 Help! Is this wrong? |
| My husband and I were buying a home contract for deed. While living there we had to carry home owners insurance. In our contract it stated that the seller must cut down a tree that was in the front ... |
|
 Cheating insurance? |
| i have insurance on theft. for example.. someone steals something from my house and my insurance will cover it... what if... i sell my computer ($1000) and a bunch of jewlery and stuff and then at ... |
|
 Is it o.k to purchase life insurance on your parents without them bieng offended? |
| I have been contemplating the idea of purchasing a life insurance policy on my parents, because they both are about 62 years old and I know that eventually as much I would never want it to happen ... |
|
 Identity question? |
i went to the bank with my mom to deposit my check. suddenly, i couldn't find my state ID and social security card. i probably dropped it by accident. is my identity at risk?
i am 16.... |
|
 What sort of damage could someone do with your name & social security #, anything? |
Additional Details
If they buy things, get loans, etc. won't the police (or whomever) nail them with the address they gave?... |
|
 Health Insurance options? |
| I have just graduated college and I am about to start a job that offers health insurance. However, I am clueless about what type of coverage I need. My company has plans with United Health and Blue C... |
|
 Can I buy back my vehicle fom my insurance company - after it is totaled? |
If so, how much will they sell it to me for? (assuming they paid me $2,000) What if it had a value of $6,000? Is there some kind of 'formula' they use?
Additional Details
I ... |
|
 Has your Bank/Credit Card company tried to sell you the ID theft assistance insurance yet? |
| What a bleeding liberty a they are the ones who leave our statements in bin bags out the back! You couldn't make it up!... |
|
 I'm making payments, am I "Required" to have Full-Coverage Insurance? |
| I live in Southern California, and am making payments on a 2000 Toyota Tacoma through HSBC Bank. My insurance payments are $344.00 a month (more than my truck payment!) since I have two speeding ... |
|
|  |
James1982 | Scamming insurance? |
I bought a house and was convinced by the realtor to purchase a so called "Appliances Insurance". Five months later, water heater gone bad, called the insurance company. They were very nice to take the claim. However, the plumber they sent came over and claimed that he needed $350 from me to replace the heater. I checked the website, if I buy one by myself...the cost would be $310 plus tax, have a contractor to install it $150. Likewise, w/o insurance, cost from me would be $460. I paid $410 for insurance, add what the plumber asked $350, total will be $760...does this make sense?
Additional Details
Yes, it is covered in the paper, insurance agent told me that I only have to pay $55 deductible on the phone. |
 |
 
Joey m
 |
Fix it, pay it and then cancel that insurance.
A rule of thumb ... you should only insure for things that you can not afford if they should happen. Things that you could pay for ... don't insure. |
|
fstreet111
 |
No, sounds like a scam.
Check it out with your state attorney general's office. |
|
Eli
 |
That sounds like a scam. Cancel that ins and shop for a new policy or just save the money on your own. |
|
Geminat
|
Wouldn't you send the bill to the insurance company?
actually I have never heard of this type of insurance. |
|
Cheryl P
 |
When you purchase insurance, their is always a deductible. Could the $350 be it? And there is always depreciation. Considering the cost of new appliances, insurance isn't worth it anyway. |
|
Phoenix: Princess of Cupcakes
|
You need to find out what the deductible is on that insurance. You will have to pay the cost of the repair up to the amount of the deductible.
If the deductible is $350, then that is how much you owe out of pocket. The insurance pays the rest unless there are other fees and stipulations.
READ THE POLICY. |
|
v b
 |
You are looking at this slightly wrong.
W/o insurance, you would pay $460 for this one incident.
W/ insurance you pay $350 and "save" $110.
The question is, will more than one appliance break over the term of the life of the policy. 4 or more, then you save money over and above the policy. 3 or less, no. |
|
mbrcatz
|
Call them back, or talk to the plumber. There's a miscommunication there. If it's covered, you should only be paying the $55. It might be the plumber that's scamming you. |
|
Life In Digital
|
Isn't it covered by insurance? |
|
parissweetheart1203
|
it sounds like the plummer is trying to scam you. The plummer shouldn't ask you for any payment at all. The insurance company should handle any payments with the plummer. If I were you I would cancel the insurance and just get it fixed your self |
|
Curtis R
|
yes |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
11 | 20 minutes(s) ago
| | | |
11 | 2 hour(s) ago
| | | |
11 | 6 hour(s) ago
| | | |
11 | 8 hour(s) ago
| | | |
10 | 11 hour(s) ago
| | | |
11 | 2 day(s) ago
| | | |
11 | 5 day(s) ago
| | | |
9 | 2 week(s) ago
| | | |
11 | 1 month(s) ago
| | | |
10 | 4 month(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
