I had two blood tests done in June and last week I received a $500 bill from the lab. I called the insurance to dispute the charges and they told me that the lab had turned in the claim with the incorrect order of my name, middle name first, last name as middle and first name as last. I called the lab about the error and they confirmed my name was correct, just like it showed up on my bill. Both sides claimed the other party was at fault. What should I do? Should I go ahead and pay the bill because the account is long overdue? Or will it ruin my credit history if I wait for this problem to be corrected? This is my first time having my own health insurance and I am not sure what to do.