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suggestuse
Should I apply for health insurance for upcoming surgery?
I do not have health insurance. I was recently diagnosed with a non-life threatening ailment which requires outpatient surgery. Should I applyfor health insurance ASAP? Or should I make a payment plan with the surgery center?
Insurance will not cover this. In fact---most insurance companies have you attest to having no pre-existing conditions when entering. While exclusions exist (for genetic defects, etc) the vast majority of the time insurance covers for events / illnesses that become known AFTER the policy if effective.
Some thoughts---if you recently left a prior job--have you investigated getting COBRA?
Finally---if elective, do try and secure a payment plan.
Additionally, if your income level is at / below federal poverty levels, you may be eligible for state / federal aid. Check your local regs or call your states Dept of Insurance for starters.
Good luck.
mbrcatz
Might as well plan on making the payment plan, no one is going to give you health insurance now, that covers this - you'll have to wait until the procedure is done, and you've recovered.
Don
You are not going to be eligible for an individual insurance policy untill after you are 100% recovered from your surgery. It's kinda like having a car accident and trying to buy insurance the next day to pay for the repairs. Ain't gonna happen.
Don
http://mtnhealthinsurance.com
sarah314
You won't be able to purchase a health insurance plan. (At least, not one that will cover your surgery.)
Get insurance through an employer, if you can. Otherwise, plan on paying for the surgery yourself.
LARRY A
learn to understand some basic knowledge of your confused field before accepting any suggestion is a great idea.Here http://www.HealthInsuranceFreeTips.info/free-health-insurance.htm is great
place to get start.
princesscl
Insurance will not cover a preexisting condition. Set up a payment plan. Get well the purchase a policy. Good health buys insurance. Money on pays for it. When you're well purchase a peace of mind in case of another event.
Insurance Pickle.com
Insurance covers unexpected illness or injury...not expected surgeries. If they would cover things like that it'd cost $10,000 a month because you could just buy it when you needed it. Nobody will cover that.
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