 How do I get my name on my fiance's condo (title)? |
| I got new car insurance and they said that if I can show home ownership either through my name being on the title or deed that would work fine for the my car insurance. Any help on how I can get my ... |
|
 Insuranace policy for an indian aged 35 years? |
| I am 35 with 2 kids. i am the only working member of my family. I would like to have a simple insurance whereby I pay a sum of Rs.2000 or 3000 annually and this should give me a life cover of Rs.30 ... |
|
 What are the "types of health insurance"? |
| I was going call around for health insurance & a girl asked me what kind I wanted. I had NO IDEA how to answer that. ps, I'm 40, non smoker, live in Illinois, healthy.... |
|
 The rise of healthcare rates are criminal in the united states what do you think? |
My healthcare has increased from 10.58 a pay period to 99.58 a pay period !!!!!!! Those that are self employed... forget it there insurance premiums are absurd !!!!!
Additional Details
... |
|
 What is my insurance plan telling me? |
I have a deductible of $500 per calendar year. My maximum out-of-pocket limit is $2,500 per calendar year. I have a copay of $15 per visit to my PCP.
So I pay the entire amount of my ... |
|
 Home insurance rates.? |
| Recieved a letter yesterday from my insurance company. They are now going to base home insurance rates based on your credit score....WHAT?... |
|
 My husband was in a reck with his sgt and his sgt didnt have insurance the day he rearended my hubby...? |
ok so i have a crazy situation, my husband will be a car and his sgt will be b car..
a car was in front of b car and was driving down the road a car had to swerve to the side of the road ... |
|
 I jumped from my fathers roof trying to get down.I broke both feet and had surgury.? |
| I lost my job over it and will be out for several more months.It was my fault, I did a stupid thing.I live with my father.I don,t have any med insurance now, and need therapy.Can I get money from his ... |
|
 What happens if you cancel your homeowners insurance if you have your home paid off? |
Are there places where the towns require you to maintain insurance? Of course, if you had a catastrophe, you would have to fund it with your own money.....
Additional Details
I have had ... |
|
 Can I cover my fiancee under an employer dental plan? |
| I don't want to ask HR if this is a no-brainer and embarass myself, but I've been living with my gf for 2 years now, and we're engaged (waiting to be in a better financial spot so we ... |
|
 What are the best life insurance companies? |
| I live in KC, MO and i'm a stay at home mom of 4 soon to be 5 kids, and i'm looking for a good life insurance for my hubby.... |
|
 Can my family still be covered by my health insurance? |
i am in ny and i pay for family coverage for my x-wife and daughter,as long as i pay the premiums is this coverage still good.they are in florida
Additional Details
i have a 1000.00 ... |
|
 How can you tell how much your homeowner's ins. will go up if you make a claim? |
| I have a great deal of water damage under my house due to unknown plumbing leak. I am not able to cover the costs myself and was advised to turn it in on my ins. Will the adjuster be able to tell ... |
|
|  |
Mr. Hellpful | Should I elect my offer for COBRA insurance? |
Here's the Situation:
My wife just get her full time management job to go to school and now is working part time. I'm working full time, but at my position they only offer my insurance no family members. For this reason, our son, her and myself have all been on her insurance. Now that she has quit, we are eligible for benefits for 18months. We just got approved to get insurance for our son through welfare. So we only need her covered.
Is it possible to only cover her? How much of a pain is it? And anything thing else you could add would be helpful. |
 |
 
Zarnev
|
It is possible to cover just her or both her and you. You also have the option of going on your employer coverage.
The employer must notify the plan administrator within 30 days of her termination. The COBRA coverage must be offered within to her within 14 days after the plan administrator received notice. She then has at least 60 days to decide to accept. She'll have to pay the premium back to the day her coverage ended. She'll pay the full cost of the coverage plus 2% admin fee.
Here is the government website concerning COBRA: http://www.dol.gov/ebsa/faqs/faq_consumer_cobra.html |
|
SUSAN M
|
I would make sure she has insurance no matter what. If she has no medical issues she may be able to get an inexpensive policy online, BUTTTTTTTTTTT read the terms very carefully. I went to ER for abdominal pain and gaive them that policy card. I was discharged that night (Sat) because they got the pain stopped and they could not do a test until monday. Why stay and run up a bill for a room I didnt need? Read my policy on sunday and found that since I was not admitted to hospital they would not pay the bill. Called on monday and spoke to a rep who said because of the way it is written that was true, but if I needed Gallbladder surgery they will pay for part of that. The ER bill was over $8000!!!! I went right down to my old job and paid the cobra of $385 for a month and called the billling dept and had info changed. Cobra for $385 a month also paid for the gallbladder surgery that was approx $15,000. I ended up with $1200 worth of bills, thats better than $15000.
You never know when illness will strike. While cobra is expensive it is better than nothing and most cheap internet policies. |
|
Andi, HR Specialist
|
Are you sure that you can not add her as a pretax voluntary deduction at your work? You do pay for it, but it may be a heck of a lot cheaper than COBRA.
You need to immediately check on that - like today and then immediately find out the cost of the COBRA and compare.
There is also what is called short term insurance with higher deductibles. The rates are lower (I have it right now) but the coverage is not a good. It's basicly catastrophic.
It is not good to let your insurance coverage lapse if you can help it. It makes it harder to get it later.
I am so sick of this country's healthcare mess. We are supposed to be the riches and most modern county in the world (well probably not now), yet our citizens are worthless at least to the Republicans.
I have a 63 year old sister with state IV cancer who can not retire because of the healthcare issue. I can go on and on.
Check all of these things out soon. And good luck! |
|
mbrcatz
|
Yes, you can buy it to cover only her. HOWEVER. 1. It's going to cost you 102% of whatever the EMPLOYER was paying. 2. If "welfare" finds out, by asking her former employer, if coverage would have been available through them for the child, they'll cancel the child's coverage
It's not a pain, but it can be painful - painfully expensive. There's NO grace period for your payments. So be darned sure to get that payment in the mail at least 10 days before it's due. |
|
Doctor Deth
 |
why did she quit - now you have to pay 102% of the entire premium to cover her, where before, she was probably only paying 25% of it thru her paycheck - even just for her, it might cost you $350-400 a month for single coverage |
|
bballpurdue22
|
I only know a little about COBRA insurance and I take it you haven't looked that much into it yet. COBRA is very expensive because the employee pays for the premium. You would probably be better off looking for personal health insurance through an agent (still expensive)...or wait until Obama provides universal health care. |
|
trixibel
|
yes you can only get it for her....but geeezzzz it is so expensive...seems like if the son is qualified through welfare..she would be too???? |
|
Lori S
 |
She can elect to cover only herself, but you need to make sure that your state allows the child to be covered on medicaid if you have the option to cover the child on COBRA. Some states will not allow medicaid for a child who is eligible to be covered on a group insurance plan. When you contact medicaid, be sure to state that the coverage is COBRA. Since it is expensive, it may be allowed. If it is allowed, then when she gets the COBRA election forms, she only needs to elect to cover herself (and of course pay the premium timely). |
|
src50
|
COBRA is to continue employer group coverage after one terminates employment. She needs to discuss the issue with her (former) employer. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
9 | 37 minutes(s) ago
| | | |
9 | 50 minutes(s) ago
| | | |
10 | 2 hour(s) ago
| | | |
9 | 3 hour(s) ago
| | | |
9 | 6 hour(s) ago
| | | |
9 | 8 hour(s) ago
| | | |
9 | 2 day(s) ago
| | | |
9 | 2 week(s) ago
| | | |
9 | 2 month(s) ago
| | | |
9 | 3 month(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
