This is so annoying, why are we forced to pay for benefits we don't need anymore. We were told that we have to wait until open enrollment until he can take me off of his plan. Benefits at my ...
I need to get a new auto policy because my car insurance expired. The insurance company wants $900 down and I cannot afford that. Is there something that I can do? Any advice would be appreciated....
We have a $600 total family deductible and everyone in our area accepts the insurance. We are not charged monthly for this insurance. I was just wondering if any other companies offer similar plans ...
My grandmother put a policy on me 30 yrs ago. She passed away a few years back and the paperwork was found by my mother. I wanted to contact the company to see if the policy was still active. I can...
I dont know if that's the correct terminology, but when your are the beneficiary of a life insurance policy and the person dies, the money you collect. . . is that something you have to pay ...
I am due in February and my doctor told me he delivers at two hospitals and told me which one was the better one. He said I needed to get a quote from this hospital and then get a quote from every ...
ok I see a lot of primerica agents in insurance questions like they know what their talking about here's a question an don't say buy term invest the rest it doesn't make sense every ...
Pls anybody can tell me which is the best insurance company in new york new jersey and connecticut to sell commerical insurance, business policy, workers compensation etc which company do best ...
My husband and I would love to plan for early retirement in a few years - the one obstacle seems to be health insurance. Neither of our employers provide health insurance after leaving the job (no ...
iswaswill
Should your health insurance premium be cheaper if you don't make claims against it and keep your health?
Or is that just because your were lucky and you should be willing to help others who were not so lucky?
I pay $4000 a year for the plan Hillary wants to give to the American people!
No, I don't think you understand how insurance works.
Ambivalence
And then when you actually do get sick as all of us do at some point, your premiums go through the roof?
No thanks.
binky74
I'm not sure about your question. Health insurance rates don't go up or down because you do or don't file a claim. They base it on a regional/national average of expenses of everyone in that plan. It is also dependent on your age, location, previous health history, etc. Your state controls the cost not the federal government. I think the same things goes for auto insurance. You can live in the rural parts of Georgia and pay $50 less a month in premiums, but if you live in the middle of Atlanta, you are charged probably the highest premium. The insurance is based on an actuarial formula (no one knows what that is by the way).
anne c
yes, but Hillary's plan will leave out certain essential needs for most people, and will prohibit our choosing our doctors and what services we may receive, while allowing politicians in Washington to choose for themselves where they go and what they get. That will be the VIP Dem's healthcare plan. Sorry, you don't qualify.
Fatboy
Your premiums should be lower if you have less claims, and that should hold true for health and auto/home insurance. However, those that don't use their insurance (file claims) are forced to pay the higher premiums to offset the filthy rich insurance companies costs for those that do file claims, as well as to cover lawsuits by some of those filers, and to fill the insurance companies' pockets with profits.
With Hilary or Obama, all the honest hard-working Americans will have to pay for the lazy, and then some.
steve
way would i need health insurance if i never got sick or never used it