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R E
Should we combining home insurance with auto insurance?
                     
 




Princess Leia
If you mean use the same insurance company to issue the policies, then yes, you can save money (especially if the company is reputable and has been around in business for a long time). If the company hasn't been in business for a long time, then no.


mbrcatz
Well, you should CONSIDER it.

But not all companies that write homeowners, write auto in that state - and visa versa. But when they do, they offer substantial discounts off both policies. That doesn't mean you can't get a better deal by splitting it up, though.

Also, by moving your homeowners or your auto to a new carrier, you could be looking at giving up extra coverages, that are well worth the savings.

There's no "one size fits all" answer here. You and/or your agent will have to look at all the factors to make a decision.


Queen B
Rating
to write both policies with one agent is a smart move. you will save money on both policies by placing them with the same company. also by using the same agent, he/she will be able to serve you and your policies on a much more personal basis. i try and keep all my clients with one company for both policies. it allows me to keep up with their policies much better so i can service them better. a lot of companies will also do account billing for both polices. this is where they can bill you at the same time on the same bill for both policies, so you only have to keep up with one bill.


wizard
Rating
What kind of question is this? YES! Consolidate the policies if the rates are good. Start with a free quote and then consider it. You typically will save 15-20% off of your home insurance policy and 5-10% on your auto policy. Good luck!


crustysob
I make it a practice to buy all of my non-health related insurance from a single agent in order to leverage my spend and to have leverage with the agent in the event of a claim. That also allows you take advantage of multi-line discounts.


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