 Do I need to be on the car insurance if I don't live in the house? |
| I get my license tomorow and my dad was planning on letting me use his car Friday. His insurance covers the driver of the car, but then other insurance policys are saying that I need to be under the ... |
|
 My husband didn't disclose his treatment for a prostate tumor he had (treated 7 yrs ago with a clean bill of |
| health) on his life insurance policy purchased last year. He said it doesn't matter, like it was a non-event. I think it does matter. Should we contact our agent and let him know? Couldn't ... |
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 Can you add certain items like expensive items like cameras and phone to your homeowners policy? |
| if tyou add something like an Expensive DSLR or a Iphone to your homeowners policy does it cover damages? Other than your if your house burnds down or something.....say like dropping it?... |
|
 Nationwide Life Insurance canceled my policy because I couldn't pay them when I became disbled.? |
| After I looked I noticed I was paying for a disability waiver.I wrote twice to company to be reinstated and twice denied .Where do I turn?... |
|
 How much do you pay for health insurance? |
| I have BCBS of Michigan. I pay $135.00 PER WK. Is this out of the ordinary? This covers me and my daughter.I am divorced and have to carry health insurance on my daughter. I only make $18.00 an hr. I... |
|
 Can you have an insurance license in more than one state? |
| I am trying to sell insurance in more than one state. is this allowed? Can you have more than one license?... |
|
 How to find a life insurance co. that was bought by another? |
| need to file claim but can not find who bought out this ... |
|
 How can my friend find out if her late father has a life insurance policy? |
| My friend's father died recently. Twenty years ago, her father took out a small life insurance policy to pay for his funeral expenses. The beneficiary is my friend's stepmother. The ... |
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 Insurance rates cause of accident? |
| my insurance is 55.00 a month currently...I had an accident today(my fault) how much will my insurance go up a month?... |
|
 Can a leave of absence due to cosmetic surgery be covered by FMLA? |
Additional Details
To the first answerer to my question:
You wouldn't be paying for anything. As long as I've been at my job for over one year, which I have, I am ... |
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 Any one know which life insurance company paid the most Non-Guaranteed dividend in whole life policy? |
Farmer? New yoke Life? State Farm? Prudential?AIG? AAA? AXA?........
Additional Details
-Ben s, thanks to let me know the company, but how do I the dividend history without contact with ... |
|
 How much do you pay for auto insurance? What company do you like best? |
I currently have State Farm for my auto and homeowners insurance but I'm trying to get a lower payment. I have heard that SF is one of the more expensive companies... is this true?
T... |
|
 Can my health insurance do this? |
| I was notified of my health insurance cancellation 23 days after the cancellation. Am I still responsible for the amounts that were not covered even though I was not notified on time that I was no ... |
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| Does car insurance decrease as you get older? |
Which companies offer the best rate and protection?
When do rate go down? (when you turn 18, 21, and 25?)
any other useful info will be welcomed!... |
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 Does anyone knows how long a life insurance can take to process on a claim....It has been over 5 months ...... |
| I know I asked this question before. However, that was probably 2 months ago.....and still no payment. The insurance says the police have not cleared me, the beneficiary, of any involvement of the ... |
|
 When a business goes under, like an automaker, do retirees lose their benefits too? |
| I think if a person has worked for a company for so many years, then their retirement should be secure. I put a lot of money into mine each year and I feel that I am entitiled to that money.... |
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ediblealto | Question for All Insurance Agents? |
I have read some of the previous answers and understand that to make it in the insurance business, you have to work hard and put in hours. I have a friend who sells health insurance and know that it can be lucrative. However, I am interested in knowing how you chose which line of insurance sales you wanted to get in to. I have been exposed to health insurance when I worked for Medicare so there would be some familiarity there for me but somehow selling property/casualty seems more interesting.
Are different personalities better suited to one or the other?
Is it more a personal preference?
I would like to hear from both sides especially if any of you have done both. |
 |
 
mbrcatz
|
I dumbed into it. I did a little life sales, and HATED it. Quickly realized that I did NOT want to work 60 hour weeks forever, and with the residuals life insurance pays out, I'd have to. So then I dumbed into property casualty (to pay the bills, LOL, while working on my Master's in something else). AND LOVED IT.
There's more money in life & health. But it's a lot harder, and not as fun. There isn't much creativity there - the product is what it is, and you can't negotiate or tailor it very much.
JMO. |
|
Dave1001
 |
The answer lies, not in the product, but the person. I know that may sound rather "Zen," but it is true. I own my own business, and I sell insurance for a well-known insurance company. There are guys who are making millions, and others failing completely. They both have the same products to sell. The "X" factor is how they market themselves.
If you are afraid to pick up the phone and call people you don't know, or if you're not willing to ask people you do know, find a different line of work. Selling requires a certain level of self-confidence. If you get down easily, find a different line of work.
I would recommend that you start working for an agent as a marketing representative. Put in your time. Learn the business. Observe the traits of those who are doing well and emulate them.
There's no shortcut to success, despite what the MLM insurance companies tell you. It's a lot of work, but in my opinion, worth it. |
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Common Sense
|
It's always "easier" to sell a product that you feel at ease with. |
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jennie
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other answers right about what's getting into whats interesting for you. i've tried it all & always go back to health insurance cause it's fun for me but alot of agents dislike health.
great$ in annuity sales if you can find clients. insurance can be fun but can make your head spin. p&c has strange commission payouts so talk w/some local agents b-4 going thru that long licensing process . |
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Country Girl
 |
Go for what seems more interesting. From personal experience, I have never been bored with P&C doing personal and commercial but would drive a steak through my own heart if I had to do just personal insurance. It depends on what drives YOU. I sell all lines but enjoy P&C the most and always have -- even more than financial investments which are the newest thing since sliced bread for insurance agents!! |
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aaron p
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It sounds like you should start P&C and add Medicare supps as a secondary line. With that type of business model, you could have three to four good pieces of business in the door with each client down the road, and if you get a good P&C business, life agents will be climbing over themselves to work that book.
Life is a hard product, but there are a lot of ways to play around with the design if you get into it. |
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