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 Does anyone know how to get help with excessive medical bills?
My friends mother is un-insured and she got sick and was in our local hospital and was air lifted to Erlanger Hospital in Chattanooga, TN. Are there programs or groups that could assist her with ...


 If we have been told we have black mold in our central heating and cooling system will home owners insurance -
cover it?...


 Umbrella insurance: what does it cover?
I'm specifically concerned with my wife's candle making craft.
She plans on selling a few candles to family and friends. Very small operation.
If one of these people burn their ...


 Advice on buying life insurance?
A Primerica/Citibank representative visited with me on yesterday and gave me her spill on buying life insurance. Does anyone have any experience with this comapny? How would you rate their services,...


 If the market falls down where does the investable amount goes actually?
...


 Does another person's insurance have to repair your car in an accident despite your car's value?
I understand that if a person gets into an accident where they are at fault, the person's insurance can total out their car if the damage exceeds the value of the car. I want to know if a ...


 I have a health insurance question.
I am planning to apply for the HIPAA plan (Health Insurance Portability and Accountability Act) and it comes with a $25 co-pay and $2,500 per year annually.

How would I figure out the ...


 If I sell a $1000 auto policy and my commission rate is 25%, does that mean I get $250?
I have my P&C insurance license and a potential employer told me my commission rate will be 25%. I'm new to the industry and I don't know how the commission works.

So, if I ...


 What is the average insurance cost for small businesses?
Sole P...


 Long Term Care Insurance Question?
I have signed up for it through my employer and it is appx. $80 a month with inflation protection for $200 a day coverage through John Hancock. Anyone else have it? Is it REALLY worth it? I met ...


 Whats a good life insurance that you can pay throught your bank account?
...


 Which is the best family health insurance policy in India for a middle class family.?
...


 Can a hospital refuse a patient without health insurance when the paitent is not pregnant?
I recently lost my job and I do not have health insurance. I have been paying to go to the doctors. I currently can not afford to keep going that route. I have a child that I believes has a U.T.I. I ...


 Car health insurance...?
Why does car health insurance not exist I mean if it did then you would just pay a premium and then when you took it to a repair shop the insurance would cover it....


 What do I do if my employer is deducting insurance premiums from my check but not paying the insurance? Can I?
...


 Insurance- is there anything I can do?!?
Long story- I will appreciate if you read it-
My husband was in the hopsital last summer becuase of a mold allergy (from mold at his work). He was in for 14 days and in very serious condition. W...


 [Health Insurance] What is the difference between "deductible" and "maximum out-of-pocket expense limit"?
[Health Insurance] I dont exactly understand how both the terms apply to my expenses towards a medical care. I am talking about Physican and Hospital Services in particular, rather than Preventive C...


 Anyone bought a trampoline, put it up and then have an insurance company demand you take it down or drop you?
Insurance company has demanded trampoline come down. Saftety nets, adult supervisor followed to a "T". Spent good amount of $$$ on it! Been up for less than a year. Under warranty. Anyone ...


 Have you screwed up more than me?
I wrecked my car twice in 1 year, that sucks, 2000 ford mustang GT, hot rodding is not wise people, what should I do, I have a job but deductibles, and insurance have eaten me up within the last 12 ...


 Car insurance your policy was canceled on june 3 2008 at 12.01 i had a accident on june 3 2008 at 2.41 p.m. d
...



justice
Some say get rid of the unions, so you are willing to lose 40 hour work week, paid vacations, medical ins.?
safety rules, your pay scale?

You have forgotten that you can not take there's without them taking yours.

I'm going to suggest that those of you who hate unions have NEVER had to work for a living. You do not know what is is like to work for a Corporation that would KILL you for 50 cents. Have never had to work 50-60 hour weeks as your back or shoulder is being destroyed. Or had your right hand stay so numb that it no longer felt like your own.

I've dug ditch's in the mud, I,ve have shingled roofs, I've worked as a security guard, I've poured concrete.

Not one of these jobs even came close to the hard work of a UAW factory. Those people have earned every single penney of what they made.

You force them to take a cut, and you will have to take a cut.

True numbers. Ford was building 95 cars an hour, lines ran 100-120 hours a week every week for over 5 years. According to Ford There profit averaged $6,000 a car after taxes.

That is $3,260,400,000 clear profit per year from 1 plant.

Why shouldn't I expect to draw my retirement?
                     
 




mbrcatz
I've worked since I was 15, and never for a union. I've always had full work weeks, some OVERFULL, always had paid vacations and benefits.

Unions have outlived their usefullness. Just look at all the abuses of the big union head honchos living off the "required" dues.

Non-union auto plants can make profits still, but their employees cost about 1/3 what union auto plants cost.

So, you'd rather drive the employer out of business, than take a pay cut?

Newsflash. Very, very few employers offer pensions any more. That's because, with the exception of government which will just raise taxes to pay for it, they can't AFFORD pensions. If your union drives your company bankrupt, you're going to lose your pension, AND retirement health benefits.

You wonder why jobs are being outsourced outside the USA? That's because American workers are too damned expensive to hire, at $30 an hour, and $2000 a month in benefits, and that $2000 a month in benefits to continue for 25 years on average after they retire.

I don't know ANYONE who's saying it's a cushy job, in a UAW factory. Although there are plenty, that say working for the union higher up gets you six figure salaries, and seven figure benefits. But you have to run the numbers.

I've NEVER bought single stocks from unionized businesses. And I've never bought any large cap mutual funds, because of their heavy investing in union businesses. They just aren't PROFITABLE enough to make it into MY portfolio. If you think they are, then buy the stock of your employer - put your money where your mouth is.

And don't confuse GROSS profit, with net profit - that $6,000 for each car, has to pay for all those retirement benefits, overhead, and taxes. When I look at the financial statements Ford files, it sure doesn't look like $3 billion in profit ANY year, let alone $3Billion in one plant.


golferwhoworks
Rating
you should get your retirement. the people on the lines make more per hour than their counter parts who's company's show a profit. So who cares if any of the big 3 go under


james m
Mbrkatz is right on the money...without a union.

Great answer.


MSAD
I work for a living.

I work very hard for a living actually and I have earned every penny I make.

I do not have and never have had a union.

My employer offers a 401K and pension. I have health insurance as well. I get holidays and paid vacations. All with out a union.

But I also have a college degree. So my employment options are not limited to unskilled and/or manual labor.

I don't see what this question has to do with insurance?


Insurance Pickle.com
There are LOTS of successful people and successful companies without an added layer of cost and beuracracy.

Do the math...it probably cost the car companys $200,000,000 a year to pay people they LAID OFF!!! How many cars need to be sold just to pay those folks?

AND, more importantly after these people made ~$60,000 a year doing NOTHING for two year how motivated and educated do you think they were to actually do something for the same or even less money?


jose l
Rating
yea i feel safer when some jack ASSS takes my union fees to represent me an then he doesn't no tanks i'll take my chances by myself unions have no real power corporations often find ways around union contracts an has for union pensions they're a joke in a couple of years when more an more people retire they'll see there's no money for them an i have worked 100 hours a week an been injured unions ha that's a joke


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