 Is it easy to commit insurance fraud? |
Additional Details
and get away with it?... |
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 Is there any insurance company in India that can insure bank deposits? |
| I am willing to pay the premium so that the insurance shud cover the complete deposit amount other thn the 1lac tht RBI gurantees..... |
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 Is it a normal procedure for a loan comapny to ask for an insurance premium to secure a loan? |
| I have been applying for a loan, I have noticed that some companies are asking for an insurance premium to secure my loan. The premium is quite substantial, antwhere from $700 - $1000... |
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 I received a large check from my health insurance provider. Details below.? |
| I believe the check was a computer mistake. My ex-wife who was no longer on my policy fraudulently used my insurance coverage to get procedures done when she and her daughter had no coverage with my ... |
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 Life Insurance .... Need help deciding how to destribute? |
I am 25 years old and currently looking for life insurance
I am interested in a $50,000 policy
Here my dilemna ~
I just had a baby (the money she would recieve would go to a ... |
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 Health Insurance Question? |
| So my husband was in the emergency room a few months back and he has health insurance. They sent us a bill for about 1700 dollars but said do not pay, that they have filed it with our insurance ... |
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 Purchasing life insurance on a 70 year old man? |
What are the pros / cons on purchasing life insurance on a
70 year old man. I just found out there is no life insurance
on him.... |
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 Where can I workpart time and have GOOD health insurance? |
| I am going from full time to part time but I need a job that offers good insurance for me and my family.... |
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 Is it legit for insurance companies not to cover you if you have a medical condition? |
| I am so confused! I have several medical conditions; which means I NEED Health Insurance. I am unemployed and looking for work, so am trying to get temporary HI. The Insurance person told me I have ... |
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 I am plannin to invest in insurance. gimme a nice plan wat u know bout...? |
| in bajaj allianz one plan goes like this rs.10kp.a. for 3 yrs wil fetch us 310000after 20 yrs. isnt that good? another plan i heard... rs.10kp.a. for 25 yrs wil fetch us 1 crore.. is that true? is ... |
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 I just moved out of my parents house. i need car insurance? |
| i need a good company to get car insurance from. Any Suggestions??... |
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 Please I need health insurance and need info.? |
| I just started working and I need health insurance. I need medical,dental,and prescrition. Those three are the main ones i need right now. I wanted Blue Cross, because it seems to be accepted ... |
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 Can I take a life insurance policy out on my boss and name myself as the beneficiary? |
| I work for a sole practitioner. I have a financial interest in his life. If something were to happen to him, I would be out of a job.... |
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 Is there any health care insurance specifically for college students? |
| Are there any insurance companies that offer cheaper rates for college students?... |
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Judy D | Should I buy term life insurance? |
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Mr. Prefect
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It depends. If you are young and have a family, yes. Buy level term as far out as you can. Hopefully at some point as you get older, and have money, you can cancel the term.
If you buy whole life, you'll pay a lot more for.......... your whole life. Agents would rather sell you this, as they make more commission.
Term is like renting, it's pure protection in case you, the breadwinner dies prematurely. Whole life is like owning a home. Your heirs will get something out of it down the road, and you can borrow on it, but it can cost you up to 10 times as much every year. |
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Insurance
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You need term life if
1) with a family to look after (Spouse, Kids or Parents, Bro, sis)
2) to cover against disability ~ no source of future income and you dun want to put others at financial strain by taking care of you. (Medical, Nursing, Phisiotheraphy and etc..
3) Debts, Unpaid Morgages ~ to avoid foreclosure and putting family to suffer
If you can't afford the above than get one term insurance that you can afford. I believe the premium is cheaper than a "cup of latte" |
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LifeInsuranceAgent
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If someone depends on you and your assets and income, then you probably need life insurance.
If those needs will be taken care of within a timeframe of 5-30 years, a term policy will most likely be the best choice at the lowest possible price.
If your needs extend beyond the 30 years, a permanent policy may be a better option for you. |
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sony
 |
Term Life Insurance is the right one if you have a tight budget |
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aaron p
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How do you expect to receive advice without any input? I'm going to ask all the doctors on Y!A if I should start taking HCTZ. Go talk to a real person who knows enough to help you.
Good luck. |
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denzo53
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i personally dont see the point |
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Anne R
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Term life insurance is inexpensive when you are younger but the cost increases as you age. When you purchase term life insurance, you are paying strictly for insurance. The plan doesn't accumulate cash value.
The cost of term life insurance becomes prohibitive as you get older so it isn't a long term solution for life insurance. There is a 10 year level term life insurance that I think is a good option if you are in your 20s. With this product the premium remains the same for 10 years, but will increase significantly at the end of the 10 year period. Theoretically, you will be able to afford a higher premium because you are become more established in your career.
However, instead of paying the increased term life premium, the 10-year level policy gives you the option to upgrade your policy to a universal life policy without submitting evidence of good health. The universal life insurance premiums will remain constant regardless of your age and the policy accumulates cash value.
Discussing your life insurance needs with a trusted professional is your best bet. |
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