 What type of life insurance do you recommend??? |
| I am male, 37, non smoker, 3 kids, working wife, make about 72,000 a year.... |
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 Do I need public liability Insurance ? |
We are starting a service that matches companies to website designers. Its an online service.
Theoretically there could be issue between the companies meeting through our service. Would we ... |
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 I am currently medically insured through my husband's company, my new job offers free insurance.? |
Hello and thanks in advance.
I currently have medical insurance thru my husband's company. I just started a new job and they offer free medical insurance to their employees (not their ... |
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 What type of Life Insurance is best for my husband and I? (We just purchased a home, we are both 23 years old) |
| My husband and I are both 23 years old and we just purchased a home. We have been under pressure from our Insurance Agent and our Mortgage broker to obtain Life Insurance in case something happens ... |
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 Do you know anybody who has faked a burglary to claim insurance? |
| did they get away with it. i know someone who did, should i have told insurance company.... |
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 COBRA Insurance question? |
| My wife currently carries our family insurance with her company. We were wanting to have another baby on her insurance and she is wanting to quit working in Jan. If that is the case we would ... |
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 What are your thoughts on insurance's.Do you feel they are just a scam in disguise? |
They all want your money,but then when you need it,there's always a catch,or some reason they come up with, to keep from giving you the money..
Additional Details
I think there main ... |
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 I'm self employed, where can I find health insurance? |
| I would like to find a provider that will pay 50% - 80% of my medical bills and all that good stuff. Where should I start looking? Who is best to go with? Is there anything you think I should go ... |
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 Where can I purchase individual health insurance? |
| It's actually for my mom who is 63 and needs some type of insurance until she is 65 and eligible for medicare. She just retired. Does anyone know good, reasonably priced plans that she can look ... |
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 My Insurance claim? |
Early December 2006 I dropped my pc down the stairs.
I just got a call from the Insurance people and they say that I will get a letter from the underwriter before wednesday?
Why ... |
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 My wife sadly passed away last week ...? |
| After a long and sad illness and I sent a death certificate to the Prudential to claim under her life policy. I rang the Prudential today and went through to an Indian Call Centre where I enquired ... |
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 Can I buy a Life Insurance Policy on someone I don't even know? |
Seriously.
For instance, If I took out a policy on Bob Barker, I could expect a payout in about three to five years.
Can I insure someone without their knowledge or permission?<... |
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 Life insurance: Which would you pick? |
Scenario: 30 year old purchasing a $250,000 policy. Would you buy:
A) Whole life insurance that cost $3100/year. By age 65, you will have $60,000 in the cash value.
B) 35 year ... |
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 How much is too much to pay for health ins for a family, through you employer? |
Almost 400 a month is taken out from my check to pay for insurance.
Additional Details
Had an HMO and switched to PPO to save money. Ended up paying about the same because the rates went ... |
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 What is covered under your home owners insurance? |
| I have a main wall in my house that over time hase become week due to high winds. I can actually see the wall move, i have a big moon window and a crack going done. I have folks out who hae told ... |
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Frau Rose | Should I put my husband on my dental/health insurance if he already has his own insurance? Does it matter if? |
we are on each others insurance? He says it doesn't cost him anything for his so why should he cancel it. I just don't want some big discrepancy between the insurance companies when there is a claim to be paid. |
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Addicted to Diet Coke
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Dual insurance is a great option to have. It doesn't take much to use up your entire years maximum. I have dual insurance and used up my maximum on both plans this year and still ended up having to pay nearly $2000 out of pocket. (3 root canals and 2 fillings) I still haven't been billed for the crowns yet which will be another $3000 out of pocket. So I recommend stay on the safe side for the minimal expense and get the dual coverage.
Edit: You only need one health plan for coverage, but I'd stick with the dual dental. Its cheap. |
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mrsdeli
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Your insurance is your primary insurance, his insurance is your secondary insurance. When you file a claim for yourself, make sure you file to your carrier first, then to his. Each carrier should know that you have other coverage so that they can do a Coordination of Benefits. As for adding your hubby to your plan, if it doesn't cost you anything then add him, if you have to contribute for his coverage then don't. He doesn't really need the extra coverage. It's a waste. |
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CHARISSE
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Why would their be a discrepancy... if he adds you as a dependent on the medical benefits (HR can give him the form) there shouldnt be a problem.
Theres no reason for the both of you to have insurance... save money and go with whoevers' plan is cheapest and since his is free that one wins
My company pays 100% medical so we as individuals are only responsible for our co payments and prescriptions which is great!!! |
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shobijin
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I would stick with one of you providing the insurance.Pocket the extra money that doesn't get deducted from your check for insurance. |
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Ruxa
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Hmm..I suggest you ask an expert about this so as to know it for sure. Here's a source: http://www.myhealth-forum.com/ |
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HealthQuote360.com
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If your husband's health insurance is not costing him anything then as long as the policy is from a reputable company then he should stay with the company he is at.
There is no need to switch him onto yours as long as he is satisfied with the policy.
You are right to consider the switching option though as one can usually save some money by putting multiple family members on the same policy. Just be sure to shop around and compare different plans at least once a year in order to get and keep the best rate. Here is some more information on family health insurance: |
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Pockyman
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It's good idea have dual insurance because let's say you have got surgery -you know it's cost pretty penny ,but when you have dual insurance it's mean one cover 80% and another 20%.But when you dealling with dual insurance they always pick up first the person who was born first ,like for example if you was born January and your husband in April so they going pick up first your insurance. |
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smiley_face_boxers
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I would check with HR. Our HSA, high deductible plan does not allow for sharing of multiple health insurance policies between family. It's one or the other...Oh well! |
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myesavecard
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Check out the pros & cons of it & what the price difference would be |
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