 Renter's Insurance? |
| I'm a college student who is in the process of getting my 1st apartment. Well, all i have to do is sign the lease and turn it back in, but it also says that i must get some sort of renter'... |
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 Workman's comp question? |
| My husband dislocated a few ribs about 2 weeks ago and was on light duty which means he wasn't to be lift or using his right arm at all but he was still working and lifting and using that side ... |
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 What type of insurance do I need to start my own fire extinguisher sales and service business? |
| I would be driving to customer locations throughout Minneapolis and St.Paul. I certainly have the proper vehicle insurance but I'm guessing I'll need insurance to cover myself against the ... |
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 Does homeowner's insurance cover a clean up after suicide? |
| I have a friend who's son killed himself in her home, will her homeowner's insurance cover getting her home back to normal?... |
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 How long to sue for disability insurance in Oklahoma? |
| Have claim against Hartford Disability Insurance that my husband paid for through his employer. Have been denied twice and the alternative is a lawsuit. Having problem locating attorney, could use ... |
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 How to get afforable health insurance for my family? |
| I applied for Antea Health insurance a few months back. I had to cancel it because I was not able to afford the exam they needed for my family. Is there any insurance companies that do not need the ... |
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 What insurance company is the best to work for,as an agent? |
| Which insurance company is the best to work for as an agent?..Allstate,American Family,Statefarm,Nationwide...... |
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 Medicaid for my baby? |
| I live in Georgia and am 21 and currently pregnant. My parents live in Montanta and somehow got me on their insurance, but when my baby is born she will have to be on medicaid. Only until I can find ... |
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 Health insurance for college student in NYC? |
| I am currently attending college full time and working part -time my mother is insured under medicaid and family health plus and so was i untill i turned 21. They informed my mother that since i was ... |
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 What does mortgage insurance cover and do you need it? |
Additional Details
thanks kathy, that really helps!... |
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 Whats a pre existing condition? |
I want to get my throat checked out by a doctor, so I'm shopping for insurance plans... if somethings wrong with my throat, is that a pre existing condition??
Additional Details
I ... |
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 Life insurance at 23. suggestions? |
Hi, I'm 23 and I have a one year daughter.
I was taking in consideration to apply for life insurance.. is it cheap? what is a good company to stick with?
T... |
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 Can my parents still claim me as a dependent when the only thing they pay for is my health insurance? |
| I'm 21 years old live on my own pay my own bills, Im a full time student as well, but I have loans for that; no contribution from my parents.... |
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 700 Billion Bailout plan! What's going on? |
| As you know today congress rejected the plan. Leaving only 12 votes need to pass it. 70% percent of republicans are against it I believe.(correct me if I'm wrong) My thing is this. Wall street ... |
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 Am I paying TOO much for auto insurance? |
Guys,
I have State Farm and I'm paying $156/month.
I'm a 19 year old with a spotless driving record. I was eligible for the "good student" discount too. My car is ... |
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 Is it that most sales jobs are crap, and u earn tiny commission no matter how good u r? |
| did u have to change sales jobs many times before u got the one u make significant commission and u stay there to milk it?... |
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 PPO vs HSA. Which is better? |
| My husband's employer no longer will offer HMO's for their employees next year. We have been with our HMO for 7 yrs. He has to choose between a PPO or HSA (health savings acct). We have two ... |
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harveyd74 | Should my car insurance company charge me for the last 2 months of my insurance even though i am cancelling? |
I have cancelled my car insurance with yes car insurance & they have advised me that as I have 2 months left they will still take my last 2 months direct debit in one payment.
Is this the way insurance is going now?? |
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Robsteriark
 |
This is normal: the annual premium was based on coverage for a full year. If you had asked for a shorter period the premium would have been different. Effectively you get a discount for buying twelve months insurance, and by cancelling early you lose the discount.
In the past, I've found that one month's cover has cost me about 25 to 33% of the annual premium, and when I bought six months of cover it cost me about 80% of the full year premium. It's priced this way as the insurers incur fixed costs every time you renew a policy, and also because they would prefer that customers didn't swap insurers every few months. |
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cuddles_gb
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Read your small print - it's all in the contract! |
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dream_catcher_83
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I cancelled with state farm because they increased my rates from 179 per month to 650 per month - I payed on the 2nd of the month - cancelled on the 12th and received A pro-rated refund of $470 for what I wasnt using. So I personally was refunded and I feel they should refund it- but I am unfamilar with yes car insurance |
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dooleys18
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on most companies policies they have a scale of how much they will give you back depending on how long you have had cover for. I think it's the standard to not refund anything if the policy has been on for longer than 300 days |
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LILLY J
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Insurance is generally done yearly so they can charge you this close to the end of the year, it is usually in the terms and conditions that they will charge you. |
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