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 Can you add your significant other to your Health insurance or your unborn child if you are not married?
Say you are not married, Have lived together and are expecting a child, she has no income and you are supporting her totally, since you can claim her on your income taxes can you claim her and the ...


 Do insurance claims representatives get incentives from their employers?
to deny a claim, or to offer a low settlement?...


 $40K Lost, should I file an insurance claim?
Last night (3) of my plumbing trucks were broken into and over $40k worth of tool and material were stole on the trucks. I have liability insurance and auto insurance, should I file a claim over this....


 I'm 23 and in college can I get on my mom's health insurance through her job with a pre existing condition
...


 Can't get insured, help!?
This is a follow up post to a previous question. I own a home and I am going to run an assisted living business out of it. (I don't live in this home). I have tried numerous insurance agencies ...


 How can I find a very reasonable individual health insurance plan?
I care for my grandchildren and make very little, I am 60 and want to find a very low reasonable health insurance. Is this possible?...


 Life insurance question.?
Can anyone please tell me approximately how much the monthly payments would be on a policy for a 47 year old male , non smoker , average health. for £100.000 ?


Thankyou in advance ...


 Need surgery and don't have the money. What can I do?
I just found out that I need to have surgery to remove a very large ovarian cyst. The estimated amount for the surgery including hospital charges, doctor fees, and anesthesiologist fees is $12,000. ...


 In order to be covered by the same insurance your parents have, do you have to live in the same house?
I'm looking to move out in January, and I need to know if I can still be covered. I've looked at my university's insurance plan, and it doesn't cover dental or vision.
This ...


 I insured my credit cards and now I am unable to work and they refuse to honor the Agreement in the insurance?
First of all this is personal but I don't know where else to turn to Long story short is I served over sea's and came back a little Different. I spoke to doctors in 2004 and they told me to ...


 How would i find out about COBRA insurance?
I just asked a question in different sections of YA and some mentioned I can still keep my current insurace coverage through COBRA.

1) what is COBRA?
2) How do i go about getting it?...


 When someone gets new insurance, (health, life or home) do they verify if you have graduated from highschool?
...


 Home owner's Insurance?
If you have a not at fault claim and the other person has insurance will the deductible be reimbursed?...


 How does insurance work? I may pay $33 a month for auto. But how the heck do they pay me $12000 if i wreck it?
and what of homes. $40 a month but they can dish out $100,000 if it burns? No way everyones premiums can handle those claims?...


 I'm pregnant, insurance question?
Last year I was in college, so I was still able to have insurance through my parents. I found out a few weeks ago I was pregnant. I'm not going back until I have the baby. I still have insurance ...


 Is it geico insurance good company ?
...


 What is the concept of Human Life value?
For Life I...


 Do insurance companies keep records of denied claims?
My former homeowner's insurer was Allstate. They denied a claim for water damage I made several years ago. Recently I learned that the water damage resulted from poor plumbing work (misfitting ...


 If physician's office closes your file but they are still awaiting payment of services will they no longer..
accept insurance coverage from that time?

My daughter was sent to a specialist in October and in January we recieved a letter from medicaid stating that she WAS eligible for coverage in O...


 Estate agent beginning with w?
...



Lynne
Should I get term or whole life insurance?
                     
 




mbrcatz
Depends on what you want it to do for you. Why will you need insurance when you're 80? If you're going to just save the difference between term & whole life, you'll be a millionaire by the time you're 80. If you're already a millionaire and want the insurance to pay estate taxes, you're better off with whole life.

Figure out what you want it to do for you, and how long, then decide which product fits your needs better.


Quixotic
Rating
No doubt - term. Whole life is a huge rip off.


floozy_niki
Buy term BUT make sure you invest the difference!
It costs 50 times more to buy a whole life with a similar coverage for term.


ellaine
Rating
it depends on ur need and ur budget.if you want protection at a lower cost go for term but if u want a protection with cash value meaning u can surrender ur policy 4 cash den opt 4 wol life.wol life is usually payable 4 life but new plans now have shorter guaranteed paying periods and still coverage s 4 life..term is usually cheaper at the start when ur still young but since u renew ur policy ur premium increases as u age..i recomend term 4 mortgage redemption or to cover indebtedness not 4 lifetime coverage..wol life covers u for life but u pay only level premium during paying periods and the level of premium depends on ur age at the inception of the policy


Scott
Rating
Insurance can be a great thing for the living and a burden for the one paying. As your aware when you die those you have stated in getting it for now get the proceeds tax free but let's be real some day possibly they will figure a way to Tax it possibly. Myself I am single and even now if I got married I wouldn't buy Life insurance of any kind as you have no control over this money Investing except in giving it in your demise. You maybe able to get a better return on your money than the Insurance co.


sassysusie
Rating
Well, that really depends on what you can afford. Whole life insurance is great. It never expires and it builds cash value. However, the older one is, the more expensive it is. It's nice to buy whole life policies for children when they're born, as it's very inexpensive. If you can't afford whole life, then get term life with the longest term that you can afford. Just keep in mind and think about what age you'll be when the term is up and if that's an age you'd want to be renewing another term policy......because just like with whole life insurance, term life insurance is also more expensive with age. Good luck deciding what's best for you.


uptwospeed
Rating
Term! Whole life is usually a rip off. Get the longest term that you can afford.


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