I could just ughhhh!! Now I'm planning on getting a new one. But I'd like to insure it. How does that work and what if I lost it AGAIN?
Do they cover loss also? I am so dumb lol....
my long term disability income insurance policy is set at 60% of my salary covering through age 65 I also have a short term policy that covers me until that 180 days is up and the long term kicks in, ...
Alright, so I am covered under my dads company insurance for health and dental. He has insurance by Aetna, and I was planning on moving out soon. So, I was wondering, if I go to school full time at ...
I started my whole life plan about 10 month ago, paying >300 a month. I am now kind of rethinking what I am doing, feels that really does not worth it. Should I just stop the plan and lose the ...
I have $275.00 a week deducted from my paycheck for health insurance coverage. Our company is slow, dropping me to 20 hours a week. I want to cancel my policy. This is money that they TAKE from my ...
I was hit by a driver going only about 10 miles an hour, no damage done to the back of my car, but I did have my kid's car seats in my car (they were in them) and I cannot find on the net if the ...
I left my job several months ago on 5/8/07 because of personal problems with the owner of the business. I told my former employer I wanted to have cobra insurance after I left 2 weeks before my last ...
I'm 22 y/o single male with about $100K debt between school loans, car payments and general credit card debt. I make about only about $50K/ yr as of now but I want some sort of policy for my ...
I have worked in customer service for 5 years on the phone. When people call in, they never have their account numbers. They are always on their cell phones driving with their windows down, yelling ...
I want to start selling P&C and life insurance but dont know which companies should i work for. Can someone tell me teh pros and cons? and should i be a broker?...
My daughter is pregnant and is covered under Kaiser through my plan at work. If I assume grandchildren are not covered by my plan at work (I don't want to tell them just yet), will this ...
This is going to sound crazy but try to stay with me here. I'm 17 about to be 18 and I live in Michigan. I'm going to be going to college in Lima, Ohio and will be driving back to ...
iris
Starting my own practice (swedish massage). What kind of liability insurance to get?
AMTA (American Massage Therapy Assoc) offers insurance if you join their group. It runs about $235 per year plus a small Chapter fee based on your state. It's very inclusive coverage and more than you will probably need.
http://www.amtamassage.org/InsCoverage.html
aires69uk OFFICIAL
If you work from premises you will need a package policy - a Shop Package policy would probably fit the bill. If you are going to be working from home however then you would only need a Public Liability policy. Pick up the Yellow Pages and call a local broker for a quote.
Nico
You'll probably need to look two places. A professional liability policy is normally available through a professional organization , such as the AMTA.
You'll also need a package policy of some type which will depend on whether you work from home or lease a space from someone else. If you are responsible for the premises then you will be exposed to people tripping, falling, etc and want to cover yourself in case you get sued, especially for negligence. It sounds like you may qualify for a business owner's policy (BOP) which is available through most insurers.
Don't forget to make sure you're covered by your auto insurance as well. Most personal coverage excludes business use, so if you're planning to drive to clients' houses to perform your service you'll want to add some type of auto coverage too (business rates on auto many times are cheaper than personal rates).
You'll want to contact an insurance broker in your area to find out exactly what is available in your state. Hope this wasn't too overwhelming. A good broker will make finding insurance pretty painless.
ella
now for a sensible answer - you need public liability and professional indemnity insurance. speak to a good commerical insurer they will be able to advise you and may even be able to do your building and contents insurance on the practice.
The silent pen
Do you do a virtual massage? I ache all over. Nothing porny just a rubdown?
MICHAEL L
Anti cold hands insurance
Rolyn R
You can insure against erections but you will quickly lose your no-claims bonus.
csicairos90
Wow, this was very helpfull! I'm just starting off as a MT and was unclear of what to look for.
Thank you.
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