 I'm 15, pregnant, and have NO insurance? |
I don't qualify for medicare. My parents make to much, can anyone give me any ideas of what I can do for insurance? Please, No hateful comments. I'm really being serious here.
A... |
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 Does it pay to get renters insurance? |
COST $133.00 [I HAVE NOTHING OF GREAT OUTSTANDING WORTH.
COVERAGE 31,000 250 DEDUCT ADD LIVING 12 MONTHS
FAMILILY LIAB. 300,000
GUEST MEDICAL 1OOO A PERSON... |
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 Hi question...? |
| what is the best health insurance for someone who is 20 years of age??... |
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 Is a car accident caused by the driver having a seizure charged as "at fault" by the driver's auto insurance? |
That is, will the insurance carrier "blame" their customer like they would if they had run a red light or something?
Additional Details
The accident was a year ago, and yes, my ... |
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 If my boyfriend works for the post office can me and my daughter get health insurance? |
| My daughter is 6 years old and I am 26. My boyfriend has been with the post office for 8 years.... |
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| Money is taken from my checks every week to pay for AFLAC and my (now previous) employer didn't pay all of my premiums up to date. I had even given him a check to cover a week that I wouldn'... |
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I want to cancel my auto insurance policy.
Does calling my insurance company on the phone to request canceling my policy counts as "writing in notice" ? Or do I have to write a letter ... |
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 Life insurance policies: what if I don't get married? |
| I have a life insurance policy that my grandparents got for me when I was younger. Now, my questions is: If I never get married, who gets it when I die? And is it possible to take money out of the ... |
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 My own insurance? |
| In High school I was on my parents insurance and then I moved out with my boyfriend and got put on his parents insurance, but Im pretty sure his mom is lying to us about how much the insurance costs. ... |
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 My nephew bought a new motorbike, unfortunately before he got home and insured it a driver knocked him off it? |
and he suffered serious injuries, can he claim from their insurance?
Additional Details
UK question and the police know the car driver was at fault.... |
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 The water from my upstairs neighbours dishwasher has poured down from my ceiling.? |
It has damaged the ceiling and the ceiling electrics she said her insurance company has said its my problem as it was a accident,she witnessed it at full impact can this be correct?
Additional D... |
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jmc445976 | Should the government pay for flood damaged houses in Yorkshire? |
I'm talking about irresponsible people who chose not to buy any home insurance. I don't see why the tax payer should bail them out when they could have insured themselves. Yes, some will be genuine hard luck stories, but for those who have spent their money on 40 inch LCD televisions and Sky TV, I say tough. What do you think? |
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gingajen
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I completely agree. I will probably be called heartless. bit I don't care. I pay my insurance on my home so I know that if anything was to happen I would be ok. It is about £20 a month for piece of mind. People who live my rivers etc, may have to pay a bit of a premium to be covered, but those who have been affected by burst drains etc, would definatly have been covered had they chosen to take out insurance. I was uninsured and my chimney was to fall off or something, could I phone my council and ask for the money? er no. It is not right, I am now paying for my home insurance, council tax and now other peoples bloody home insurance. It seems to be that the ones being screwed here are the ones that do everything by the book! |
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bert
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Certainly not,the responsibility lies at the feet of the property owners themselves.Most of us are prudent an sensible enough to make sure that our homes and contents are adequately covered by insurance. Each year our premiums are paid as a normal part of living expenses.if these people choose to forgo a holiday,plasma t,v. new car or even,god forbid,stay in for a few nights,they could afford insurance,no,they have brought all their insurance problems on their selves,they have been too tight fisted or too idle to pay up,why should the rest of us pay from our taxes? |
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emess48
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iv'e just asked a very similar question & the responses so far are the same as the ones you are getting.You get what you pay for.....no insurance-no payout.While having every sympathy with the flood victims(& i've seen it at 1st hand in Hull) they can't expect handouts for free. |
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camshy0078
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I need to agree with you here, they were on TV moaning that the government is doing nothing and they all need about 30,000 pounds each to sort stuff out, I for one believe they should have had insurance like the rest of us!. The genuinely poor who live in supported housing etc may need the help but the guy who was binning luxury goods and said his BMW is also ruined estimated he needs 60k form tax payers! Sick and selfish should be left to sort it out themselves! J |
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hakuna matata
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The govornment should only help them with finding temporary shelter. As to replacing their possesions through the taxpayer this should be a no no. Lots of us have to struggle and do without luxuries to pay for our insurances, this is what they should have done,and made a priority on, instead of material things. |
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angelgirl
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I say tough too. but some of the insurance companies will allready have ruled this as an act of god so the poor people who paid insurance all there days will get sweet FA. and the people who can stop this happening would be yeah you guessed it THE GOVERMENT. its just another way of making sure the poor stay poor and the rich get rixher |
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navyhm1983
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1) They had to have known that there was the potential for a flood in that area, and they took that risk.
2) The all had the option to purchase insurance for their own good.
3) They are asking for you to pay for their being negligent.
If this happens, they will know that they do not need to pay for their own insurance. The tax payers will cover the costs.
Now, they do pay taxes too, so give them some aide, "IF" they move to higher ground.
4) ANYONE that rebuilds in a flood area is a mental case.
5) Common sense is free - Try some...
:O)
Jerry |
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4mom
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I agree.
When I first saw your question I was thinking, that if the home owner is insured, and the flooding is the result of town/county negligence; like a level/reserve break overflow. Then yes the Gov. should kick in help. But if one chooses not to protect their home/property, Then Sorry Charlie! |
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sammie
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I think it is a toughie.... I can remember when i got burgled and i could not afford insurance and i had to start again .. but i did not have all mod cons...
I think the uninsured should get their goods from a company who is given a certain amount to replace their items .. ie they get what is required by law ...
I know when i claimed social security over 12 years ago when i left my babys dad with nothing all they allowed me was a cooker.. beds .. dining room table with chairs ..they told me a settee was a luxury as was carpets ..
Maybe this rule could be implemented .. Surely they would apprechiate any furniture .. if i was in their situation i would ....
I think the money should be given to an outside non governmental company and each household gets a fixed sum nothing more nothing less.... |
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baloo13
 |
How does insurance pay for you holiday photos and how does it help you move to another area when your house is worth nothing as no-one with any sence will buy a house in a flood area?
The government should spend money on flood protection measures or large areas will become devalued and high level areas will become expensive and destabilise the housing market. |
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bullet b
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then start excercising your right and start sending your voted governor to set some sort of protection. |
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Veronica Alicia
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Unfortunately if the taxpayer were to "bail" (nothing funny intended) them out, I think it might open the flood gates (nor here either).
It would be human nature for us all to say - great, we don't need to fork out for insurance because the Country will always pay.
I think the Government should proceed with caution on this suggestion, loans, maybe, but all out financial rescue bodes ill for future catastrophes. |
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Oracle
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I totally agree with you. |
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MANCHESTER UK
 |
Could not agree more with you about those who are spending money to impress the neighbours, the children or the relations who visit.
There are those, as you correctly identify, who have been unable, for one reason or another, to insure against this damage. However, if the flood defences are inadequate and that would have to be proved, the Water Authority should be footing the bill. After all, they are ready to take the cash for the water we consume, are so far behind with repairs and renewals, it might just be another thing their eyes have missed.
Yorkshire, of course, is only one area of concern. Hull and East Yorkshire deserve the same attention and scrutiny. |
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nooka
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Totally agree with you, we are not the third world! People who have no insurance have just saved themselves a few hundred pounds a year, which they could pay monthly, and in the long run cost themselves thousands. They should be held responsible for their actions, no insurance=no pay out. There was a woman on tv a couple of weeks ago and she was complaining that she had just bought a £2000 sofa that was underwater and was pleading poverty because she has no insurance. My opinion is TOUGH, You made your bed-now lie on it!!! Worse part is that I talk to people about insurance as ppart of my job and people are still thinking it won't happen to them-idiots! |
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mbrcatz
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I'm not much for bailing out people who make stupid financial decisions.
If you do that, then they'll KEEP making stupid financial decisions, and expect the government to bail them out. My local example? I'm here in Houston. I'm sure even on the other side of the pond, you've heard about the New Orleans Hurricane Katrina disaster - and we had maybe 150,000 people moved to Houston. Well, FEMA gave them free rent for a YEAR. OK, well, the year was up, and they went to court to get ANOTHER free year!
If you can't get a job and pay rent within SIX MONTHS, in my opinion, you're not trying. We have TONS of jobs in Houston, even if you have no education or experience.
Life TEACHES you lessons, either the easy way, or the hard way. If life teaches you a HARD lesson, you're a lot less likely to repeat the mistake.
So no, if you don't have flood insurance, you're not "entitled" to any "reimbursement" from all the working people who pay taxes (don't forget, there is NOT a governmental source of income - you people in the UK pay EXHORBITANT taxes for the services you get, and DON'T need a tax hike to pay for that guy's 40" tv.) |
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Michael B
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We had better find out first whether they have spent their money on luxuries, or whether insurance itself was something their budget could not stretch to. Some of them might not have had much choice of home; council housing policy and the price of private housing might have dictated the issue for a lot of them. If you move your precious belongings into the only home you can get and then are flooded out, it's understandable if you feel a bit peeved.
Next question: is it the government's responsibility to oversee flood defences? And to sort things out when these fail? Those who blamed Bush & the US government for the problems in New Orleans will have no doubt. If Bush's government is liable for the cost. so is Brown's.
Another question: regardless of the blame to be allocated, where are the homeless now going to live? And for how long? Is there a public health problem here? This might affect a lot of us.
If a man is drowning in a river, you haul him out. You don't stop to ask, was he drunk when he fell in? Or do you?
Pending a complete overhaul of our attitudes in the direction of less government and more personal responsibility - a shift I would support - in the meantime, we live in the world we live in. It is a world where the State taxes us more than half our GDP and claims to be the universal provider. Well then, for the moment, let it provide.
In the long run, let's have a new government and a better attitude. |
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