What can freelancers do for individual health insurance? |
| I have my own little freelance job that I do for cash. I'm not married and not a student, so I find myself without any medical or dental coverage. I'm just looking for coverage for ... |
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Insurance question.? |
I turn eighteen in Sept.
I wrecked my first car [a Hyundai Elantra] on July 4, 2007.
Now I have a Ford Explorer Sport.
The wreck upped my insurance obviously, but I don't know by ... |
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Can i cancel life ins. policy and get money? |
| have had policy for 25 yrs. and it is a 25 thousand dollar ... |
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Whay is it the government feels it has to aid dead beat homeowners? Can't pay morgage? Lose house!? |
| President Bush outlines plan to aid people who may lose their house because they cannot pay their mortgage. Many people actually bought a house they could afford, where is the aid for responsible A... |
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I am an insurance agent, and I'm trying to find an avenue to write Life Insurance on an 80 year old male? |
Know any companies? Preferrabley a "gauranteed issue" type of deal, I'm not sure his health is so good...
Looking at something around 10k face amount, pretty much just a ... |
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Can a 17 yr old sign an insurance contract in nc? |
| my 17 yr old daughter got her own ins. on my car without me knowing and now found out she has to pay 260 a month is she legaly responsible to be held in this ... |
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What kind of health insurance should i get? |
| I just finished college and work at a job that does not pay for my medical or dental insurance. I am perfectly healthy right now, but you never know what can happen, so I want insurance. I am ... |
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New Homeowner Insurance Policy---QUESTIONS!? |
| my husband and I have found an "older" mobile home, and have been preparing to buy it. We got all the way to the insurance and found that the first yr. has to be paid in full as the "... |
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How do you become an insuranse broker? |
| I have a Health and Life license and have been a captive agent for an Insurance company. I want to expand and have the availability to offer clients many different options/prices instead of just ... |
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Should i get home insurance as a home owner or a rental ? |
| i own a house and i rent out part of it . i pay about 925 per year. i am moving out of state should i switch to "rental property" rather then owner occupied insurance ? which one is better ... |
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Contract phone broken, no insurance? |
| I've been on my 18mth contract with o2 for 5 mths but my phone is pretty much broken and I'm in dire need of a new one. I don't have insurance. will o2 give me a replacement (of any ... |
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What is a cheap car insurance company in Arizona? |
I'm looking to find a cheap insurance company to insure my car in Arizona. I was paying 116 a month for it at the general and I was wondering if anyone knew of a cheaper place. ... |
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I am separated from my Husband. Can he cancel my health insurance? |
| I recently separated from my husband, I am covered under his health insurance. ( Blue Cross Blue Shield) Can he cancel my health insurance? I heard somewhere that he couldn't. Is this true? I ... |
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How can I help my wife and family manage my life insurance benefits after my death? |
| I have about $1.3 million in life insurance benefits. My wife is not very good with managing money and I'm worried that if something should happen to me, she will run through it in a few years. ... |
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Which is Best health insurance policy in India for individual? |
| So far I have learnt that Reliance healthwise is a pretty good policy. Are there any better policies in the Indian Market for individuals. There are some active groups offering membership plus health ... |
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Does Yahoo Answer provide Health insurance for every individual in here? |
Yahoo could be sometimes traumatizing. LMAO
TREATMENT For people with:
Psyquiatric problems
Psycological problems
ANGER managment
trauma because of account ... |
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Me | Starting life insurance in 20,stupid or could save your future? |
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Doing the Right Thing
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Well, you probably don't understand the reason why you got it. But I'll tell you this: you made a good choice. Because, as you get older, your premiums goes up each year you wait.
I bought 30 year term insurance at age 22 with $250,000 coverage. I pay almost $29/month. If I become terminally ill for 6 months straight and expected to die soon, I can use 40% of my coverage to pay the premiums. Why I bought life insurance? In case I die, my parents would not have to worry about funeral costs and they can use the money toward retirement. If I get married in the future, I can add my wife to my policy as a spouse rider (then child riders, if I decide to have them. lol).
I also started investing into mutual funds and put away $100/month into my IRA. I'm hoping when the 30 year term ends, I will have plenty of money in my IRA and that I don't need life insurance anymore (or not as much). Hence the phrase, "Buy Term and Invest the Difference."
I hope this is what you did or something similar. If you have something called cash value, you need to get rid of it (because if you die tommorow, your beneficiary will only get the death benefit. The company keeps the cash value) |
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Joe
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If you have no children, and are not planning to have any soon, you probably do not need life insurance. If you do buy insurance, buy term insurance. If you want to invest money, put it in a mutual fund or in the bank, not in a whole life insurance policy.
See this link: |
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Frank Castle
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If you are single and without children it would be wise to buy life insurance for your grandparents. (All of them)
After one of them dies you can use the money to buy life insurance for your parents (Both of them) |
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dreamscorporation
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getting a life insurance cover is pretty easy with a good plan
however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,
a good place to start in my humble opinion is:
http://umgarticles.atspace.com/insurance.htm
a couple of years ago I took such a plan, however I made some errors, luckily for you they are all tackled in this article so you cannot make the same errors that i did! ... I only wish the internet was around at that time!
good luck |
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S - T - A - R
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It's realy good for you. And another way, u r learning to save money, with your future.
I started in 23. N now I think it was a real gud decision. |
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*suga-pop*
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could save you that is about the age i got mine... |
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just asking
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Definitely will save your future. |
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road
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could save your future. |
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