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Pina Colada | State farm car insurance? |
recently i got my license and am now added, without charge, to my parents' car insurance. i'm 23 and from texas. my question is, if was to get married, would the company drop me off of the insurance?? i'd really like to know any info pertaining to this...i already called, but couldn't talk to anyone right now, so any knowledge would be great. thanks!! |
 |
 
Wendy S
|
There's alot of different factors that can affect the answer to this question. Whether you are male or female, whether you're currently an occasional operator, a primary operator and/or a named insured on the policy, whether you'll be living with your parents or not, which State Farm company your parents are insured with (State Farm Mutual or State Farm Fire and Casualty Company), your fiance' driving record - the list is long.
I really wanted to be able to answer this question for you, given that I was a State Farm agent for 15 years before retiring. Unfortunately, without more information it's impossible. I'm afraid you'll have to wait to speak to your agent so they can look at the policy and ask the right questions.
Oh, and for the person who said there was no way your parents' aren't being charged - if you are listed as an occasional operator on one of their cars there may not be a charge.
Good luck! |
|
xxxxxxx b
|
I dont think that state farm is checking the wedding blotter so they would not know you got married unless you tell them.
DOnt until you get a bit more stable. The only problem that I see is if you change your car's registration to your new (married) name and address.
I think that the car insurance company requires that you live at the same residents as your primary policy holder if you want to be on that account (unless you are away at college or in the military) |
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sexytrojan
|
Blue,
I SWEAR by State Farm. I'm not in your situation, but when I moved to a much higher insurance state, I got more coverage and renters' insurance and they worked it so that I pay the same price.
Call your parents' agent and talk to them. Be honest about everything. They will work with you and give you a lot of discounts. |
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CaseyAngelEyes
 |
If you got married then you would probably want to get your own insurance. State Farm is expensive for young people anyway. You may want to try a website that compares multiple companies at once to get you the best price. I am paying less than ½ after I did.
Go to: http://www.insureme.com/landing.aspx?Refby=616165&Type=auto
Take care,
Casey |
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mbrcatz
|
Well, you're NOT added without charge, I promise you. That means your parents haven't gotten the bill yet.
The company isn't going to drop ANY listed operator that regularly uses the vehicles. But they'll probably want to add your wife to the policy. I assume you and your wife will be living with your parents, who own the cars.
Now, if you guys move out, then you aren't household members, and your parents can delete you. Unless they give you a car to use, in which case, they'll need to change the garaging address of that car, and keep you guys listed. |
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