 Left/Lose/stolen Digital Camera? Insurance? |
| I left/lost / someone stole my Digital Camera while i was on the train. What can i do?... |
|
 Can I borrow $5000? I don't have heath insurance? |
| I swear I'll pay you back.I need it to see a doctor.... |
|
 What would be approximate monthly health insurance premium? |
for a healthy couple in mid forties with self employment status in Houston and 3 kids (ages 1, 5,10)
I have tried some links on internet. They ask for basic information and a phone number ... |
|
 I just want to know? |
| I just want to know if I can able to get a copy of the insurance policy of my husband and me as the beneficiary from where my husband is working. My husband is a fireman and two years ago we went to ... |
|
 Whats really good, cheap health insurance? |
| I need good health insurance that covers everything from medications to doctors visits to dental. I need it cheap though. My father left my family and since the child support and everything stopped, ... |
|
 I did a Insurance Claim for my stolen vehicle 3 miles from the US Border and they denied it ? |
| I live in the state of MO and went to Mexico in my car for few days, my truck was stolen 3 miles away from the border I called my insurance and they told me that my claim was denied because it was ... |
|
 Is being an insurance agent really hard? |
| I've heard the exam is really hard, it took my sister in law more than twice to pass that test.... |
|
| Car insurance companies willingness to pay a claim? |
| I've been looking at several different car insurance companies to compare rates and services. I've never had a claim in the past, but I was wondering if anyone had positive/negative ... |
|
| Which Would You Prefer NationWide, Liberty Mutual, State Farm, or Farmers for home & car insurance? |
| And Give reasons why you choose the Insurance company..pls help im trying to choose one for my home and car...pls ... |
|
 Does full coverage insur cover additional drivers not listed on policy? |
| I was told that she has full coverage on her car, which should cover me (insur) if something happened. I am not specifically "named" on the policy, does that exlude me from being covered ... |
|
 Can I still be on my parents car insurance policy if they are in a different state? |
| I live in California while my family lives in Utah. I have been on my family policy and about a year ago I registered my car here in CA. CA requires insurance (which I have, but in UT). My family is ... |
|
 What if someone never recieved a medical bill in the mail? |
| someone applied for medical insurance for they're newborn baby 2 years ago but they have never recieved a bill once. But now they recieved a bill askin for payment. The hospital went out of ... |
|
 What is your attitude to insurance agents? |
| I'm proposed to work at this work but I'm not sure that's good to sell insurences to people from the point of morality. It's about life insurance. And I have totaly different ... |
|
|  |
crzyaltego | Should you get an employee life insurance if they are already under a worker's comp policy? |
If the employee dies while working the workers comp policy pays and if the employee dies while off work then the life insurance policy pays(is this thinking correct?) |
 |
 
mbrcatz
|
If the employee dies, the life insurance pays whether or not he's on the clock. Workers comp only pays if the death was caused by work (laws vary state to state). So in some states, if you have a heart attack at work, because your arteries are clogged, and you die, yes it happened at work, but workers comp doesn't pay because it wasn't CAUSED by your work (it was caused by eggs and bacon for breakfast every day for decades!!).
So, usually group life insurance is pretty darned cheap - like a buck a week, per person. I'd get it. |
|
Doing the Right Thing
 |
Most policies at work only cover each employee up to $100,000 or 2-3 times their annual gross income. And if you leave the job or retire or get fired, you lose the coverage and you need to get one on your own. By the time that happens, you are older and your rate is higher. So, it is best to buy your own policy now and get a small policy through work. |
|
MTR
|
Kinda. If you are working when you die (as a result of a work related incident) your heirs get a percentage of your salary until they reach a certain age. After the age of majority, your kids get nothing, and yur spouse only gets money until your normal retirement age.
Life, however, pays whomever you tell it to pay, regardless of cause.
Your work comp only pays for work related incidents, although the definition may be pretty broad for work related incidents. |
|
Insurance Biz CT
|
First let me ask: Are you covered by the WC Policy? Do you have life insurance? It doesn't sound like you understand the need for life insurance. Workers' Comp isn't going to pay for the loss of a father or mother with two young children. Most Americans don't have enough coverage. The average cost of a funeral is over $10K. Since the cost of Group Term Life Insurance is so expensive, it is a nice benefit to add for your employees with very low cost to your bottom line. At least make them think you care about them. |
|
Mark Y
|
Yes. Company life is generally cheap and the odds of dying outside of work is greater for most folks than dying from a work related accident. Also, if you sign up for company life they can't deny coverage if you get sick. My advice is buy company life up to the max. |
|
Jen
 |
buy the life insurance policy, because what are that chances your going to die from anything related to work? its too cheap not to get that extra protection. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
6 | 40 minutes(s) ago
| | | |
6 | 2 hour(s) ago
| | | |
6 | 7 hour(s) ago
| | | |
6 | 9 hour(s) ago
| | | |
5 | 10 hour(s) ago
| | | |
6 | 2 day(s) ago
| | | |
6 | 2 week(s) ago
| | | |
6 | 3 week(s) ago
| | | |
6 | 1 month(s) ago
| | | |
5 | 5 month(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
