Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Insurance
Finance Discussion Forum

 Can you claim life insurance of someone you are not related to?
I have a friend very old and she has a big life insurance policy currently I am helping her live and I am am paying for all her expenses. She has listed me as the claimer on the insurance when she ...


 Is it feasible to find 100 families to put $100 a month in a savings account to pay for medical expenses?
Its just an idea I had, wondered if it would work, if its legal, etc. My family has no health insurance, and I am sure that there are many other families out there in the same boat. We have no major ...


 What is accounting?
...


 How do you define double dipping on insurance?
I have 2 step kids. We have had insurance on them for over a year. We just switched insurance and their mother decided to put them on her new husbands insurance. Which now we have 2 insurance ...


 Should i get 20 year term or a 30 year term life insurance?
My husband and I currently have a 20 year term life insurance policy. We are switching companies because we were paying too much at State Farm. I'm 30 and he is 33 and we are both in very good ...


 Homeowners vs. Auto Insurance?
So last night a huge tree branch fell on my car in my driveway. My car insurance is expired and I'm wondering if my landlord's homeowners might cover it. The tree is on his property and ...


 Tips on how to convince a client to insure themselves in a life insurance policy.?
...


 What Is Term Life Insurance? What Does It Cover? When Can It Be Claimed and By Who?
...


 I have group life insurance. Do I need individual life insurance?
...


 Insurance company startup???!!!?
was wondering about the possibility of starting up my own insurance company covering cars. do i need a license to do this. do i have to make myself known to anyone that i am insuring people to drive, ...


 Iam looking for best and cheep life/persnal/travel insurance in UK ??
...


 Is it recommended to buy whole life insurance for a child?
A friend of mine recommended buying whole life insurance for my child. He said it was better than investing elsewhere. For example, you can get a 1 million dollar insurance which will be paid up by ...


 How can I calculate my insurance cover needed.?
...


 Car insurance question:?
My car was recently stolen and has yet to be recovered. When I file a claim with my insurance on this matter, will it make my rates go up??...


 , what do you get with “whole life” beyond insurance that makes it so much more expensive?
Just wondering (didn't know such a thing was available until recently)...


 How is the Aviva life insurance plans?
...


 What insurance should i get?

Additional Details
For car,thats ...


 Are there any "non-profit" insurance companies?
Private insurance's "job" is to return a profit to the shareholders. In the process they deny claims and provide golden parachutes to CEOs....


 My insurance agent is disrespectful. What should I do?
I called my insurance agent and told him I was afraid to drive my vehicle because it was stolen by some gangsters and they were caught and he told me to get a gun and get me some gangsters to ...


 I need to go to the doctor but have no insurance?
Will I have an option of them just mailing the bill and then making payments. I have no insurance, yet, in the process. I'm 21 years old and need to go to the doctor for anxiety problems? I live ...



biscuitperifrank
Rental home question?
I rent my home. When we moved in, the owner stated that the deck would be replaced. It has not been done and we have lived here 1 1/2 years. It is in really bad shape. I need to know that if any of us are hurt if it would collapse or even a board breaks (it is that bad), do we have a lawsuit? Nothing was ever put in writing when we moved in, but all phone and written inquires by us have been ignored.
                     
 




Dez
I am currently a property manager (but not like your landlord). My advice would be to document the conversation you had with him 1-1/2 years ago, state that you are giving him a month to repair it before using your rental funds to have it repaired as it is a safety hazard. Make sure you mail it "return receipt" so as to have proof of mailing, and keep a copy!

My opinion is IF you kept records of all the times you have contacted the owner over the condition of the porch - if something were to happen and you were hurt the owner would be liable, to a point. Knowing it was unsafe, you couldn't have a party there and not be liable yourself if someone were hurt because you knew better...


mark m
Rating
you could pay your rent to an escrow account and take him to landlord tenant court that way you wont get in trouble for not paying rent and he will be more motivated to right this wrong


heretohelp
well she'he is the land lord/lady and they have a jobto do . if they havent fixed it by now and someone gets hurt, id say you can deff. go to court over that .


mbrcatz
Rating
Do you have a lawsuit? Sure, here in the USA anyone can sue anyone else. In order to win, you'll have to prove that the owner KNEW that the deck was in poor condition.

If I were you, if you want to set him up so you can win that suit, send him a letter, certified, return receipt, informing him that the deck is in really bad shape, remind him that he was going to replace it 18 months ago, and that you would like it done asap to prevent injuries. Keep a copy of it.

Of course, if it was me, I'd say, stay off the deck. You KNOW it's in bad shape, you're asking for an injury.


mimi
Rating
If you did not get it in writing, he doesn't have to replace the deck. If it is a hazard, however, and your letters have been putting him on notice that it is a hazard, he might be liable if damage to your property or injuries resulted from his neglect. If you have been good tenants, the landlord probably wants to keep you. If it is truly a safety hazard, I think you should go before a landlord/tenant court and have the issue addressed. Don't wait until you're injured. Another poster mentioned paying your rent into an escrow account rather than directly to the landlord. That sounds like a good idea, too, until you get it settled legally. Don't fall behind on rent, though. It will just look like you're trying to get something for nothing and it won't look good to the judge at all.

Last, you know that the deck is hazardous and the landlord has written proof that you know in the form of your letters. Therefore, you should definitely NOT use the deck until it's repaired. You might be considered negligent yourself if you knowingly endangered yourself or others.


Nikki
Rating
Don't use that deck. Since nothing is in writing, it depends on if your state accepts verbal contracts as binding or not - if they don't you don't have a case. Instead, what you should do is call the landlord and tell him the deck is in dangerously bad shape and since it's a health hazard you are giving him one more month to fix it. If he doesn't fix it in that time then you will be hiring a repairman yourself and will deduct that cost from your monthly rent. When you deduct the cost make sure to include the receipt from the work. It would also be good to get the deck's safety assessed by a home inspector before you do anything, as I am offering these suggestions based on what you are saying and as you are not a home inspector (I'm assuming) I don't know for sure that you really have the legal option to have the work done and take it off the rent.


car253
Rating
You can send the landlord a certified letter tell them you are concerned about the deck.

Another thing you can ask is to make sure he has a Rental Dwelling Policy which contains liability. Liability is in case you get hurt.

It may not be easy getting their insurance info. But if you sue them later on, he will waste no time in calling his insurance company for help.


Kadiatu B
hom


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.054
Copyright (c) 2011 Financial Crisis Monday, May 28, 2012 - Terms of use - Privacy Policy