Why can't I add my mother to my blue cross/Blue shield health insurance and she lives with me? |
| I provide her primary support. In fact, I am her only support. I want to add her onto my insurance with my dependents but I was told I can't do that. I don't understand why insurance ... |
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Can i be billed for physical therapy visits from 5 years ago that were never billed to my insurance? |
| to begin with i was a minor at the time and they are sending me to collections for visits my insurance was never billed for in 2002. I guess the physical therapy place never mailed the bill to my ... |
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Will GAP insurance pay the difference after the car is repossessed? |
My son had GAP insurance on his new vehicle. Now he can't continue the payment and may have his vehicle repossessed.
There will be a big difference between what he still owe on his loan ... |
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I hope this doesn't sound terrible!? |
| I am looking to get life insurance for my mother. She has no terrible health problems or anything, and I don't expect her to fall ill anytime soon. She is really not in the position to pay any ... |
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How long does nicotine/tobacco stay in your bloodstream? |
| I need to get my blood taken for an insurance exam, how long do I need to wait since having a cigarette to pass the bloodwork exam and get the non-tobacco rate? I have been told 30 days should be ... |
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Health insurance? |
who are the uninsured?
why are ppl uninsured?... |
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What do i do if i got hurt at work and boss has no insurance? |
| I recently got hurt at work and my boss has no insurance. he says no work no pay. i have a broken wrist and a ruptured disc in my back. i live in california and he never paid workmans ... |
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Can someone my age get life insurance? How? |
| I am a nineteen year old college student, and I would like to purchase some life insurance just in case I get in a car accident or something. It doesn't have to be a lot of coverage, just enough ... |
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I am so confused...we pay insurance premiums for our homes yet..if I'm understanding correctly... if we actual |
| if we actually use the theft insurance ..our rates go up? i thought that's why we bought insurance with a theft policy..otherwise... why bother.... |
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Health Insurance company for a graduate student? What one is best as far as price and coverage?? |
| Anyone have any suggestions for a good health insurance company for a graduate student? The coverage from the school is one thousand a semester and that’s way to much.... |
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Could a 17 year old new driver get insurance for a 1.8-2.0 litre? |
Hi...
If i was to get a car lets say a 1.8 to a 2.0 litre could i put this car on one of my parents policies and be able to get affordable insurance... My parents have many years no ... |
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Do we all go back to the farm now? |
We left the farm to go to work in the factories. Now that the factories are gone, are we supposed to go back to the farm? Additional Details graduates out of college like popcorn, ... |
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Can i get vacation pay if i abandon my job after over one year working for the company? please help? |
| i live in nyc and i came back from vacation my employers whom i told them in writing that i will be away on vacation never responded. now they are refusing my vacation pay leave alone that i have to ... |
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Where can i get some health insurance @ a reasonable price? |
| I'm need health insurance my income is very low.. where can i get health insurance at a reasonable price?... |
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Can an illegal immigrant purchase legal life insurance in the USA? |
If you don't know or can't use propper grammar, don't answer. I don't like sorting through peoples poorly written opinions. Thanks. Additional Details Thanks for the ... |
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Life Insurance? |
| How much life insurance should I have on myself? Im single with no dependents and own my own home and Im 28.... |
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irunwithbulls | Self-employed, business insurance advice?? |
Hi, I work at home as an independant contractor through a website. I have no actual in-home business occurring, all business is done online. I'm a counselor/therapist, and I am seeking some type of insurance to protect me from liability (giving bad advice, etc). What type of professional insurance do I need to look for? Thank you! |
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Zarnev
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You'll want to contact a local agent to find out the best plan for you. Depending upon your business you may need an errors & omissions policy and/or just a general liability policy. |
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Sarika
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Hi, I deal in insurace. Would lilke to know from which country you are as the policy varies from country to country. In order to get the best plans for your self you can go for personal life insurance wherein it covers most of your aspect or questions. if you would like to know more abt it you can email me (only India) at sarika2sarikab@yahoo.co.in or sarika2sarika@gmail.com |
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Jason S
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Your question requires a bit more information before it can be answered with any kind of conviction. Mbr has a great answer and should be given best answer on this one. You DO need Professional Liability since you are giving professional advice to individuals who are going to act on your advice.
It would make a difference on the coverages you would need based on how you interact with your clients. If you do phone consultations versus email or just general advice on a website. These items could make things very different when it comes to writing a Professional Liability policy.
Also, just for your reference Errors & Ommissions policy and Professional Liability are two names for the same type of coverage. |
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DFK
 |
I would recommend Miscl "consultants professional liability.
I believe many excess/surplus brokers have access to markets for "consultants Legal" the questionnaire is broad and you have to include your background ...education and expertise. Also...what your anticipated gross income would be.
Your looking at a min premium of $2,000 probably if accepted. depends on limits of liability etc. |
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kingsanjay q
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please try this <a href="http://www.anrdoezrs.net/click-174... target="_top">help!</a>
<img src="http://www.lduhtrp.net/image-174819... |
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1 Hot Photographer
 |
You don't need that type of insurance if you're working online. However, you should set up an LLC for your business. This will protect all of your personal assets. |
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pdevans1963@rogers.com
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providing incorrect or inadequate care in a therapeutic tyoe of profession --- malpractice in other words.
that is expensive these days. whether they can apply it to an online application is a separate question. Most of the sites that you see that offer any advice, medical or otherwise have a disclaimer that you should not accept it as medical advice but merely as an information resource.
I'm not sure that your patients would appreciate that non committal approach |
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mbrcatz
 |
Actually, you DO have business happening at home, you WORK there!
You need professional liability (malpractice), AND general liability. General liabiltiy, because no carrier of professional liability will give it to you, unless you ALSO have general liability.
Likely, you ALSO need property coverage - because your homeowners policy excludes property used for your business - which would be your computer.
Frankly, I don't see anyone giving you professional liability, because you don't see patients in person. The exposure is HUGE, and really difficult to audit.
You'll have to call around to a local, independent agent, and just ask them to quote you out. But it's going to be hard to find someone willing to do that professional. |
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