 Are their any medical insurance policies available with no deductable and no coinsurance? |
| Regardless of monthly payment, is it even possible for an individual to find such a plan?... |
|
 Anyone else having problems with HUMANA? |
| My mother was dropped from their system due to a computer glitch. After re-enlisting they raised her monthly premium because she had been without coverage. Even though they admitted that it was their ... |
|
 How does med. insurance work? |
| i'd like to get med. insurance but only keep it for a few months (i cant afford to keep it more) and i will get a small 10 min. surgery at the time a polinidal...i think thats what its callled. ... |
|
 What is a "living needs" benefit of a life ins policy & why is it limited to aid the dying and not living? |
| According to my life insurance company, the "Living Needs" benefit will only come into play if one has 6 or less months to live. How does this assist one who is living with a terminal ... |
|
 Medical insurance for in-laws? |
| I have been shopping online for medical insurance for my in-laws. But none of the plans that I saw covers existing conditions like diabetes. They are 60 years of age. Once they start working after 2 ... |
|
 Motorcycle was stolen the day i bought it, will insurance still cover the loss? |
| I had planned to insure it with allstate which is who my car is insured by, do i have a certain amout of days to get it insured, were they cover it?... |
|
 What can I provide for a rental insurance claim for water damage? |
| I do not have receipts and I do not have video but I do have pictures of the items (from various things). Can I use this for my claim? I had pipes freeze and burst and the items were damaged but I ... |
|
 Is this a reasonable amount for an insurance settlement? Added info...long but please read.? |
| In March of this year I was rear-ended by a small sports car. I had just started pulling off from a red light (going about 15mph) The police estimated his speed was around 65mph (in a 45 mph zone) B... |
|
 Getting married and moving... have insurance questions! Help? |
| My Fiance and I are getting married in a few weeks... I have been on my parent's health insurance since I have been a full-time student, but I understand that after I get married I won't be ... |
|
 I need help based on Health Insurance? |
| I live in Texas and I work 24 hours and sometimes 40 when I get to have overtime I take care of my children on the weekdays and work on weekends Iam trying to find a health insurance that will either ... |
|
 Health insurance in florida? |
| Does anyone know where i can get good health insurance in florida. I hane been living here for the past 7 years and i had BCBSF before, it helped alot but i really could not figure out the deductible,... |
|
 How do i obtain an alabama insurance license? |
| i want to know how long it takes, how much it costs, and where i have to go. any help would be appreciated.... |
|
 Why do I feel bad if someone named me beneficiary in their life insurance? |
| I'm terrified and superstitious, and though this person has been mean to me several times, I am quite fond of him. He's not likely to die anytime soon, but does live rather irresponsibly ... |
|
 I revisited my doctors office today, and they told me I had a balance of $225. But I received a prevntive svc |
| I received a colposcopy and a cervical biopsy I was under the impression that these were preventive screening and I would not have to pay anything. Is there a way to get my money back from either ... |
|
|  |
Shannie G | Retroactive Health Insurance? |
I have been to the ER 3 times in the past week and racked up about 12,000 in medical bills, with no insurance and no definitive answer as to what is wrong with me. If my boyfriend and I marry, is it at all possible that they will cover any retroactive period? I know it would vary with insurance companies, but I think he has Blue Cross or Blue Shield. I'm also going through the govt's red tape, but I don't expect too much help from them. Advice? |
 |
 
President, www.HSAInside.com
|
This is a prime example of what I have been saying for the past twenty years, please purchase health insurance when you are healthy! Do not go without health insurance, think of it like this; if you purchased a 1million dollar Enzo Ferrari would you drive it 100miles per hour with no car insurance?.. Your body has much more functions than a 1milliion dollar Enzo Ferrari, and can cost much more to fix, but everyday a small percentage of our population continues to throw the dice and not purchase healthcare. |
|
Wyleeguy
 |
No such thing as retroactive insurance. Be sure not to get married until the bills are settled otherwise his income will be taken into account on settling the debt. |
|
zippythejessi
 |
Some plans will go back thirty days, but most private insurances won't. Have him check his policy. |
|
words_smith_4u
 |
Nope. You have to have insurance at the time that you get 'services'. It would be like driving a car without insurance and then - when you wreck, buy insurance to cover things.
Just doesn't work that way.
A bit of good news might be that many hospitals are willing to have a 'payment plan' that you can get on - so your credit isn't ruined and you are paying down the bills. Just get a final bill that is itemized and review every line!
sorry for the news, but that's just how it is. |
|
mbrcatz
 |
No, they won't cover these bills retroactively. |
|
Agent Rock
|
Sorry to hear about your situation. Now not only can you not get those bills covered retro - when you do apply for insurance you will have pre existing conditions that will most likely not be covered. If you are self employed, depending on what your condition is - you may want to look into a small group policy (it will be expensive). You can also work for a company that offers group coverage. As far as individual policies go, some will exclude your pre existing condition or others may add a higher deductible to cover it. I hope it is nothing serious.
My question for you is - why did you not have any insurance??? If you really could not afford it, there are state medicaid programs set up for you. They will look at your income and assets to determine eligibility. If your income is above the level - you need to ask yourself what you can cut back on to afford it. It is a matter of getting your priorities straight. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
6 | 36 minutes(s) ago
| | | |
5 | 2 hour(s) ago
| | | |
5 | 6 hour(s) ago
| | | |
5 | 11 hour(s) ago
| | | |
6 | 1 day(s) ago
| | | |
5 | 5 day(s) ago
| | | |
5 | 6 day(s) ago
| | | |
5 | 1 week(s) ago
| | | |
5 | 2 month(s) ago
| | | |
5 | 3 month(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
