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 What exactly does a dental insurance service frequency limitation of 2 per 12 consecutive months mean?
During the first 12 months understand that it means that a particular service, for example, a routine dental cleaning, is covered 2 times with in a 12 month period, but what about the second 12 month ...


 Health insurance?
Whats a deductible?...


 Electrical fire....is the insurance company required to cover for code updates?
My mothers house is about 60 years old and the wiring is probably at least 30 years old.

She had a fire caused by the old wiring under the house getting exposed, two wires touched and ...


 I didn't make a payment for my car insurance for one month, can I reactivate it?
Will it be at the same rate and everything?...


 What is the definition of insurance agent?
...


 Group Health Coverage - I may be changing jobs, whose health plan covers my wife's current cancer treatment?
She will be facing six months of chemotherapy and follow up doctor visits. Our current provider covered a January surgery and hospital stay and has been great. Would my new employer's plan ...


 Life insurance question!?
This is a weird situation. Ok My mom has remarried and now there is like 6 kids some step some real. Between my step dad and her they have an estate. Obviously it would be divded 6 ways with me ...


 Do you think it is fair for the clinic to charge a facility fee as well as a doctor visit fee?
A facility fee is for the room a patient sees the doctor in and for use of the waiting room chair. The billing clerk assured me that Medicare paid for most of it. It seems the medical community ...


 Which of the following represents the problem of adverse selection for a health insurance company?
Which of the following represents the problem of adverse selection for a health insurance company?



A. Insured people tend to behave more dangerously ...


 Does Anyone Know of a Health Insurance Plan, that will cover Pre-Existing Conditions?
That does not cost an Arm and a leg? Not interested in a Discount Health Plan, Just PPO and "Real Health Insurance" Plans.
Additional Details
Supposedly Hippa Passed a Bill in 1...


 American Health Insurance?
I am looking for really REALLY good insurance providers in the US. I am a single, healthy (no pre existing conditions) woman and I am looking for a good insurance company that offers very ...


 Family of 4 looking for affordable health/medical insurance.?
I am looking for insurance for me and my 3 kids. Does anyone have any suggestions as to whom i can go to to find some that won't cost me an arm and a leg. i live in west texas so any suggestions ...


 My bestfriend boyfriend was in a car accident and he doesnt have a health insurance?
and he needs a surgery and the family they dont have money to ppay by frieday and if they dont pay they arent going to touch him for nothing can u people help me and wat should i ...


 Is there any insurance company that would provide insurance for my gem stones worth about $140m?
...


 Medical Insurance claim denied by UHC?
My husband added me to his medical policy after we got married. Last year I started getting sick and look at the united health care directory for the list of Physician. I found a nearby doctor's ...


 My grandfather died, was insured for 3 million dollars... my mother is the executor (or something)?
Ok... I don't know much about this, but I'm looking to learn, because my mother is sick and she is also insured, but for 1.5 million, and I am scared that I wont know what to do.

...


 What type of insurance do we need?
We are going to be holding a Bible study in our communitys clubhouse and were told we need Liability insurance....When doing a search online for it, I only come up with either business ( we are not a ...


 I already got a life insurance policy. Now I would buy another policy, Is that OK?
Could I keep two policies at the same time? Is there any problem or tax consequence when my beneficiary collects both policy benefefits? Thank ...


 Anyone know any car insurance company's that can offer cheap car insurance for a 18 year old?
I am 18 and just bought a Nissan Altima 08. I live in California, Los Angeles. I am trying to get insured and they want to charge me $3000 a year. Thats $250 a month for car insurance. Its more then ...


 Medical insurance..can I add family?
I start my full-time job at a public accounting firm in a couple months and had a question about medical insurance.

Can I add my parents and younger sister? We currently don't have ...



Carimel
Question about meeting my medical deductible?
My son has a Dr. Appt today and since it's the beginning of the year we have to meet his deductible again. Does this mean that when I go to the Dr today, I will have to pay them the full amount of his visit TODAY? Or do I tell them to send it to the insurance company so that the insurance company can start keeping track of what's going to be applied to the deductible?
                     
 




Insurance Pickle.com
You hand them your card and they bill the insurance company FIRST. NEVER pay a doctor until you've received your explanation of benefits back and you compare it to the bill they send. If they match, pay it.

The doctor's office may ask for a copay today and that's ok to pay because you'll deduct that amount from the bill.

(of course if you just have copays then you may not owe anything else)


phlegm
Rating
depends on your plan. some have last quarter carryover, which means if you had money applied to the deductible in the last three months of the prior year it is applied to the current years amount. have them bill the insurance first. the only time to pay up front is with a co pay.


KG Mom
Rating
Totally depends on the office. I would call them and ask.


vijaykumar2343
medical insurance clam can be done only when heshe insured person is admitted for minimum48Hours in the hospital.

for 24 hours or less than 48 hours u cant clame for insurance

it is better to meet ur agent adviser


mbrcatz
Rating
Likely, yes you will have to pay the doctor today. Then you can send in to the insurance, so they can also track the deductible.


mzJakes
Depends on your coverage. If your policy provides for co-pays, you'll only have to pay that amount (usually $10-50) for the doctor's visit. This amount is not applied to the deductible. Any lab work done may cost you and be applied to the deductible.

Any co-pay schedule should be stated on your insurance id card.


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