 Why is it that life insurance coverages stop at about age 65 or so? Are there insurances that over if you are? |
over 80 years old or older? What are the best insurance companies for the elderly?
Please include as much info.
Additional Details
No, I am not referring to term insurance ... |
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 How to get low cost health insurance? |
| ok just graduated high school not going to college this year insurance company now wants $500 a month to cover me I said up yours so where can I get low cost or free health insurance?... |
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 Should we cancel our whole life insurance policy? |
| we bought a whole life policy for a couple of years ago b/c we liked the "safety" of not losing our money(the way u do w/ term)--anyway we have since learned that u don't make any ... |
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 Insurance Question? |
| I have Blue cross insurance.I want to cancel my insurance for about 3 months ,because I'm going out of country ,so i have no use for it.. WIll they let me skip payments or do I have to cancel my ... |
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 Do people must have my permision to buy life insurance on my head? |
| If they can, is there a place I can find out anyone bought on me?... |
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 I teach from home - do I need insurance? |
| One pupil at a time, 1 hour sessions, kids aged from 8 to 18, helping with 11+, GCSE and A-level in Mathematics.... |
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 Life Insurance? |
| I was considering buying Life Insurance now because I thought it would be much cheaper than to buy it when I start to get older. I don't know anything about insurance, I know there is term life ... |
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 Medical Coverage/Disability Questions? |
| My husband recently became disabled and can not work due to a back injury (which did not happen at work). He is going to have surgery but it hasn't been scheduled yet (kaiser insurance and they ... |
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 When a college students submits his grades to a car insurance company, how does the company verify the grades? |
| I don't know if the insurance companies actually check the grades i send them or not. I would like to know.... |
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 Will my employer know that I've sold an insurance policy outside of my employment with them? |
| I work for one of the major financial advisory firms out there, and am fairly new into my career there. I have an opportunity to write an extremely large insurance policy outside of my employment ... |
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 Term LIfe Insurance, amount and duration? |
Few questions about term life insurance:
I am 24 married with a mortgage, and 2 kids.
First the amount of insurance:
I have been told two different ways to look at this:
... |
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 Nationwide has denied my homeowners insurance claim-what can I do next? |
| After hurricane Ike hit, we came home to a bent ridge beam, walls bowed out, and siding that was pulled away from the house (not to mention alot of little stuff out of whack here and there.) N... |
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ubique3446 | Should i pay the excess for a flood from an upstairs flat ? |
i currently own a 2nd floor flat & 3months ago the flat above sprang a leak from the bathroom & damaged my kitchen,bathroom. my letting agent got onto theres & they have admitted responsibility.however the flat management company have now informed me that the work will get done but i must pay there excess (£200) and that the carpet in the bathroom is not part of the buildings insurance and i am therefore not covered for it so i have to pay to replace it myself. can anyone tell me where i stand legally on this matter |
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streetblitzer
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You are not liable for this, they will recover their excess from the third party insurers, dispute their claim in writing pointing out that in recovering from you they will benefit twice from your discomfort.
As regards the carpet, you have a valid claim on the upstairs flat tennant or landlord. Put your claim in writing to both the occupier and the owner and ask for the name and address of their insurers and the relavent policy number, send the letter recorded delivery and send reminders each seven days until they respond. |
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cork
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NOT YOUR BILL..THEY CAN BILL THE TENANTS ABOVE WHO CAUSED THE DAMAGE AND YOU NEED TO LET THEM KNOW THAT..
ELSE A LAWSUIT IS IN DEMAND.. |
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Chris B
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You should be claiming on someone else's insurance love. Not yours! |
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Sally F
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I would think you should pay your excess but should claim it back off the other insurance company |
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larsgirl
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OK.. I can tell you the US rules and regs.. but because of the $$ you used, it may or not apply to you.. but then, you're already braced for NO, so anything else would be a bonus.
If the owner has admitted that one of their pipes broke and caused the damage, then it is their responsibility to repair damage caused to the building... the building includes stationary carpeting, linoleum, the things that are attached to the building. if the carpet is something that you brought and can roll up and take with you... you're on your own.
You might want to check into a renter's policy. that protects your property when something like this happens.. it's a lot easier when you have a big bad insurance company on your side to do battle with your landlord's big bad insurance company.. Let them duke it out.
They might have a Legal Liability clause.... something to check into.. you could ask to check into it.. they really left they really left their rearends hanging out admitting that it was their fault.. That my be your ace. |
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edgarl
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The admission of liability in principle opens the door to you recovering any concequental loss. The fact that the other party's insurance does not cover the outstanding items is their hard luck.
not yours. Write more politely than this to the other party indicating that if they are not forthcoming you will consider legal action. |
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ANF
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You claim on your insurance and they claim from the other persons insurance. The other person should pay you the excess as the problem originated on their property. If they are not insured then they must pay you from their personal finances. The carpet should be covered on your home contents policy. |
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used2bpale
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There is a good chance the carpet is your responsiblity. That why everyone should have a tenant policy! As far as the excess from an insurance stand point I cannot see that this should be on you, but without seeing your lease I could not say for sure! |
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