 How's $5.30/week for $10k worth of whole life insurance? |
It's for my wife who's disabled and 55.
Additional Details
FYI an indep. agent told me it was a good price and State Farm has a similar policy for $10 month more.... |
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 Health Insurance for non-fulltime student? |
Hello, I am 21 years old and currently under my dad's company insurance through Blue Cross as a full time student. The policy is that they will cover me if I remain a full time student.
<... |
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| I need health ins for my family. HELP PLEASE???? |
| I have gotten quotes but they are all roughly 1000 dollars a month. That seems a little crazy to me. Anybody have any suggestions.... |
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 Life Insurance: Which companies out there are the "top rated" in perspective of service *AND* price ? |
| With so many companies and websites to choose from, how does the average person know which company has the best service--along with reputation ? In addition... Is 'Primerica' truly the &... |
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 Home insurance? |
| state farm refused to renew my homeowners insurance. they told me i live with 1000 feet of coastal waters. i'm on the north shore of long island, for goodness sake, it's not the south ... |
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 Is homeowners responsible or car insurance? |
| The brakes on my aunt's car went out and when she turned into her driveway she hit the house. SHe is fine both airbags came out, but now the home owners says they will not pay and the car ... |
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 Auto insurance company that wants me to pay upfront? |
| I need general information concerning auto insurance complanies that pay claims directly to the driver. They want me to absorb all costs (repairs, rental, etc.) and then they will issue me a "... |
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 When you have a settlement with a insurance agency, do you get 3 times the money of your medical bils? |
| I don't really undrstand how it will work out. The lawyer told me that I will leave out his office a happy lady. But I lost my car in this acident , and the insurance company only gave me the NAD... |
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 Does anyone have any recommendation for life insurance for pilots? |
| My boyfriend of 2 years is a 26 year old commercial pilot and flight instructor (hopefully airlines soon). We plan to get married in the next year or two. I was thinking that I should take out life ... |
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 Can i claim compensation for being assaulted at work? |
| I have been left with multiple bruising, shock, trauma and deep anxiety. What is the best way to claim compensation for this?... |
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 If I were to die tomorrow, does will my life insurance policy pay off some forms of outstanding debt? |
Or will my beneficiaries get all of the insurance money?
Additional Details
I don't have any children of my own. I have left my life insurance to my mother and my sister. So does ... |
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 I'm on my parents insurance, can they see the procedures I have done? |
| Im 24 years old & about to have a proceedure to check for HPV, but know that telling my parents I've had sex is not a good idea at all. Due to my circumstances, I am still on their health ... |
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 Do you have to pay a down payment every time you renew your insurance pollicy? |
| I've only had insurance for a year now, when i first got it i paid a down payment of so much, but i thought that was just a one time thing. Now it's time for me to renew my policy and they ... |
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 Can I buy life insurance for my sister who has an illness? |
| My sister has a liver condition that she will eventially pass away from, but not for 15 or 20 years. I want to take out a small policy because she is very poor and will have no way to pay for a ... |
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arnold o | Roth IRA, Traditional IRA- Which One is Right for You? |
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Doing the Right Thing
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I have a Roth IRA. Why? Tax-free withdrawals after age 59 1/2. No mandatory withdrawals at age 70 1/2, so I can keep the account for life.
In Traditional IRAs, your contributions may be tax-deductible. It all depends on whether you have a retirement plan at work or not. All withdrawals (except non tax-deductible contributions) are taxable. You have to figure out your minimum withdrawal requirement every year starting at age 70 1/2. If you don't withdraw this minimum withdrawal requirement, there will be a 50% penalty on the minimum withdrawal balance.
Which one is right for you? For most people, it would be a Roth IRA. For people who want to lower their taxes or they don't qualify for a Roth IRA, then they should get a Traditional IRA. |
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cvw_10
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For me, a Roth IRA is best. For you, only you can decide. Check the link below for details about the differences between the two.
It depends on how old you are and when you plan to take the money out.
I would prefer to pay tax on, say, $1000 now, than to deduct that $1000 and pay tax on what that $1000 grows to in 40 years.
I believe the governement would raise the percentages on the tax brackets (which would cancel the benefits of a Traditional) before they would tax Roth's. |
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Cookie
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I have a Roth IRA for now because I am in a lower tax bracket hoping one day my income will go up.
Good Question |
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Jason
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Depends on you. Are you needing tax advatages now. Go with a traditional. If you qualify for a roth and don't need the write off now it can be much better when you take your money out to go with the roth. Talk to a financial planner to find what is write for your situation. |
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Uncle Leo
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If you think you'll be in a lower tax bracket in retirement than during your working years, a traditional IRA is probably better. If you think you'll be in the same or a higher tax bracket, a Roth IRA is probably better.
Basically, chances are that if you are in your 20's or 30's the Roth will be better. If you're in your 40's or older, a traditional IRA is probably better. See the webpage below for detailed info. |
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Glen B
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You can access any online banking facility and you'll find information there. You can also find articles online pertaining to these issues. Roth's are good because the taxes are taken out right away as opposed to being taken out later for a traditional IRA |
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mbrcatz
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OK, I only have traditional IRA's, me & hubby, because when push comes to shove, I don't believe that Congress is going to leave the income from a Roth IRA untaxed, after all.
I don't trust the government. |
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