out because the woman killed herself. So...my fiance says this family will get the money and I wonder if they really will. So what is your opinion? Will the family get the isurance money or not?
                     
 




divaqueen
Every insurance policy I have ever seen or investigated has a stipulation that it does not pay for pre-meditated suicide. If the death is ruled as an accidental overdose, then it would pay. If a suicide is revealed by the investigating officers, the insurance will not pay.

Hope this helps!


no2censors
virtually all life insurance policies have a "self inflicted" clause. that means they will not pay disability benefits or death benifits if it is the result of self inflicted injuries. be very leary when getting insurance as i am aware of times that policies were not payed out in miotor vehicle accidents when the victim was 100% at fault and gross negligence was shown, as in the case of a woman who was driving the wrong way down a divided highway while impaired.


Janet T
Rating
No. Insurance companies don't pay for suicides for that exact reason.


www.scapegoatz.com
Rating
Most times they will not pay it, unless the person was mentally ill.


Lapband Man
If you commit suicide in the first two years of a new life insurance policy, your beneficiary will only get what you paid. If you commit suicide after the second year of the policy, your beneficiary will get the death amount of the policy.


Jessica
Rating
probably not


Lynn
Rating
MANY insurance polices have a clause that will NOT pay on a suicide. I watched that CSI as well, it was a good one.


Huliganjetta
I know a lady in a similar situation. She has four kids, and recently (I think this was about a month and a half ago) her husband shot himself over their house being foreclosed. She DID NOT receive any money for his life insurance. They got kicked out of their house within 30 days and now they are living in a hotel. I think the husband should have looked into it a little more closely, than being so selfish and leaving his family of 5 with absolutely nothing.


Don Drapers woman
Rating
It depends on the policy, most do not pay, however some will as another person indicated, after a period of time, but generally no insurance companies do not.


Anne L
Rating
It depends on how long the life insurance was in place before the suicide happened. Some companies will acutally pay but it has to be like 2 years after the effective insurance date.


iwasborn2bebored
Rating
i read that same story about that woman, & just thought to myself "that was really stupid" i never have heard of ANY insurance company to pay out the life insurance of a person who commited suicide.


thlslsborlng
I sat in a real case with a situation like this. Mom and dad both had separate policies on themselves and had the kids in the will. It was a murder suicide case though. The kids were only to get the money from the moms policy since suicide was not covered and dad killed himself. In this case the wife was killed by the husband who in turn killed himself so only her policy was legal for paying out.


ღAIG♥MU♥Annღ
Before 1997 of the economic downturn in Asia Pacific, all insurance companies pay claims upon suicide death. Since then, individual companies in every country have different claim clauses for suicide death, because they want to prevent the people from killing themselves in the event of financial problems.
In Australia, there is a waiting period of 13 months after the policy is issued for a suicide death.
Check with the insurance policies from the insurance companies in your country.
But if a death involve the polices (a homicide investigation), no insurance claims can be made.


Fairy Dust :*:*:
Get life insurance first


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