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 Can an insurance cancel you policey even though they continue to take payment on it?
I got into a car accident i call my insurance company to let them know they informed me that they had canceled my insurance a comple of months back but they still continued to take payment on the ...


 Are you insured with churchill and is it a good company?
...


 Will my auto insurance payments be affected cause i got sued and lost the case?
Hi! i got in a car accident about a year ago. Come to find out a year later that the lady that hit me is suing me for $7K. I just went to court but the judge said that the case will be put in ...


 National Insurance card ?
When you get your national insurance card through, does that mean you can go out and get a proper job even if your still 15 and not 16 for another 2 months?
Additional Details
i know i ...


 CAR insurance question,,, VERY IMPORTANT?
so i was in an accident,

this is the story,,,,,,,,,,

i stoped at a red light,, and then i was hit from behind,,,

I WAS IN AN ALERO,, AND THIS LADY WAS DRIVING AN IMPLA...


 Can I block a monthly auto pay. ?
I signed up with Stamps.com a few months ago. It is a monthly membership. I have decided to cancel this membership but the only way they will allow you to do so, is by phone. I have called and been ...


 What Insurance factors determine when I have to return my rental car?
I was rear-ended in an accident, the driver who crashed into me had insurance to provide a rental car for me. My car was totaled out. So, when or why will I have to give the rental car up?<...


 Taxable income on whole life insurance?
I have a $200,000 life insurance policy that has a $100,000 loan on it and the company says that I must pay $4000 minimum to keep the policy in force. I am 70 years old and if the policy lapses the ...


 I have employer insurance but the cost is high. Can someone refer an affordable insurance company?
Also is an application fee normal when getting quotes for insurance?...


 Can Life Insurance refuse payment after the 2 years suicide clause expires?
Can Life Insurance refuse payment after the 2 years suicide clause expires?

Contrary to public belief, I've found that the laws of most states and the policies of most life insurance ...


 At 18 am i still covered by my dads health net insurance?
cuz im 18 and just found out im pregnant yay i want to know if your parents have health net are you still covered at 18 cuz im not getting married untill my fiance comes home from boot camp and we ...


 Pregnancy and Insurance, Please help!?
Alright. This is a little complicated, so bare with me. My husband and I are trying to conceive. We are currently on different insurances because his requires him to be there for 18 months before ...


 I need disability insurance. I've been declined by several companies due to a diagnosis of sleep apnea-hints?
The apnea diagnosis is so slight that I do not require treatment with a C-PAP machine. I'm surprised that I've been declined. Does anyone have any suggestions?...


 Are there any appeals/grievance processes against health insurance companies who deny policies?
This just takes the cake! My son is 4 months old. When he was born, the doctor heard a slight murmer in his heart. It was checked out with an Echo and we also followed up at 2 months with a ...


 What is the cheapest health insurance for a family?
...


 What is an affordable health insurance that I can apply for in Southern California?
An affordable one. I can't seem to find one. I was layed off my job but my cobra will be too expensive is there anything else out there. I tried kaiser but its like 220 a month for just me....


 Can i claim on my car or renters ins. about money stolen out of my car parked in my driveway?
somebody stoll money out of my car that was parked in my drive way....


 I need cheap health insurance...?
and I need it fast. I need a quality health insurance company for an affordable rate. My husband and I just recently got married. So we're a young married couple putting ourselves through ...


 With commercial insurance I need to know what it means when the defense costs are outside the policy limits?
I need to know with commercial insurance what does it mean when you are asked; Are the defense cost outside the policy limits....


 Life agent?
what's the average income for a new self-employed life agent?...



JAL
Second car insurance?
My partner owns a family sized car and a second small 1-litre car which he wants to add his son to as an additional driver. Can my partner use his NCB for the second car too? With his son being a new driver, without it the premium would be sky-high!
                     
 




welcome news
Rating
No - the no claims bonus can only be used once (to be fair - would you expect you to lose all your no claims bonuses on every policy if you had an accident in one vehicle?)

Be very careful about buying insurance under these circumstances. Make sure that:-

1) The person who owns the car insures it &
2) If the main driver of the vehicle changes then make sure that the insurance company knows about it.

Most insurers will automatically rate the vehicle on the son's age anyway.


zee
Rating
i dont think so u can only use ur NCB on 1 motor


Finance Expert
What you are referring to is called 'fronting' and Insurance Company's are wise to the fact that the small, second car is really for your son to use and be the main driver of.
This is why they load the premiums for this type of situation.
If they find out your son is the main user and you haven't declared he will be the main user then your insurance will be void.
For the sake of a couple of hundred pounds extra you should insure the car in your sons name and he can start building up his own no claims bonus legally and then if there is an accident he won't find himself getting in trouble with the police for having no insurance (which he wouldn't have if the insurance company found out he was using the car more than your husband)


sam g
Rating
Just been thru this. I bought a car for my wife, but my current Insurance company would not let me add to my current policy, as I was not going to be the main driver. So I had to use a different company, and they would not let me use my 10 yrs of NCB for the second car. They said that if I di this, then the initial policy would become void....

Not quite sure why, but I think I got a little bit ripped off.


**tomtom
Most companies now give you the same discount on the second car as long as you insure with the same company.

Best thing to do is to call them up.


John S
Rating
http://www.financecomparator.co.uk/carinsurance.html


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