Can an insurance company deny you coverage due to pre existing condition? |
| If you are currently employeed and insured for you and your dependants and wish to quit your job and start your own business and buy private insurance somewhere else, can an insurance deny your ... |
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TRUE? Wal-mart Wal-Mart carries their own life insurance policies on their employees. payable to Walmart? |
Wal-Mart staff ordered to search store after bomb threat
http://snipurl.com/t6z0 (more detail in link)
I was then told:
Since Wal-Mart carries their own life insurance policies ... |
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Do i have to pay a deductible for a car accident that wasn't my fault? |
| I got into a car accident about 3 weeks ago and the person ran the red light and hit my car. DO i have to pay the deductible when it's not my fault? Please answer me soon i need some insight ... |
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Renters Insurance? What Kind? Is it really worth it? |
| I am renting a condo from a friend, got a good deal, just signed the lease, he recomended that i get Renters Insurance because he said damages I make to the place or to other owners in the condo I am ... |
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I had an accident can my insurance or .................? Help Please? |
| I had an accident is been a month and 4 days my insurance has settle everything with me they paid me for a renatl car medical bills etc. After that accident my car will loose value is it possible for ... |
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What does flood insurance cost? |
| Technically, I'm not in a flood zone, but I got flooded out last June...... |
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HOW LONG TILL I GEt MY CHECK FROM THE INSURANCE COMPANY? |
| I have filed a claim with homeowners insurance regaurding the items stolen out of my car when it got broken into. i sent in all the prove of ownership and it was recieved by my agent one week ago. ... |
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Improperly park pick up truck ran into home, owner 's insurance to pay damages? |
| I would like to hear from anyone who has had to deal with this. the front porch and steps damaged as ? foundation. What about structural damage? I asked for a structural assessment and the insurance ... |
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Need a little piece of mind .? |
| what do you do if you have life insurance no children and no one to bury you.50.000 dollar policy.please give me some kind of answer.... |
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Life Insurance for my father.? |
| My father is 45 years old and is the only one who works, my mother is one of those "stay-at-home moms". However, he doesn't have life insurance and feel that he needs it because if ... |
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When buying car insurance is it better to have your dad own the car and put you as the additional driver to s |
| When you purchase car insurance is it better to have the car under your parent's name for ownership and add your self as an additional driver for your own policy to save money even when you'... |
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Do you think health care is better here or Europe? |
| I have watched Sicko and it's a real eye opener for me. They say that the Universal insurance is better than american health insurance and the people don't have to pay for anything. What do ... |
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How likely is it that my car insurance will go up due to this? |
Haven't had a claim in over ten years
Haven't gotten a ticket in probably 5 years.
But, the neighbor kid did $2K worth of damage to my car with his bike in three separate ... |
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National Insurance Number? |
| I've just turned 16 and want to start a weekend job to pay (in part) for a trip to New York in December. Apparently, I can only get a job if I have a National Insurance Number. Is this true? If ... |
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Insurance career? |
| should you take a job selling insurance if the lead is provided. Do these companies pay base at all. What question can be asked in interview?... |
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How long should I give the insurance company to respond to my claim before following up? (Health Insurance)? |
I filed a claim with my health insurance carrier (the provider is out of network and does not file for me).
I sent the claim USPS Certified Mail, including all necessary claim forms and an ... |
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johnny c. | Should I enroll in VGLI (Veteran's Group Life Insurance)? |
I just recently got out of the military and am eligible for the veteran's life insurance. I was wondering if it is something I should capitalize on or if there are better policies out there for me. I'm still young and this is a new thing for me. I am able to get as much coverage as I had with the Army up to $400,000. Should I max it out? Thanks, Johnny C. |
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jeff v
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yes, you should get it becuase since this is a "Group" policy, it normally tends to be alot cheaper than what an "individual" policy would cost you if you. I am assuming that this is a term policy that we are talking about if so, just make sure that you can convert this policy later on ln life to something permanet in the event that you may need to do that. Other than that, I say get as much of it as you can |
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xtowgrunt
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It's worth applying for since it's a one shot deal and you can't go back to get it. Wish I would have when it was offered and they would have deducted the premium from my disability compensation. It is worth it; the older you get the harder and more expensive it becomes to get life insurance. It may not be worth maxing out, but get enough to cover the bills should something happen. When a better policy comes along or comes available, you can always change over. |
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Linda H
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If it doesn't cost any money, then what have you got to lose. If it cost money and you have a family of your own then I think the best thing to do is to get the life insurance. That's exactly what I would do if I had a family of my own. |
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glacial20
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no |
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dave k
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May, I suggest You call USAA they are a GREAT Insurance Company. They cattier to military and their family's They have very good rates, don't get a lot of insurance unless you need it, but you also need to look down the road and consider your future family needs. I would compare the two companies, and then make your decision. The younger you are the lower the premium so do it soon.
Good luck,
Dave k |
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HH@20
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First decide if you need insurance. Who is dependent on your income? If no one, you do not need insurance. Second decide if you need term insurance or whole life. Most likely term would be best. Then compare the rates from VGLI to USAA. If you are healthy USAA might be less expensive. Again, make sure you need insurance before you do anything else. |
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merlinsdragonfire
 |
I tell you what, I am not an insurance salesperson at all. But there is an excellent policy for ex-military to convert their SGLI into the civilian sector. A subisidiary of Mutual of Omaha, calle United of Omaha has this policy. They even have policies with vanishing premiums, I have one of these such policies. A vanishing premium is one that eventually builds up enough cash value to pay the premium itself. I have a whole life with annuity policy through them called an Ultraflex plan. Also check out Academy Life, you can do so through your local NCOA chapter. Life Academy has no war clauses and my father just told me who has sold both that Academy Life's plans are better suited to military. Hope this helps.
Another thing, Always when looking at insurance ask them their rating with AM Best and Standard's and Poor. The rating means their solvency rating. |
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michael vanHaagen
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Just beware that rates go up the older you get. However your retirement does not.
So the bottom line is by the time you are at age 70 most of your retirement will be paying for your insurance.
Not a good deal if you ask me sort of like social security pay in all your life and die before you can collect any of it.
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