 Do personal injury settle out of court? |
| Do personal injures case/lawsuits settle out of court? If insurance companies don't want to pay you why do they settle? Also do the person your suing have any say in the settle or not? Also if ... |
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 Can a doctor charge insurance twice for same procedure and then bill patient for the visit.? |
| Went to the doctor, entire visit added up to about 550.00. He billed my insurance first for cortisone injection at a total of 134.00 and got paid 91.00, month later he billed insurance for same ... |
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 Outpatient surgery center patient cashed large insurance check and wont pay, what can we do? |
| I work for an outpatient surgery center. We have a patient that had a very expensive procedure at our facility. We billed the patient's insurance and they paid...the patient. The insurance ... |
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 Tip of her finger amputated at school? |
| my 7 yr old daughter had the tip of her finger amputated off at school and im getting a lot of people asking me if i should take it further, im not sure if i should would it be worth it in the long ... |
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 Who is liable? please help me out? |
If someone gets hurt in a pool on rental property who is liable?
Additional Details
the renters bought an above ground ... |
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 My father let his insurance go dead and had to turn in his tags.? |
He now wants to put the car and insurance in my name. I already have insurance with geico! Will this work and if so what are the dangers of doing this? Thanks
Additional Details
We live ... |
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 My cat jumped me, knocking me to the floor, breaking my arm, Can I use my homeowners insurance to cover this? |
My cat has gone crazy lately .. always jumping on my shoulder when I walk in the door ... this latest time, he jumped me from behind, causing me to lose my balance and fall to the ground.
W... |
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 Renters insurance? |
| What exactly does renters insurance cover. Like if there was a tornado, would it cover damages?... |
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 Term life insurance? |
| which company do you use? Any suggestion to good ones out there?... |
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| Can I use my new insurance on old prescriptions? |
| I have one more refill left on my prescription. I JUST started my new insurance policy...i didnt have any before. When I go pick up my last refill can i present my card and get my policys RX ... |
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 What is the primary purpose of life insurance? |
a. to help save money for old age
b. to pay us an income if we are injured and cant work
c. to help maintain the standard of living of those who depend on our income
d. to pay back ... |
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 Looking for a reasonable Life Ins.,good one please.? |
| maybe you already have one who has been good til the end and honor their contract.... |
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 Insurance through myself and not the company.? |
| If i didn't want to use the insurance companies, could i start my own company, but only to cover myself? I don't want to become an insurance company, rather just want to stop paying them ... |
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 I was passenger in a car wreck where my driver was at fault, how do I file a claim? |
I have already incured about $5,000 in medical expenses and dont know how to get my money back. Do I file with my insurance under PIP, or only deal with his insurance company?
Im am located in T... |
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molly l | Should my baby have insurance coverage? |
I am 34 weeks pregnant. I am on my dad insurance and they are paying 100% for the delivery. They said they will not paying anything for the baby once he is born though. I have been told by some people that legally they might have to, at least until I leave the hospital. I'm not really sure. |
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sarah314
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The people who told you that were obviously confused.
If *you* had an insurance policy that covered your delivery expenses, then that policy may be obligated under some circumstances to cover the newborn expenses for the first month also.
However, that rule is irrelevant in your case...this is your dad's policy, not yours. The baby would not be an eligible dependent on your dad's policy, and therefore the insurer doesn't have to pay a single dime towards your baby's expenses.
The best thing you can do at this point is inquire about Medicaid or your state's CHIP policy, and see if your baby will qualify for coverage.
(You can't purchase your own insurance for your baby at this point - any private insurer is going to make you wait until your baby is at least a few months old and pass a medical examination. If your baby is born with any complications, you won't even be able to purchase your own policy at all.)
And you definitely will want health insurance coverage for your baby...there will be room and board expenses for the baby at the hospital, in addition to your own. Not to mention any testing or other procedures (circumcision, etc.) that might end up getting done.
I had 2 healthy children, and their hospital costs ended up being nearly as much as my own. If your baby is born with any medical issues, the bill racks up pretty quickly. It is absolutely worth your time to inquire about your baby's eligibility for Medicaid or the CHIP plan.
P.S. One last option that I didn't mention, since you didn't bring up the father of your child...if the child's father has his own policy (not one through his parents, but his own actual policy), he should inquire about whether he could add the baby onto his policy. That's the only other real option for the newborn charges at this point other than Medicaid/CHIP. |
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Common Sense
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Your baby must be insured. To do anything less would be wrong. |
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truly
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Some insurance coverage will pay for the delivery expense - check your coverage. You need to go to your local public assistance office because you may qualify for Medicaid which would also cover the baby - yes, your baby does need his/her own health coverage. Try public assistance. |
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james m
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In most major medical policies, if you have a maternity benefit, it will pay for the pre-delivery checkups, the delivery, and well-baby care for the days your baby is hospitalized. If there is a complication, it should also pay for that.
You may possibly get a health card from the Department of Health and Human Services.
Anyway, you should insure your child, not only with health insurance, but also with life insurance. if you don't have any, you should definitely buy life insurance for yourself to provide for your child should something happen to you.
You could buy a life insurance policy for yourself and have a children's rider put on it for just a few cents per day. Not expensive at all. It will automatically cover any additional children at no additional costs. |
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src50
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Once you (two) are discharged, his insurance will not cover your child. |
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mbrcatz
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"some people" are wrong. If YOU were the policyholder, you would be able to add the baby. You aren't. Grandpa is. He can't add grandchildren. |
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Steve S
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YOur baby will be covered through the delivery but once they are there own person there may not be coverage. You should look into getting some type of coverage for you and your baby so that there will be coverage after birth. I experienced this with my first child. We got pregnant right after I accepted a new job. We choose to go self insured instead of cobra. My new company paid for the baby after the birth but the rest was not covered as it was considered a pre existing condition. Good Luck and congrats |
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uncle1way
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You need to apply for medical assistance now..... It just might kick in by the time they baby's born... |
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