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I'm pretty confused, so bear with me here.
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Hannah B | Question for Auto Insurance agents? |
Do you have to have some kind of cirtification to legally sell an car Insurance Policy to a customer? Can a Receptionist legally sell a policy? |
 |
 
Taylor B
|
In order to sell a policy, you have to be a licensed agent. To get a license, you take a class thats about 30-40 hours over the course of a week, then you are eligible to take the test. The class will cost around $200, and the test is around $85 to take, this would more than likely be paid by your employer or the agent. Once you are licensed, you can then sell a policy, give advice, discuss coverages, sign applications, etc. Until you are licensed, even discussing coverages over the phone might be illegal, and if you give the client the wrong information, and a legal issue comes up about it, It might be disasterous. A receptionist can only give insurance info to banks/lenders, and tell a client the coverages they have, but not discuss what they cover. Hope this helps.
Also, a good resource is...
http://insurance.123thebest.info/
Best of luck to you. |
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Lisa
|
Yes, you have to have an insurance license to sell insurance. But, a receptionist could give you the paperwork to sign and have an agent sign where they need to. The receptionist wouldn't be able to discuss anything about the insurance with you really, except give you the price. But, I'm a receptionist/Secretary in an insurance office and i am licensed to sell insurance as well. So, unless you asked the receptionist if she was licensed, you really don't know if she was or not. |
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Jawahar
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Get license from IRDA (Insurance Regulatory & Development Authority). You have to select Whether Life or General insurance. In general insurance only Auto comes.
The basic educational qualification is +2, age 18 years with sound mind. |
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SJR
 |
You need to be licensed in most of the countries I know around the globe.
The only country I know in which no license is required for an insurance agent is Ukraine. Anyone can be an agent, with no education, license or training. |
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mbrcatz
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You have to have a license to sell insurance in your state, in order to sell a policy.
Some receptionists have that license. If the receptionist doesn't have the license, they can't sell. They can't explain coverages, they can't do anything except hand you the paper to sign. In some states, they can't even accept a payment. |
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Steve S
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You do need a certificate from the state stating that you are authorized to do so. In order to get this you would have classroom time and pass a comprehensive test. If the receptionist is licensed she can legally sell a policy, if not the answer is no. |
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