 Letting someone borrow your car? |
| my car is registered and insured by AAA and my friend has a valid license. is there anything i should be worried about letting him borrow my car for the weekend? i live in california. thanks!... |
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 Homeowner's Policy-Question about replacement value . . .? |
| I just got a notice from my insurance company that they are raising my coverage for replacement of the dwelling. This is about a 50% increase over what I previously had (just switched to this ... |
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 Should I quit or not? |
| My boss treats me like crap, and I feel miserable going to work. She will exchange comments that make me feel worthless, she even "jokingly" told me should would slap me across the face if I... |
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 Why don't insurance companies want to cover mammograms for women under 40? |
| They say early detection is crucial, and there are women as young as mid 20s dying from breast cancer. Also, not all women feel confident in knowing what they are doing when they are doing self-... |
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 Can you transfer your life insurance policy once fired? |
| If i'm fired from the employer providing my life insurance policy can I take the policy & pay on my own it myself or can i get the money back that i put into the policy or is the policy just ... |
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 Do car insurance companies cover car rentals for leisure? |
Additional Details
I'm asking if full coverage insurance covers the cost of the rental car...or at least a portion of it.... |
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 What is home contents insurance for? |
| is it just if your belongings get stolen? On my policy it says that laptops are covered, but is ot of tehy are stolen? I broke it and i wonder if i shoul have taken accidental damage cover.... |
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 Purely a business question do not answer with moral platitudes? |
| Ok purely from a business point of view I was wondering do health insurance companies pay for abortions, it seems to me that from an economic standpoint they would simply because an abortion is far ... |
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 Do I really need health/Catastrophe insurance |
| I just graduated college and recently got a job. I have to work there for 3 months before I can get their insurance. Well after having countless arguments with my father on insurance I have come ... |
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 Can you tell me a little bit about being a life insurance agent? |
| I work full-time in admin. I need more money though. I am a single mom with three kids and get very little support so I need ALOT of money. I have heard that sales is the way to go but I cant get ... |
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 How many of you have been hit by a driver with State Farm Insurance and the d***** company refuses to pay? |
| I'd just like to see how many YES answers I get... you can tell the whole story if you want to. My son was t-boned by an old lady turning left - he was going straight - and that was almost 4 ... |
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 I live in NY and my boyfriend lives in NJ? |
| so every weekend I go to NJ but I am 9 months pregnant and my insurance is medicaid. If I still go to NJ and my water breaks can I use my medicaid card as insurance or will the bill me cause I am in ... |
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 Driving company vehicle and getting paid for it? |
| My husband was issued a company vehicle that he keeps at home he does not start getting paid until he gets to the shop or job. Then his paid time ends when he leaves the job not when he gets home, ... |
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 Is there any REAL work at home jobs and is anyone currently working at one?? |
| I have a 6 month old son and i love being home with him but i really need to start working my husband cant afford for me to not work anymore.... |
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 Husband was laid off- I'm 30 weeks pregnant & now no insurance!? |
| What are my options? COBRA, but that could cost a ton more to keep! I can't believe we are having a baby with no insurance! We've always had great jobs and insurance coverage, and now we ... |
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happydawg | State farm just sent me a check for $63.50. Whats this about? |
They say its a dividend check for a policy. Why did they send me this money. Is this a scam or should I just put it into savings somewhere...maybe an I bond or something?
I just cannot figure out why State farm is sending their customers money, first a free pizza and now a check. |
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mbrcatz
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Not a scam. If you don't want to bother to ask your agent to explain "dividend", then just deposit the check and don't worry about it. |
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j-man
 |
Many insurance companies are 'Mutual' insurance companies. That means they are owned by the policyholders and not by investors. State Farm has many mutual insurnace companies under their banner.
Every mutual insurance company expects to make a certain amount of profit every year, which gets re-invested in the company. If their profit is higher than expected, they will share the profits with their policyholders. Hence your check in the mail.
I have gotten a few such checks over the years. They are rare, but nice to receive.
And as far as taxation goes, that is tax-free. The IRS considers this to be a refund of premiums and not taxable dividends. |
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Flowergirl
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No,its just that they had better profits than expected,wasn't that cool??!! |
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Mr. Vincent Van Jessup
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Clearly, they are celebrating on a grand scale for not having to pay the victims of their poor policies and illegal practices in the Katrina zone. |
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♥ Due 09-03-09 ♥
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Be weary. Call your agent. Last year we received a check from Farmer's Insurance. I assumed I overpayed and cashed it. Come to find out, and underwriter had decided to reduce our home owners coverage for $135,000 (appraisal value) to $108,000! Needless to say I was surprised to find out I was only covered for $108K for the entire year-not even enought to pay of my loan if my house burned down! Call your agent immediately - good luck. |
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ponygirl
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Call your agent and ask.They should know the answer. |
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Dart Swinger
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Just deposit the check. Based on your description, it sounds legit. Like they said, it's a dividend check. |
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blue eyes
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When you have a policy with an insurance company, occasionally the premium you pay will go down and they will refund you by check. Do whatever you want with the money. |
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