 Do you belong or know someone who belongs to AARP? |
what do they offer? Is it life insurance, auto insurance? ect?
Is it expensive?... |
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 How can I get health insurance for myself and family and pay for it as business expense without employees? |
| I'm a successful part time entrepreneur in California, but I maintain my day job because of the group health insurance they offer. I'd like to cut the apron string and go out completely on ... |
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 PAP(personal auto policy) coverage related with neighbor? |
| If my neighbor ask me to borrow my car for pick up her children, does PAP cover my neighbor?... |
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 I was recently "let go" here in Virginia. Do I still qualify for Unemployment Insurance? |
| I was "let go" in Va, but the reason for termination was, "Mr. Badu I am going to have to let you go. It seems to me that you need to find out what you really want to do in life. Go ... |
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 Why is your FICO score directly related to your mortgage insurance? |
| If you have a score that gets you 6.25% 30 year fixed rate. How can the insurance company judge your rate on your credit scores. If you have a low score, you should not get a home loan.... |
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 Do the "Owners" of a corporation need to pay WorkersComp? |
We have 3 majority stock holders that are also employed by the corporation. Does WorkersComp apply? Operate in California.
Additional Details
I know it applies to the employees, but ... |
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 Selling annuities and life and health Want to go (non-captive) need a company? |
| I have had my liscense for over a year,and I have worked for a insurance company,but I want to go on my own and become non-captive. This will allow me to gain more capital and be my own boss. But I ... |
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 I just became eligible for Kaiser HMO through my work and I'm pregnant. Lot's of questions, can't find answers? |
I just became eligible for Kaiser HMO through my work and I'm pregnant. Lot's of questions, can't find answers?
I am currently covered through medicaid. If I accept the insurance ... |
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 Doctors and disclosure? |
If you go for a M.O.T. at the doctors and let them know that, on occasion, you use recreational drugs so that they can get the full picture of your lifestyle. Is this information confidential?
<... |
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 I'm in the UK and need to insure three diamond rings - anyone know of a company that just insures jewellery?? |
| Hi everyone, I've got three rings that I need to insure for about £4,000, £5,000 and £6,000 - I wear them all day, every day. Does anyone know of any company that just insures rings or ... |
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 Requirements for life insurance policy? |
| I am considering changing my life insurance policy, and obtaining long term disablility insurance. The insurer told me we would set up an appointment for bloodwork. What tests do they do for this? ... |
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ღ♥MeGz♥ღ | Should you have contents insurance? |
Even if you have nothing of real value |
 |
 
MSAD
 |
Yes.
Consider this: you are cooking chicken on the stove. The door bell rings ....you go answer it and end up buying a box of girl scout cookies. You return to your kitchen to find the pan of chicken on the stove has caught fire. Fortunately, you keep a fire extinguisher handy and are able to put the fire out.
The fire caused damage to your stove, vent hood, cabinet and of course the pan and chicken are a total loss.
Is that the only thing damaged?
Nope
See.....the smoke and fire extinguisher chemicals get all through your house...into your vents and into every room. Odds are....you go to take a pair of socks out of your dresser drawer (that was closed at the time of the fire) and they will smell like smoke. Smoke gets into every thing!
Your contents coverage will come in - pay to remove every thing from your home (ever stitch of every thing) - clean it and bring it back. I've handled smoke claims where the laundry bill alone was $8000-$18,000. If the item can not be cleaned - your contents coverage will pay to replace it.
If you don't have contents coverage......you get to deal with all that smoked up stuff yourself.
Highly Highly recommend contents coverage. |
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ksxstitch
 |
If everything were lost in a fire, flood, tornado would you like to have some insurance with which to buy replacements? |
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Angela H
 |
Yes yes yes. I learned this the hard way. We didnt have content insurance on our flood policy (this would apply to fire or any other disaster) and low and behold a flood hit our home and we lost everything we owned. Just starting out as a newly married couple we didnt have much or at least we thought until we had to replace literally everything!! Luckily we could borrow the money and about $20,000 later we were back to normal and this wasnt buying the top of the line high tech things either this was just normal things.. furniture, clothing, etc. so dont make a costly mistake. To add contents on to your insurance is a measly cost compared to having to pay back a $20,000 loan at 9% interest!! |
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dm_dragons
|
It my mind, no. Renters insurance is the least filed claim made. It might give you piece of mind, but you already said you don't view your contents of any value. I think you just answered your own question. Save your cash for others like life insurance, auto insurance, health insurance, dental insurance, long term care insurance, prescription drug insurance, liability insurance, long term disability insurance, short term disability insurance...you get the idea. They are going to get your money somehow, don't help them out when you ahve "nothing of real value" for something history has said is rarely even used. |
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mbrcatz
 |
Well, the flip side to that is liability coverage.
If you really have nothing to lose - if your apartment burned and you lost everything, and it wouldn't bother you or set you back at all, then no, you don't need it.
If it would be a hardship to lose everything, then yes, you should spring for the $100 A YEAR, and buy renters coverage. |
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