 UPS smashed my shipped plasma tv. How can i sue without using UPS insurance? |
| I always send plasma tv's from my retail store through UPS with no problems. This time, when a plasma arrived, the entire package was messed up. I am not talking about just the plasma, but the ... |
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 Can I own two life insurance policies in the same time? |
Do I get payment from both insurance companies depending on how many I insured or it will end up no one pays the bill?
Currently I have a life insurance and long-term disable policy from ... |
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 Home insurance claim??? |
Does anyone know if you can claim on your house insurance for lost jewellery? My boyfriend has lost my engagement ring!!!! Just wondering if the home insurance covers it?
Many thanks!!... |
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 Can you force a health insurance company to keep you insured? |
| I am a student going on 25, and I have health insurance through my parents via their employers. At 25 my health insurance company will drop me. If i have a chronic illness that requires medication to ... |
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| Insurance coverage question....? |
| I have just health insurance. I do not have dental coverage. I desperately need my wisdom teeth extracted (they are coming in). Would regular health insurance cover this surgery or not? And in ... |
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 Health Insurance? |
| My fiance has medical covered at his job, but i am always afraid that he might lose it, or that we won't have medical when we need it. I'm not on his medical yet, but as soon as we get ... |
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 Vision or dental insurance? |
| should I get vision or dental insurance? I can only choose 1 from my employer because it goes by a points system. i have glasses and contacts for my eyes and i also have a dentist that i go to ever ... |
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 Pregnant/Health Insurance question? |
| I recently just found out that I am pregnant (6 weeks!). I also just found out that my department, including myself, may be getting laid off due to a recent merger. I know about COBRA but it may not ... |
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 Im confused. Im signing up for supplemental life insurance through my employer and the provider is metlife. ? |
| They are offering that as well as voluntary AD&D. The AD&D says it pays benefits in the event of death due to accident or disabling injury. So are they saying that if my death is a result of ... |
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 Why play sick when you're about to be laid off? |
| I'm from Europe and can't understand why somebody in America would do this. I saw it in a TV series where a woman was expecting to be laid off and this prompted her to seek expensive ... |
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 If you were injured 5 years ago can you still sue someones homeowners insurance? |
Additional Details
The deal is that i hurt my lowerback lifting a cement bag on my brothers,father-in-laws property,and a bunch of my family members thought that it just wouldn't ... |
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 Insurance scam.?? |
| I believe that my insurance company is trying to rip me off by not paying up a reasonable amount to re-imberse me for a flooded kitchen.. They have offered a derisory amount and don't seem to ... |
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| HELP! Car Insurance!!? |
| I know theres no "cheap" car Insurance... but anyone know any Insurance that an 17 year old can aford.. ill be 18 in a week... but some people want up to 5,000 every SIX months! i have no ... |
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 How do I become an Insurance Agent? |
| I am only 18, I know young. And i will be graduating this year. I live about an hour from Chicago and would like to be hired by a company there. I am debating about going to college, but my ... |
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 Loans and insurance ? |
| Got a letter today about the bank not having proof of insurance on my car which I paid for with a loan. It is dated the 19th, today is the 27th, so I got it 8 days after the sent it. It says they�... |
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 Are you as astounded as I about the bailout of AIG? |
I know its an economic move that must be done, but it annoys me that taxpayer money is used to rescue a situation created by irresponsible deg regulation and greedy selfcentered crooks.
A... |
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 What does Term Life Insurance mean with no surrender value? |
| If I had a 15 year Term Life Insurance at $100,000. with no surrender value. What would it be at the end of 15 years. Can I collect the full amount on this type of insurance?... |
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Bear | Starting insurance business? |
I want to start selling P&C and life insurance but dont know which companies should i work for. Can someone tell me teh pros and cons? and should i be a broker? |
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shutdonw
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For P&C I would get a job working in an existing office for a large carrier like Allstate or State Farm. For Life You should check out New York Life, they are widely considered to have the best training in the business. Keep in mind only 2 out of 10 agents survie the first year in the life business. The P&C route would give you a salary as you learn the busniess. A broker has to have a much higher level of knowledge than a new person in the business. You could become a broker after a few years in the business. |
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troymariner
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Gee, you really picked a hard business to get into. My advice is to see a multi-line agent (life, health, home, auto, etc., etc.) near you and ask his recommendations. |
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mbrcatz
 |
No. You should walk into a local, independent agency, and ask them to please take you on as a producer for 5 years, for a commission split, so they can teach you everything you need to know, and you can see the pros and cons for yourself. |
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Tom Larsen
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Find a mentor in this field that is near you - someone who can teach you and make you grow. This is a great business and one few people understand. I am on the P&C side and as long as you are pro-active with your customers, you keep getting residual income after only making the sale once. |
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lotus_elise_81
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It depends on what you want to do. Brokers act for the client and advise them on what kind of insurance they need. I would expect that there is a certain amount of training required to fill this role. On the other hand, agents of insurers (who are not underwriters themselves) are basically just a sales channel to push product without requiring any particular expertise except an understanding of the product they are selling.
You should also check what laws may apply to regulate these activities. In Australia, we have quite extensive requirements around holding licences or being authorised by someone who holds a licence, and also around the management of conflicts, disclosure of remuneration, requisite training, documents required by law to be given, trust money etc. If you just jump in you may find later that you are in breach of relevant laws in your jurisdiction. In Australia, at least, penalties can be quite severe, including jail time, hefty fines, and a lifetime ban from engaging in financial services. It is worth checking this angle out to a) avoid any penalties and b) to see what your initial expense may be in complying with any regulatory requirements. |
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<princessly correct>
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takes alot of motivation |
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Joelsz
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no |
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