 Do I really need to have a long term care policy? |
| I have been told that I need a long term care policy but I do ot want to go in a nursing home. Should I look into this any further. Please let me know your what you think. I have been told without ... |
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 Hey please help me!!!! ImPOrtanttt? |
Hey please help me!!!! just lost this contract phone!!?
Okay this is my new second contract phone and its only been 2 months that I've been using it. This phone is in my mum's account ... |
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 Will an Insurance Carrier cover Makeup? ? |
| I need to know if any Insurance Carrier will cover Makeup. I have probably 6k in Limited Edition makeup that I want to insure. If there is a company can you please let me know which company will do ... |
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 For VSP eye insurance, can I schedule my annual visit a little less than a year after the last one? |
| I had my last visit end of Sep last year, but I will be going out of town in on the 9th of Sep this year for a while. Can I schedule an eye appt for the end of the August and still have my benefits ... |
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 How much money does an insurance agent make? |
| I might be taking a job as an insurance agent for farmers insurance and I was just wondering if anyone knew what an agent made on average. I am just starting out and I don't even have a license ... |
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 PLEASE HELP!! Am I the "at fault driver"? Should I pay for the loss? |
| I was driving a vehicle with no insurance because my vehicle had some mechanic problems, I was parked and when I backed up to get out, other car crashed on my rear left side, we were on a parking lot ... |
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 Electrical - why if there is knob & tube many insurance companies refuse to insure the property? |
| Also, do they refer to the main panel, distribution system (wire method) or something else when they ask the question about "knob & tube"? THANKS.... |
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 Question about life insurance? |
| I have life insurance and went to update my insurance today. In 2003 I became disabled and did not know about the disability clause. Where I don't have to pay the premiums anymore. Can I ... |
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 How do you become more then what you are? |
| I.m 45, a female, I have a GED and a strong desire to achive more in life than I have, also I feel I would do best in the service industry. I live pay check to pay check and just want ... |
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 Life insurance? |
| I'm considering surrendering my life insurance policy. What is taxable gain? HELLLP:)... |
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 Can 'couples' therapy be covered under one persons' insurance? |
| Hopefully we can steer away from any mean jokes or advice about 'couples therapy'. But in all seriousness, just a quick inquiry about how its covered if one chooses to do it. What if both ... |
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 I paid nearly £2000 for my car insurance last year. why dont i get any of that money back at the end of year ? |
why dont i get some of it back did i only pay that £2000 for a few sheets of paper and an envelope ?
Additional Details
i didnt have any accident or make any claim should i be getting ... |
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 Insurance for 1 year old baby for jeevan tarang term and premium? |
| I am 31 and my mrs 25 i have a baby of 1 year old, now since i am earning i could pay the premiums i want a insurance which can benefit if i am unemployed and which would give me and my family like ... |
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 Problems with Primerica life Insurance? |
| Has anyone dealt with Primerica life Insurance Company before? I canceled my policy 2 months ago and they wont stop taking money from my account and now the bank has shut my account down due to ... |
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 Is it possible to insure a grandparent with health issues? |
| My grandmother has some health issues and no life insurance. My uncle and mother have made poor financial decisions with their lives and I know that when the time comes, there will not be adequate ... |
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 Life insurance: denied for too much coverage?? |
| I wanted to buy $50k policy on my 78 y/o mother for final expenses and debts. My insurance guy said that his company (Prudential) may denied the application, not because of her health but because:<... |
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 Insurance rate question? |
| why do insurance rates go up if you do not have continuous coverage over the last 3 years yet you have no accidents or ... |
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 If an insurance company sends me to court am i responsible for court and judges fee? |
| An insurance company send me a letter saying that if i dont pay the damages to another car that i crashed they will take me to court, that i have to pay for the court and the judge plus interest for ... |
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spongebob | Should I get health insurance or just come in and pay the doctor each time? |
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Zarnev
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You don't really need health insurance for doctor visits. A $100 or $200 doctor visit is not going to break the bank but a $100,000 hospital charge will. You can get health insurance that doesn't include doctor visit co-pays and can usually save enough money to pay for 2 or 3 visits per year. You can also look into an HSA qualified plan where you can save the money to pay for those doctor visits and get tax advantages. |
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zippythejessi
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If you're young, relatively healthy, and don't have small children, it's not such a big deal to not have health insurance. BUT, you should carry hospitalization for that emergency. One night inpatient in a hospital can run you an easy ten grand, and that can rise exponentially if you have something REALLY wrong! Heck, an ER visit can be a qucik five grand.(Hospital only coverage is also relatively cheap.)
Medical debt is the leading cause of bankruptcy filings. |
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Chris
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if the doctor is going to charge you less than $75 per visit then don't get insurance. if they are going to charge you more than $75 get insurance.
i work for a medical insurance company and the insurance company pays between $75 and $200 per visit and that is not including the copay that they already got from the patient! |
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mbrcatz
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You should get health insurance, unless you've got a million dollars sitting in the bank, and don't mind paying six figures if something really bad happens to you. |
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PJ
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Depends on how old you are, how often you visit the doctor and what the expected premiums are and for what kind of coverage. It is good to have health insurance, because unexpected things can happen, and some people hesitate to go to the doctor because of the cost. If the health insurance is affordable and doesn't put a lot of the cost back on you in the form of deductibles, it would be good to have health insurance. |
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Erika B
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If you don't go all the time, or would like to use it on a emergency basis only, I have a great cheap option for you. Rather than paying $150 a month.. with a $5000 deductible... how about 30 or 40 a month..and you also get discounted rates for everything health related!
Dental 50-80% off all services (even braces)
Vision 10-60% off Lasik included!
Prescription Drugs 25-50% off
Chiropractor one free visit and 30-50% off thereafter!
hospitalization any hospital of your choice.. 2500 deductible...
doctors, specialists lab work all discounted up to 70%
Please visit the website, and call with any questions! (my number is under the contact link.
I hope this helps you! |
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