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 Buildings cover - How much do I need?
I'm looking for home insurance and one of the questions is how much buildings cover do you want? This is in addition to the value of your property question. I thought they were the same answer?<...


 Are there any legitimate insurance companies out there that you can work from home w/o paying big $$ to do it.
Looking to work at home as an insurance agent - I have a liscense but I don't want to do any MLM thingie or spend a ton of money buying crappy leads for a company that promises the moon and the ...


 Health insurance for pre-existing conditions?
I'm 29 years old and had reconstructive urological surgery as a child and have had to be closely followed by a urologist all my life. I'm originally from Canada, but have permanent ...


 Health Insurance question....can an agent answer this?
I'm shopping around for health insurance and a question that is asked is about being a smoker. I quit almost 4 months ago. Some only ask, "Do you smoke tobacco...yes or no", others ask,...


 What do you think of this proposal to replace our health care dilemma?
First of all I think we can all agree that our "for profit" system we have now, must and will be replaced. Now, how about this?
1. All workers will pay in let's say 2% of our ...


 I inherited a life insurance policy how do i check to see if its real?
they say send them legal fees and they will send me the fund
Additional Details
i am the benificery they say fees are for the signing of my name also were can i check for ...


 How investments is better in insurance than in share market & mutual funds?
if person invest in insurance and he invest which is safer for him to invest....


 What right does my Mortgage company have to lay hands on MY Homeowners Ins. Claims check?
I had a house fire and my mortgage company is giving me the run around about sending me my First Draw, after I’ve done all they have asked.

It appears to me, this is a scam by mortgage ...


 I lost my work keys, and paid for a locksmith, am I eligable to claim it bk from my company as they have ins.?

Additional Details
the lock cost £90 to change!!...


 Do i need to get a car insurance if i'm gonna practice how to drive?
...


 I'm looking for a health plan, with low monthly payments?
neither my or my husbands job offer health insurance, so we are looking into private plans like Blue Cross Blus Shield. I am 28 and hubby is 29 and we have a 2 year old.

The quotes we�...


 Insurance claims?
Anually, what is the value of insurance claims due to water ...


 How can the insurance companies guarantee a minimum of 5%interest in their annuities?
...


 The doctor bills?
Me and my husband have independant insurance. We pay 300.00 a month and that is with maternity. Now the doctor says we have to pay the entire doctor bill before May so that is 500.00 a month. They ...


 Does insurance pay if your car need to be repair in the repair shop? ?
The car was accidentally hit in the wall of my own garage... And it really hit a bit bad in the other side of the car...

My question is if i bring my car to a repair shop to make it to be ...


 In an adventure tourism business, is self-insuring a bad idea?
Safety is a number one prioroty and has never been an issue. We have a 100% track record....


 My friend told me that you can get car insurance cover letters from some garages.?
Anyone have more information on these?
Additional Details
Yeah apparantly some garages can give you some cover letter which are legit and cover you in the event of an accident, only its ...


 What sort of Life assurance / mortgage cover do i need?
We have an interest only mortgage and need to get some kind of cover for life insurance / endowment or mortgage assurance - we have no idea what to look for - we want it to pay off the mortgage ...


 I need a life insurance policy that is affordable for my mom who has cancer?
I do not have alot of money and I am trying to find a life insurance policy that I can afford for my mom. Sha has cancer in her throat and I can not find an insurance company that will give her ...


 I want to start selling insurance and quit the current job that I have.?
Should I just quit the job that I hate (lol), and start with the insurance, or do the insurance on the side while i have this job then quit when i have clients built up?????...



Kat
Social Security Question?
Can my mom get on Social Security Disability after she had her total knee replacement? So far she has been turned down by AARP, and other insurances. My mom has high blood pressure, and is a little over weight. She has had lost a few pounds after her gallbladder surgery (that is why they are turning her down). Do you think Social Security would turn her down? I just hope not. I just feel so bad for her. She's in her late 50s. If that helps. Be honest, Thanks!
                     
 




Zarnev
Rating
Probably not. Can she still do the same job she did before? Is she able to work any job? You are only considered disabled if you cannot do the same or a similar job. I would guess that with the knee replacement she is in better condition than she was before. However, if she is unable to work then she will probably qualify for disability. She'll need to contact the social security office to find out.


imsety
Rating
Yes your mother can receiver SSI from the Social Security but she probably need a lawyer to help her.


TedEx
She can apply. Now, let me tell you something. There are those who say you need a lawyer to apply. This is crap.

A lawyer is useless until.after you applied and were rejected! So, go ahead and apply, and good luck. You will need medical documentation of the reason for your claim. if you apply.
Here's their web site. read it first.


Granny 1
Rating
They will turn her down first time she applies, they do no matter what. If she can prove she is totally disabled( meaning she can't do any job ) What does her Dr say? You can apply on line or go to your local office.


Phurface
A person's eligibilty for Social Security/Supplement Security Income disability depends on several factors. So, let's begin: First and foremost, an attorney IS NOT required just to file the application. Person's are NOT automatically denied the first time they file for benefits.

To be eligible for Social Security disability, a person must have worked 5 out of the last 10 years to be insured for disability. There are a certain number of "quarters of coverage" need to be insured. Quarters are based on a person's yearly earnings and the amount to earn a quarter changes each year.

The next requirement is the person must have a disabling condition that is expected to last at least 1 year. After applying, an interview would be conducted either via telephone or in person at a local office. We would gather medical information, the circumstances of the disability and earnings. Military service could also be an issue. After determining if the person is insured (has worked long enough), we would send the medical information to a Disability Determination Service (DDS) in your area.

This is a group of physicians and other medical experts that look at cases and decide whether or not the person is disabled according to Social Security rules. That decision is returned to the local office for further processing, either to allow the benefits or deny them.

SSI is a little different. In addition to meeting the disability requirements, the interviewer would ask specific questions about your mom's assets, resources and income. Some can be excluded: the house you live in and the property it is on, 1 vehicle. Any assets, resources, and income coming into the home can directly affect SSI eligibility. This is because this is a needs based program for persons who may not have worked enough to be insured for Social Security disability.

To make an appointment to file the application, call 1-800-772-1213 7am to 7pm coast to coast. The agent you speak with will make an appointment for her either to visit a local office, or to have someone in the local office call her on the phone at a specific day and time.

You can find more information about Social Security disability and SSI at www.socialsecurity.gov just by researching the issue or even downloading publications.

Good luck!

Social Security employee 18+ years


mbrcatz
Rating
Is she disabled? Did she pay in to Social Security 4 of the last 5 years? If she paid in to it, and her doc says she's disabled, she can apply. But the doc doesn't make the judgement, the SS office does.

If she hasn't paid into it directly (she can't go in under a spouse, for example), she cannot collect disability benefits.


John m
Rating
SS Disability depends on a Government evaluation that she cannot perform ANY job. Most likely they will turn her down. After that, she should seek the advice of a lawyer...that is, if her Doctor declares her 100% disabled. If not, she should try some kind of job retraining or partial disability or something like that. Remember that once on federal disability for 24 months, she will qualify for Medicare on the 25th month. This would be to her advantage.

I wish her well.


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