 What type of life insurance is right for me? |
| Hello i am seriously thinking about getting life insurance i am 18 and have an 8 month old baby boy god forbid that anything happened to me but if it did i want my son to be fully protected but I... |
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 Advise on home and auto insurance? |
I am changing my existing insurance company and I have 3 to choose from. I would like to have advise which of these 3 is the best.
Met Life, Traverlers, and Liberty mutual.... |
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 I'm planning on getting Life Insurance through State Farm. I'm 18. Is this plan good? |
| Me being 18, they told me its the best time to get it because it's the cheapest I'll be able to. They quoted a 25,000 dollar plan at $22 a month, which will NEVER go up, even if I'm 84.... |
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 If I were to die, who gets access to my life insurance benefits, if the beneficiary is a minor? |
| I want to make my son the primary benificiary to my life insurance policy, but what if I died when he was only 4 years old? If my sons father (my ex husband) got custody of my son and my son was the ... |
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 How the heck can a homeowners insurance company force you to pay for over twice the value? |
| I am just venting but I called other companies and they all say the same thing. In 2005 my policy was for $60,000.00 dwelling and today I recieved the policy and it called for over $109,000.00 ... |
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 Will Homeowners Insurance cover outside stairs? |
| The stairs of my back deck (put in long before i purchased the house) are falling apart. I havent filed any claim or called them as of yet but just wanted some information before i start the process. ... |
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 Car insurance for 17 year olds? |
Hey people, i am 17 in april and i have been looking into buying a 1983 mini mayfair with 13"alloys and arches....and thats it...
onlly a 998cc, not the fastest of cars
... |
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 Purchasing life insurance? |
| I have adult family members that I want to purchase life insurance for. A $10,000 policy each to cover funeral expenses. I know that if anything happens to them I will be responsible. I'm ... |
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 What can my husband do? |
| My husband works for AllState and the agent he works under refuses to send out flyers or mailings. He expects him to make "cold calls" all day (while most people are at work) and still ... |
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 Is life insurance taxable at payout time.? |
| So if I die and my husband collects the $, is that $ taxable?... |
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 How long should an insurance claim take to be completed? |
| My kichen was flooded 10 weeks age and the insurance company keeps changing th goals posts and askeing for different things. is this right??... |
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 Got my drivers licence? |
Is going to be the first time me getting a job so I was wondering as soon as i start the job can i purchase a cheap car right away and insurance and stuff?
and cant get student loan ... |
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 I suffer from depression & was suicidal for a while, but now im tryin to get a mortgage & need life insurance? |
| would I be better off not mentioning anything about the suicide or depression, I know the insurance won't pay out if anything happens to me but the insurance would be cheaper, how much extra ... |
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 Can we insure our health with more than one insurance company? |
| If yes, how can we get reimbursement with one one set of original bills?... |
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 Where is the best place to look for life insurance for a 73 year old without exams? |
| My father is 73 years old and is diabetic (takes daily shots). I would like to take out a life ins. policy on him, but know nothing about it. I am assuming term (maybe 5-10 years) would be the best ... |
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 Who pays for the Medicaid program? |
| Is it the gov't. or does it come out of a special tax on salaries and wages?... |
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Guy | Question about state farm auto insurance? |
My payment was due on the 1st, and now it's the fifth. I just paid it today through online banking. The bank says it may not be processed until tuesday, but i have to get to work before then. Am i fine, since it was technically paid today, or am I just f*cked? |
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mbrcatz
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Was it due, or was your policy in cancellation status? If it was only "due" and not in cancellation status, you should be fine. If it was in cancellation status, it's cancelled on the first, and you shouldn't drive. |
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§ ☼ JLG ☼ §
 |
It depends on if it was your normal scheduled payment, or if it was past-due or in cancellation. If it was your normal, scheduled payment (whether 6 months premium or monthly, as long as the monthly was up-to date), you are fine. If it was past due, you need to check with your agent to find out your time frames. If it was in cancellation, it canceled and you currently have no insurance.
Call your agent - that is what they are there for! |
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Queen B
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i am not sure how state farm does their billing or any type of grace periods they may have. call your agent and ask them. in the future, make your payments at your agents office. if your agent accepts payment, you are covered. |
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notaknowitall
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I love state farm and have had them for 12 years, never a problem on that note, no you are fine you have to pay one month a head of time if you do not do direct withdrawal from your account. This will keep your insurance in go status until the end of the month and since you paid you do not have to worry about it being shut off.
I do mine as an automatic withdrawal it is month to month, but you do not have to pay two months at a time, just to let you know, but really you are not f*cked ; ) |
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Good♥Gyrl
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No, you should be fine. You generally have a grace period of anywhere from 10-30 days, depending on the company. Just for good measure, I would call their customer service number and let them know to expect your payment. |
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IWIU
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I would call state farm and tell them whats going on, and it should be fine if they are a good company, but they need to know. |
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alwaysbyronsgirl
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You should have a ten day grace period depending on where you reside . Call your insurance carrier to be safe but you should be OK . Even if they didn't receive it in time , they will reinstate your policy as soon as they get your payment and post date the policy back to when the payment was made . Again contact your carrier and explain your situation to them and I am sure they will be able to help you . Good luck and drive safely !!! |
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stephenweinstein
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Technically, it is not paid until it reaches them (same as if you send it by mail and the post office has not delivered it), so the policy is currently unpaid. On the other hand, if it takes at least ten days after the due date before they cancel the policy for nonpayment, then you may be ok. |
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Steve S
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most companies offer a grace period, but they are not required to do so. I would notify the company, call there 800 number that has someone there 24 hours per day and let them know what is going on. Once it has been documented you should be shifting the responsibility to them. Otherwise you could technically be uninsured. Good Luck. |
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truth is...
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Were you paying your 6 month premium or just making a monthly payment? Most auto insurance companies have you pay your premium to extend your contract with them, but they won't void if you're just late on a payment. That's just my assumption! But, if I were you, I'd just go to work, but drive very.... carefully.... :) Good luck!!
BTW, I did a lot of research on auto insurance companies (legitimacy, price, ease of use) and I found Geico to be the best, just in case you are interested.... but, my dad likes State Farm because you get to have your very own agent... |
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sunshine
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yes you have a 30 day grace period before your insurance is canceled |
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