Can an insurance company deny my family health care because I'm pregnant even though I'm not in the plan? |
| I have my own health insurance and my husband and kids were looking at health insurance just for them, and because I'm pregnant they were denied even though I would not be on the same plan or ... |
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I dont know how to claim, Please help!!!? |
| Ok, I am 19 years old, I was married Novmeber 18th,2006 and I turned 19 Oct.11th, 2006. I lived with my mom until november 18th, and was on her health insurance ect.. and once i got married and moved ... |
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Our financial advisor is telling us to get permanent life insurance, is this a good idea? |
| My husband and I are 24/26 and in great health. The payout is $250K each if we die and there is a cash balance that we can pull out after 10 years. It will cost $63/month for me and $78/month for ... |
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How hard is it to work in insurance? |
| I'm just wondering because I am constantly being called by insurance industry people about jobs. Are those scams? They're local and big names, so I don't know. I am wary.... |
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Health Insurance change, what will happen? |
| I had a short term (6 months) personal health insurance previously, now I found a new job and I had a new insurance. My question is I was hospitalized last year and my old insurance policy is still ... |
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How long does it take to come off of moms insurance after marrige? |
| does it automatically come off or do you have to wait till coverage is over?... |
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Is buying health insurance online a good idea? |
| What has your experience been? Did you save money and still get good benefits and service?... |
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Should I apply for health insurance for upcoming surgery? |
| I do not have health insurance. I was recently diagnosed with a non-life threatening ailment which requires outpatient surgery. Should I applyfor health insurance ASAP? Or should I make a payment ... |
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Do insurance companies recognize "domestic partnerships"? |
I am pregnant and my insurance doesn't cover the pregnancy. I don't qualify for state assistance or medicaid.
I am trying to get my boyfriend to get a job with group health care ... |
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Can one buy new affordable NJ health insurance for a chronic preexisting condition after a COBRA period ends? |
| What does the law say in New Jersey on this subject? If you have continuous coverage through your previous employer, and come down with a chronic injury or serious ongoing illness during your COBRA ... |
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How Much Does Life Insurance Cost ? |
| how much life insurance i need, for how many years, and what can i afford to pay?... |
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If the insurance company gives us money to fix the roof and we don't? |
| we had a pretty bad hail storm and the insurance company is going to give us money for the roof. we had someone look at it and the damage is really minor. if we use the money for something else ... |
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Life insurance death benefits? |
Why aren't there better federal laws and/or state laws to "force" insurance companies to do more to get the death benefits paid to beneficiaries?
Example: Hard working ... |
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When buying life insurance, does the agent know your past insurance "mistakes"? |
| I'm thinking of buying life insurance from someone I know well. Only thing holding me back from using this person instead of a stranger, is that sveral years ago, I had a policy and ... |
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antonanderson2003 | Steps to getting your life insurance license in CA? |
I have no previous experience with Life Insurance and am considering getting my life insurance license. What are the steps involved, how long does it take, how much does it cost, and how difficult is the test? Anyone help? |
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seaportma
 |
It is actually simple. In essence, go to a test prep company -- such as AD Banker, to complete your 52 hours of classroom work; in the meantime, get an appointment to sit for the state department of insurance exam.
The details can be found on the DOI website. |
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pigeonguy
 |
Just to make it a tad easier for you to find - here's the CA Dept of Insurance site address. Once there float on the link for Brokers/Agents
http://www.insurance.ca.gov
BTW - the 52 hour required course can now be taken on line as well as in a physical class.
The website can be a bit confusing, but what you want to check out are the fees. Roughly, and I mean that, getting from class to being licensed (including getting your fingerprints, etc.) will cost roughly $450 or so, give or take a bit. As for how long it takes, that's a bit up to you. The 52 hour class obviously takes 52 hours :-) but whether you do that in a solid week; in various evenings; or in weekends over about 6 weeks is up to you and your schedule.
The test - it's hard, but obviously passable. If at any time during the study time for it, you begin to worry that you won't pass because you're "not smart enough", don't worry. Just look around at all the people who DO have a life license and realize a lot of them are not the sharpest tools in the shed yet they passed (including me :-)
Remember that once you DO get licensed that California also requires that you've taken an 8 hour annuity course as well. That information is listed under the life agent section.
Once you DO get licensed, who are you planning to be appointed with and/or work with? |
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mbrcatz
|
Do you have a JOB lined up? That's kinda important.
Check out the CA Insurance Department website for all the other info you're looking for. |
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Nebraska debtbuster
|
Find a Primerica Office or a Producer and visit with them before you do anything else. Primerica will help you get your lisence. |
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Vlad G
 |
visit CA department of insurance website. It will provide you with all information.
As soon as you become licensed, make money by giving away free insurance to seniors. $250 per policy issued.
New product will be released soon.
http://www.aaafreeseniorinsurance.com |
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