 Why is your FICO score directly related to your mortgage insurance? |
| If you have a score that gets you 6.25% 30 year fixed rate. How can the insurance company judge your rate on your credit scores. If you have a low score, you should not get a home loan.... |
|
 Do the "Owners" of a corporation need to pay WorkersComp? |
We have 3 majority stock holders that are also employed by the corporation. Does WorkersComp apply? Operate in California.
Additional Details
I know it applies to the employees, but ... |
|
 Selling annuities and life and health Want to go (non-captive) need a company? |
| I have had my liscense for over a year,and I have worked for a insurance company,but I want to go on my own and become non-captive. This will allow me to gain more capital and be my own boss. But I ... |
|
 I just became eligible for Kaiser HMO through my work and I'm pregnant. Lot's of questions, can't find answers? |
I just became eligible for Kaiser HMO through my work and I'm pregnant. Lot's of questions, can't find answers?
I am currently covered through medicaid. If I accept the insurance ... |
|
 Doctors and disclosure? |
If you go for a M.O.T. at the doctors and let them know that, on occasion, you use recreational drugs so that they can get the full picture of your lifestyle. Is this information confidential?
<... |
|
 I'm in the UK and need to insure three diamond rings - anyone know of a company that just insures jewellery?? |
| Hi everyone, I've got three rings that I need to insure for about £4,000, £5,000 and £6,000 - I wear them all day, every day. Does anyone know of any company that just insures rings or ... |
|
 Requirements for life insurance policy? |
| I am considering changing my life insurance policy, and obtaining long term disablility insurance. The insurer told me we would set up an appointment for bloodwork. What tests do they do for this? ... |
|
 Dropped a plastic piece on my foot at work...workman comp? |
| At work yesterday I dropped a plastic thing on my foot. It was under 6 ounces and should not of done damage... My foot got badly bruised and my mom thought my toe was broken. We went to the doctor ... |
|
 How do I become an independant insurance agent? |
| I was told that I didnt have enough experiance to be an exclusive agency, so someone suggested that I be an independant agent and work with 6-8 different companies. I dont have a degree or experiance,... |
|
 What does gap mean? |
| i need to know what is ... |
|
 When an auto insurance company looks into your credit what are they looking for? |
| When they look into your credit what are they looking for? Just your credit score? or can they see your whole report? Like your credit card debt?... |
|
 Employer Provided Health Insurance - Cancellation? |
| Can employer provided health insurance be cancelled if a doctor has put you off due to an illness for over 2 weeks?... |
|
 What is Paris Hilton's dog's breed? |
| Hi! I'm 56 and I don't watch TV much. My grand daughter said that she had a cute doggy and she wanted it! I asked the breed and she said something weird that sounded like "Eye Dee Kay&... |
|
 I have aetna health insurance, and i was wondering? |
| ok, my aetna says it covers 100% of procedures, and i just have to pay the co-pays. i was thinking about going to mexico (i live in california) and having a gastric LAP-band procedure done. will my ... |
|
 How to speed up insurance on disability claim? |
| we have supplemental disability and we filed in march as husband had septic shock...now it is may and they say they are still waiting on records from hospital(military)...how can i speed it up?as im ... |
|
 I need replacement social security card? |
| i need to replace my card in order to get an i.d. need i.d. to get card I lost it when moving away from my hometown over 2000 miles away I have no other photo i.d. nor required documents to get ... |
|
|  |
Danni M | Should I opt for Short term health Insurance in this scenario? |
I lost my job recently. Since I was on a group plan, I have the usual expensive COBRA option. My new job does not come with health benefits. I can join on my spouse’s group health plan through his employer as a dependant but the open enrollment for that is only later this year. Should I just apply for short term health insurance meanwhile instead of an individual health plan? I am in my early 30s, healthy with no known pre existing conditions. According to what I have read online it seems to be OK. But I am not sure if it will be a smooth transition from short term insurance to my spouse’s group health plan. Should I expect any problems during the open enrollment because of my choice of insurance? |
 |
 
Zarnev
 |
As already mentioned you should check your wife's plan to see if you can get on prior to open enrollment.
Otherwise, short term medical would be your best option. They don't have all the bells and whistles of an individual plan but will be there for catastrophic accidents or illness and the premium is reasonable. They are designed specifically for people in your situation.
Call a local agent that works with all the major plans in your area. The agent can explain the plans and find the best one for you and will save you a lot of time. There is no extra charge using an agent. |
|
Don
 |
If you involuntarily lost your group coverage, that would be a qualifying event and your husband can change his elections without waiting for the next open enrollment.
Unless your husbands employer offers you a really good deal, or you are planning on needing maternity benefits, you would probably be better off with your own individual policy because you own it, not the employer. As long as you continue to pay the premiums your policy cannot be canceled.
Don
http://mtnhealthinsurance.com |
|
Stephanie73
|
You may be able to join your spouse's insurance before open enrollment. Depending on the insurance carrier, sometimes the loss of your job could be considered a life event that would allow you to join the plan now. Have your spouse check into it for you.
I'm not sure exactly what you mean by short-term health insurance. Are you referring to a major medical plan? If you are healthy and you don't need any ongoing medical care, that would probably be a good option. It shouldn't interfere with your enrollment on your spouse's plan if you do need to wait until open enrollment. Open enrollment is a period when anyone can make any available changes or additions without having a qualifying life event. You can drop your other coverage at that time. |
|
Insurance Pickle.com
 |
You don't need to wait for open enrollment for your spouse's policy if you've lost coverage. That's a 'life event' and you can go straight to her plan. HOWEVER, don't do that without checking to see if you can get an indiviudal policy on yourself that's cheaper (and just as good) than the group policy.
http://insurancepickle.com/health-insurance |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
5 | 15 minutes(s) ago
| | | |
5 | 26 minutes(s) ago
| | | |
4 | 53 minutes(s) ago
| | | |
5 | 1 hour(s) ago
| | | |
5 | 5 hour(s) ago
| | | |
5 | 6 hour(s) ago
| | | |
5 | 9 hour(s) ago
| | | |
5 | 11 hour(s) ago
| | | |
5 | 1 day(s) ago
| | | |
4 | 4 day(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
