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 Which Insurance companies are pretty reasonable(cheap)?
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 Can you borrow money(ies) off of your life insurance. I know you may have to do a 1099IRS form the end of year
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 Paid Family Leave, will my BF qualify?
I will be 39 weeks tomorrow and was just wondering since my boyfriend and I are not married, will he be able to qualify for paid family leave if he pays into SDI?
Additional Details
He ...


 How does Mr. Obama plan to finance his "health insurance for everyone" plan?
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 I need family medical/dental insurance, where do people get this if they are self employed?
We currently have very good insurance through my husband's work. He is in the process of starting his own business and will be leaving his current job soon. I am very concerned about finding ...


 Is it standard procedure for home insurance agents to visit your house before they insure it?
I was told by my ex that a home insurance agent was coming to look at the INSIDE of my house. I was under the impression only appraisers came to look at the inside of your home. Do home insurance ...


 Does auto insurance really go down when you get married?
I have heard that insurance goes down once you get married. Is this true? If it is, how much? Is it significant? Do you have to be married before you turn 25 for this to apply? I have heard so many ...


 Should my baby have insurance coverage?
I am 34 weeks pregnant. I am on my dad insurance and they are paying 100% for the delivery. They said they will not paying anything for the baby once he is born though. I have been told by some ...


 Cheap quote for home contents insurance for tenants in common.?
A friend and I have recently purchased a flat together as tenants in common. We only need home contents insurance. Buildings insurance is joint with other flats in the block. Our current quote is Â...


 What is the return policy for anything with/without receipt?
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 Private Belongings Stolen From Work - will their insurance pay?
Hi,

my wife has had her place of work broken into over the weekend and a xmas present she'd had delivered to work has been stolen along with other goods (of her employer).

W...


 Is the travel insurance from 'Flexi cover direct' any good?
I dont know if I can trust a company ive never heard of!...


 How do I go to the doctor without my insurance card?
My insurance was effective the day I signed up, but I still have not received my card. How do I go to the doctor without it?...


 Can a car insurance company change there rate after a policy is paid for in full?
Was quoted a rate which was agreed on and paid for in full proof of insurance was sent to my bank and car dealership. However, I had to back out of picking up my new car on sunday because I got a ...


 If I have a treatable but possibly fatal disease, and no insurance,will the US health system let me die?
I live in South Dakota, from MN. I know MN has state coverage, does anybody know if SD has something similar. I'm worried about my girlfriend's Hyperthyroidism, she needs to see a doctor....


 My health insurance expires in 2 hours, what should I do?
Im covered under my mothers health insurance and it expires when I turn 19. Any good health insurance plans out there....


 Will insurance cover an accident where the driver had revoke drivers license?
My girlfriend was recently in an auto accident. There were no other vehicles involved, however she take out a utility pole and the insurance is in my sisters name. Will the insurance pay for the pole?...


 About workmans compensation insurance?
First where would I acquire it for an employee. And secondly how much is it gonna cost me. It keeps me from hiring, because I dont know how I will ever be able to give a bid that will cover that and ...


 Do personal injury settle out of court?
Do personal injures case/lawsuits settle out of court? If insurance companies don't want to pay you why do they settle? Also do the person your suing have any say in the settle or not? Also if ...


 Can a doctor charge insurance twice for same procedure and then bill patient for the visit.?
Went to the doctor, entire visit added up to about 550.00. He billed my insurance first for cortisone injection at a total of 134.00 and got paid 91.00, month later he billed insurance for same ...



heavyd
Should I report my tenants on the home insurance policy?
I used to live in my house but now I am renting it out. Should I tell my home insurance company that I will no longer live there and tell them about the tenants?
                     
 




Queen B
Rating
RIGHT AWAY! you cannot have a homeowners policy if you the homeowner do not live in it. your policy needs to be rewritten as a landlord policy. this covers the dwelling (make sure you also keep liability on it). your tenants should then pick up a renters policy to cover their belongings. if you can find a company in your area that will write your property on a commercial package policy, it will keep your premium a lot lower. i have a company that does this and it actually gives them MORE coverages than a regular landlord policy for less premium.


robert w
YES. the minute u put renters in the house the insurance policy was void.
u need the correct insurance for a commercial property and plenty of it.
price around .


bud68
Rating
YES. You are essentially uninsured now because you have failed to inform your insurance company about your change in use of the house.


jwishz
Yes. It is classified as non-owner occupied. They need to know before there is a claim, just in case


Gambit
You must inform the insurer of this. If you do then your policy is not worth the paper it is written on. Once a claim occurs the insurer will easily discover what the actual situation is in regards to the occupancy of the house. They will deny your claim and cancel your policy.


R B
Rating
Yes, this will likely increase your premiums as some tennants can be nasty and cause damage, but you get extra coverage for that!


mbrcatz
Well, YES, because one of the conditions of your homeowners policy is that the house is owner occupied.

They are going to tell you, you need a landlord policy - also called a dwelling fire policy. You're going to have to rewrite the policy.


kta kta
Yes, your premium should actually go down since it will no longer cover the contents of the home, just the home itself. The renter would get seperate renter's insurance to cover their possessions.


CM
Another yes. I doubt you want to continue paying premiums, file a claim, and then find that the insurance company won't pay because you have tenants. You home insurance company still wants your money, so should be able to offer you an insurance plan that covers your situation. if ou own other property (houses, cars) you may even be able to get an umbrella insurance policy, reducing your insurance rates!


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