 When will i have enough money to lead a luxurious and peaceful life? |
| at present my life is miserable in all aspects. i have to do all the household menial chores on my own as i have no maid . econmically also i am dissa tisfied with my life as expenditure is more than ... |
|
 Is it against the law for doctors office to charge someone with Medicare for a doctors visit? |
| I dont know the answer to this, thats why I am asking....My pop has medicare and went to see the doc and he payed 60 dollars up front and my friend said that its against the law, anyways anyone know ... |
|
 I need help paying my hospital bill? |
| .I dont have any insurance and i had to go to the hospital I can not pay this bill it is to much for me to pay . Please help me pay my bill I need to know if the goverment can help me pay this bill .... |
|
 Why does having health insurance before being diagnosed with a serious condition make a difference? |
| My toddler has type 1 diabetes. When she was in the hospital right after being diagnosed I had a conversation with one of her nurses. This nurse told me a story about how before she got her job at ... |
|
 Insurance Query? |
| Is a Property owner who's property is damaged by a Car responsible for part payment of the damage done by the Driver? regardless of cost surely its not the victim of this damage who should have ... |
|
 How do you find the insurance information for the registered owner of a car? |
| The Person driving the Car that hit our car gave the officer HIS policy information. NOT the registered owners policy information. When I called the Insurance agency They told me They do not have ... |
|
 What can i do to save for retirement!!! PLEASE SERIOUS ANSWERS? |
| i am 26 years old and i have a job that i have been at for almost a yr........but they dont offer retirement. i know i can use a life insurance plan that builds cash value but i only will have about 3... |
|
 My husband and I want to get Life Insurance, help!? |
| We have NO idea how this works. We have NO kids, we are in our mid 30's and relatively healthy. We prefer the NON hassle of no medical exam, etc. Can someone give us a hassle free/low cost, name ... |
|
 What happens if I want Homeowners and Car insurance with the same company? |
Say my car insurance is with Company C and expires October 31 and my homeowners insurance is with Company H and expires January 31.
I saw somewhere that if I have both insurances with the same C... |
|
 Can a doctor stop seeing you if your bill is past due? |
| My 6 year old daughter is going to be going to a psychologist for therapy for OCD and other anxiety disorders. We will be starting out going weekly untill we see how much insurance will cover. If it&#... |
|
 I was injurd at work (toe was tore off)? |
| I was helping someone dump a load on a fork lift and was on the forks. Driver went a little crazy and I scrambled for somewhere to hold on and ended up with foot caught in hydraulics and it severd ... |
|
 Why do you not want to buy insurance? |
| I'm a believer of having protection and that's why I joined the industry as an agent. I do not like to force sell to buy so I'm here trying to collect the possible reasons to why ... |
|
 Should I get a lawyer, or deal with the insurance company? |
| My 13 year old daughter was hit in a crosswalk. She was slightly injured. Road rash, goose-egg on head, some superficial cuts. The bills are only about 2,000 at this point. The Driver of the Car ... |
|
 Which is the Best Life Insurance Policy to take?????? |
i want to buy a life insurance policy i can invest 24000 Rs pa.
i want to know which life insurance policy would be better for me and of which compnay?????... |
|
 What company do you have your home owner's insurance with? |
| Buying house and need to get some home owner's insurance, need a few places to get quotes from.... |
|
 Is it a legal requirement to have insurance when you are self employed? |
| I am about to sign a contract, as a self-employed contractor, and one of the point refers to me having liability insurance. Is it a legal requirement?... |
|
 Should the government pay your deductible when you have a car accident? |
They pay money over and over to flood victims, year after year.
Additional Details
We pay for flood victims, assuming you're not one of the one-third of Americans who pay ZERO taxes ... |
|
|  |
Mr. E | Should fat people and smokers get a discount on their health insurance? |
"Fat People Cheaper to Treat, Study Says
Preventing obesity and smoking can save lives, but it doesn't save money, researchers reported Monday. It costs more to care for healthy people who live years longer, according to a Dutch study that counters the common perception that preventing obesity would save governments millions of dollars..." -- AP/wired.com, Feb 6, 2008
http://news.wired.com/dynamic/stories/O/OBESITY_COST?SITE=WIRE&SECTION=HOME&TEMPLATE=DEFAULT&CTIME=2008-02-05-02-58-08 |
 |
 
Centaur
 |
Of course they should get a discount, because insurance is based on shared risk, and premiums are calculated on how much a person is likely to cost. Fat people and smokers should not have to pay extra to underwrite the costs of those who live longer. Those who are normal weight and nonsmokers did not have any problem paying lower premiums when the insurers thought that fat people and smokers cost more. The slim and pure crowd was more than happy to stick it to the fatties and smokers. They felt "entitled" to pay less, based on their holier-than-thou attitude. Their self-centered sense of superiority will prevent them from realizing they are not entitled to lower rates. Ha, ha--they don't even understand your question!
By bringing their premiums in line with true costs, the insurance companies would, in a sense, be incentivizing "bad" habits, actually encouraging people to die earlier. So what? Insurance is about economics, not morality. It's insurance, not sinsurance. |
|
Marissa
 |
No, people shouldn't be encouraged to make unhealthy choices because it will save someone else some money. |
|
Tulipa
 |
Wow!
No way. |
|
sweetandpretty20
|
I'm a smoker and I don't think I should get a discount because I choose to smoke. That's promoting unhealthyness. If anything smokers and obese people should have to pay extra for the services and healthy people should get a discount. Obese people also choose to be obese. There are so many programs and healthy choices now that they can lose a few pounds! |
|
amust2407
|
Absolutely NOT!!! Think about it.....the obese/smokers and the healthy people will incur around the same amount of heathcare costs in the few years before they die. The insurance company will have the opportunity to make money off the unused premium dollars of the healthy people for years and years before they start racking up the costs. The obese and smokers clubs will undoubtedly rack up the costs at a much earlier age without having paid in the many, many years of premiums.
The liberal Europeans will come up with ANYTHING to make Americans look bad. They're just pissed they can't do ANYTHING as efficiently as we can!! |
|
spencer
|
When you say it's not a choice to be heavy....... who cares?! Getting older is not a choice, and look at what the elderly have to pay. It makes sense. Plus, 9 out of 10 obesity cases are preventable and reversible.
And just because it costs less to insure someone who dies younger, what makes you think they'd charge less? THAT'S HOW THEY MAKE MONEY. Surprise surprise, they're not really thinking about how they can save people money, but how they can make as much as possible. It IS a business after all, right? |
|
tdgainescrockett
|
My family has a rich history with the tobacco industry so I can't look a smoking gift horse in the mouth but this whole thing reeks of LIBERALISM.
If people be they fat or thin, smokers or non-smokers, can't secure a decent enough job with good benefits then that is there own fault. The rest of hard working AMERICANS should NOT pick up the tab for their ignorance.
I am blame tired of people standing around with their hands out wanting a discount for every little thing or worse -FREE! IT is about time people took responsibility for their own lives and stop looking to me - and the rest of responsible America - the Republicans thank you very much - to cover their butts.
Support the GOP! Vote early and often! |
|
aaron p
|
Most health care costs come at the end of life. Check NEBR for a working paper from U Chicago. All this study shows is that heavier people and smokers do not have the same costs associated with end-of-life issues. Perhaps this is because the causes of death tend to be more acute than the general population. The study does not show that the average cost of care in a given day is less.
Health insurance companies are only concerned with the current average cost per underwriting group, not just end-of-life costs. |
|
nick_mann91
|
Hell no its there problem if their in that shape or have the bad habit...They should have to pay same as everybody else. |
|
Mistress K
|
People shouldn't be rewarded for abusing themselves.
No wonder this country's going to hell. |
|
pie man
 |
Large yes Smokers no I think that large people should get cut a break because they cant help it smokers however have a choice. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
10 | 35 minutes(s) ago
| | | |
11 | 49 minutes(s) ago
| | | |
11 | 1 hour(s) ago
| | | |
11 | 3 hour(s) ago
| | | |
10 | 4 hour(s) ago
| | | |
11 | 5 hour(s) ago
| | | |
10 | 8 hour(s) ago
| | | |
11 | 10 hour(s) ago
| | | |
11 | 2 day(s) ago
| | | |
11 | 3 day(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
