 How do you get health insurance if you have a pre existing medical condition? |
| I have a pre existing mental illness that is controlled very well with medication, and I am a productve, very educated, young member of society and otherwise healthy person, and NO insurance will ... |
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 Bank Forced Insurance? |
| My bank has forced flood insurance on my mortgage payment and line of credit cos my neibourhood is consider to be in a flood zone now . Now my mortgage payment and payment of my line of credit is ... |
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 Insurance Settlement is it fair? |
| My wife was in an acident, received hearing loss, weakness, and stiffness injuries. She can not go to movies or concerts because the noise hurts her ears. Her left side has weakenss and she can not ... |
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 Will my homeowners insurance cover this? |
| I left my mac powerbook on the workbench in my garage. When I pulled my motorcycle into the garage, I knocked it off onto the floor and broke the screen. Is this kind of thing covered by most ... |
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 You take out a life insurance policy on someone, they die within days, do you still get the money? |
| I recently learned my mom has a lot of policies on older family members & trying to figure out how it works exactly...... |
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 I was hit while riding my bike by a driver high on meth. He has nothing to his name- am I able to recover $$$ |
| The driver has crappy auto insurance and nothing to his name (he's a meth addict). The DA called to notify me that they will be charging him with DUI as well as Felony Assault. I ended up with ... |
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 I need an insurance plan... any suggestions? |
| I am currently under my husband (he is a Deputy Sheriff in North Carolina), and I am a full-time student. I need a plan with no deductible (I have monthly prescriptions, so I always need to be able ... |
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 I moved from one city to another same state ,does it effect my auto insurance rates? |
| is it better switching to cheaper one..what happens to all the money i am paying for this insurance if i switched to another one?... |
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 Do you get health benefits when you work full-time? |
| Is an employer required to provide health benefits for a full-time employee?... |
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 Looking for Disability Insurance? Where should I start? Any suggestions of good proviers? |
| I have recently became a independent consultant and am looking for getting a Disability insurance. Would like to know the experience of other people who got disability insurance privately like me.... |
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 Traffic ticket and insurance? |
| Can a single, unmarried, never been married before man with no kids who has had some speeding tickets in his life (80 in 55 or 65MPH zone) still have auto insurance?... |
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 Making an insurance claim? |
On Saturday I was the victim of a robbery where I was hit over the head with a baseball bat and had my gold chains stolen.
After the attack i went home with the intention of cleaning ... |
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 Can we do away with the current income system and come up with a national sale tax? |
| a tax system to be fair to all. people and business rich, middle class and poor with no exemption at ... |
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 How much do you pay for car insurance? |
Tell me your age, gender, car insurance agency, any tickets, driving experience years, and lastly how much do you pay for your car insurance. Just want to see some comparisons by fellow Yahooers.
<... |
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 I got an email saying that someone died in 2002 that had me on their insurance policy, and was for 6 million? |
| i don't want to write them because they might ask for infromation that they might use to con me or something what should i do.... |
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 Would my insurance cover weight loss surgery? |
| I am 20 years old and I weigh 215lbs and my BMI is calculated to be 38.1. I was wondering if my insurance would cover a type of surgery for weight loss. I have Tricare under my dad's name, and I ... |
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 My Condo wants to be named as additional insured on my condo policy. ? |
| What does this mean? Also, do they share in an award if I sue someone under my condo policy. I live in Florida.... |
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 How much is workman's comp insurance? |
I am starting a new company and I have (5) full time and (3) part time employees........
The company will gross just under 100k....
I would like to know what the cost will be.<... |
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 Help!! Caught in a 3-way with my dentist, finance company, and insurer!? |
| This is very complicated. Can anyone help? I was informed by my dentist that I needed 4 bridges and that my insurance would not pay for it. So he had the financing coordinator come in and she filled ... |
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salmex | State Farm vs. Farmers vs. All State? which is best? |
I am seriously considering becoming an insurance agent for State Farm, Farmers or All State, but I don't know which company is the best choice for me, I am bilingual in Spanish, so I am looking for a company that is going after the Hispanic Market. I have heard some bad things about Farmers, so my decision might be State Farm or All State.
Nationwide is doing a great advertising campaing in the Spanish market, does anybody know if they offer agency jobs. I am open to other suggestions. Any help/Suggestions is very much appreciated. Gracias |
 |
 
Ron
 |
I am an agent of Nationwide so this will be a biased answer. Go to joinnfn.com and read about their marketing plans to expand their market. With the products they offer, they are highly competitive with not only insurance companies, but investment companies as well. If you really want to expand your business, all the tools are in place at Nationwide.
Ron, ChFC |
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Warrior
|
Allstate is certainly not the best insurance company out there. On the contrary it is one of the worst. Allstate and Farmers are probably the worst insurance companies out there due to their claim denying and lowballing. Of these I would consider State Farm or Nationwide.
Make sure to review the following sites |
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sdmr41
 |
Currently a agent of Sate Farm .... and close friend is a Allstate agent. As you know the market is very fierce compition. I love state farm...but you do not technically "own" the book of business where as Allstate you own the book because you buy the book of business so it would be yours to sell. State Farm offers great programs and very satisfied with the position I'm in. |
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car
 |
I used to work for Statefarm and I loved the company (just not the agent I worked for...lol) they offer good programs and good training as well as support from upper management. It might be worth investigating the options in your area. However, I might be a little biased.
No matter which company you are looking at, check and see if they are writing all lines of business in your area, and if they have ever stopped offering any lines in your area. There is nothing more frustrating than not being able to offer services to customers, especially when you're starting out! |
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Amy
 |
State Farm, Farmers, Allstate and Nationwide are all companies in which you would be a "Captive Agent" meaning you can only write business for their particular company.
A suggestion...look into an Independent Agency. In general, they are more work but you would make more money and you have the opportunity to shop from many insurance companies including Allied (the independent agent side of Nationwide) and Allstate's independent agent side, as well as The Hartford, Safeco, AIG, Sentry, Progressive and the list goes on. You must be appointed by each company which can be hard if you just start out yourself but you can buy part of an independent agent's book of business or if you have the funds, buy the whole agency.
I am an independent agent myself and my in-laws started the agency 13 years ago with just one company and now they have built quite a legacy. It is great being able to offer your customers many different options, not just one.
Good Luck! |
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Aaron J
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Good luck!!
With all these companies you are captive! Meaning you can only write within the company. Which at times gets a little hairy, because no company is cheapest in all lines.
Farmers has high diversity and multi-policy discount, with descent prices (especially in commercial lines). The only thing is there motorcycle insurance sucks!! They offer a lot of help to new agents that others do not. Such as matching commissions, office subsidy, employee assistance (reimbursing your employee's salary) they offer these for different lengths of time, with different limits for the first few years as careering agent.
With my experience independent agents say it's best to be independent, but starting off you might join with a company, for the support.
As for Farmers having a bad name, Farmers and State Farm are often confused. I have found, they both have those who hate them. If you do your checking you will find of the Katrina claims, State Farm and Allstate held more than 50% of the housing market followed by Nationwide, a lot of people are mad about that! So make sure of your sources, any bozo can make a web site and say pretty much whatever they want.
Good Luck... |
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